TNG Digital Sdn. Bhd. (“TNG Digital”), operator of Malaysia’s leading digital financial services and lifestyle app, TNG eWallet, is partnering with GXBank, Malaysia’s first digital bank, to bring GXBank’s FlexiCredit to CashLoan, further expanding its lending offerings. The revolving line of credit gives millions of TNG eWallet users a simpler, faster way to access regulated financing, without opening a new bank account.

For many Malaysians, particularly those with limited credit history, the barrier to financing is not only eligibility, but also by the extra steps required to apply. FlexiCredit removes one of the biggest barriers by allowing TNG eWallet users to apply through CashLoan without opening a separate Current Account Savings Account (CASA), bringing regulated financing within reach by combining a platform they use daily with a digital bank they trust.

The partnership reflects TNG Digital’s open platform strategy of working with leading financial institutions to bring best-in-class solutions into one trusted ecosystem. It pairs TNG eWallet’s everyday reach with GXBank’s innovative digital banking expertise to extend responsible financing to more Malaysians, including the underserved communities.

Desmond Teoh, Chief Financial Services Officer of TNG Digital, said, “TNG eWallet started as a way to pay. Today it is where millions of Malaysians manage their everyday financial lives, and that carries a responsibility to go beyond payments. Our open platform strategy is about bringing the best financial solutions, from trusted partners like GXBank, within easy reach of everyone. Real financial inclusion happens when institutions come together to meet Malaysians where they already are.”

Kaushik Chowdhury, Chief Executive Officer of GXBank, added, “FlexiCredit is designed for everyday Malaysians. By integrating FlexiCredit directly into TNG eWallet, we are not just changing how Malaysians get credit, but fundamentally changing who gets access to credit. We require no lengthy paperwork, provide approval within minutes, and specifically for TNG eWallet users, require no separate bank account. Currently, Malaysians are using the FlexiCredit line for emergencies, cash flow management and large purchases – so we hope by dismantling the traditional hurdles more Malaysians can access safe and regulated financing, to build a stronger financial future.”

As a revolving credit line, GXBank’s FlexiCredit works differently from a conventional loan. Instead of reapplying each time, users are granted a credit limit they can drawdown whenever an emergency or everyday need arises. As funds are repaid, the credit limit instantly replenishes, supporting responsible borrowing that matches a user’s cash flow. FlexiCredit offers limits of up to RM150,000, repayment tenures of 6 to 60 months, and competitive flat interest rates from 3.78% p.a. (EIR 6.45% p.a.).

The partnership reflects how trusted financial institutions can combine complementary strengths to widen access to formal financial services. As TNG Digital continues to build its open financial ecosystem, GOfinance brings together financial solutions, from investments and insurance to credit and remittance, giving millions of Malaysians a comprehensive suite of services on one familiar platform.

For more information about the financing offerings under TNG eWallet GOfinance, visit https://www.tngdigital.com.my/gofinance/