SafeHome on TNG eWallet is a home fire insurance product from AIA General Berhad. It protects residential buildings and home contents against loss or damage caused by fire and lightning. Homeowners can cover their building and belongings, while renters can cover their home contents. Depending on the cover selected, protection for floods, burst pipes and other covered perils may also be included or added.
Why get home fire insurance with SafeHome?
Save up to 66% on premiums*
Save on premiums with rates up to 66% lower than standard Tariff Houseowner Insurance rates.*
Additional financial support
Receive up to RM2,000 in cash relief and RM5,000 in medical coverage per person for up to two people when unexpected incidents happen.
Choose the cover you need
Select building cover, home contents cover or both, based on your property and whether you own or rent it.
Compare SafeHome premiums with standard fire insurance rates
| Premium (RM) | |||||
|---|---|---|---|---|---|
| Sum insured (RM) |
SafeHome | Tariff basic fire insurance |
SafeHome vs. tariff basic fire insurance |
Tariff houseowner building |
SafeHome vs. tariff houseowner |
| 120,000 | 36.96 | 52.80 | -30% | 108.00 | -66% |
| 200,000 | 61.60 | 88.00 | -30% | 180.00 | -66% |
| 500,000 | 154.00 | 220.00 | -30% | 450.00 | -66% |
| 1,000,000 | 308.00 | 440.00 | -30% | 900.00 | -66% |
| 3,000,000 | 924.00 | 1,320.00 | -30% | 2,700.00 | -66% |
*Savings are calculated against standard fire insurance tariff rates that took effect on 1 Oct 2022.
*Tariff Basic Fire insurance and Houseowner insurance are the different types of fire insurance coverage available for home. Tariff Basic Fire insurance covers your building and/or contents from loss or damage caused by fire and lightning. The coverage could also be extended to include flood, subsidence, landslip and other events. Tariff Houseowner insurance provides additional coverage compared to Tariff Basic Fire insurance to cover your building and it comes with a higher premium than Tariff Basic Fire insurance.
SafeHome is underwritten by AIA General Berhad, a PIDM member. Benefits payable under eligible products are protected by PIDM, and subject to PIDM’s protection limits. For more information, please refer to PIDM’s TIPS brochure,(opens in new tab) or contact AIA General Berhad or visit PIDM’s website.(opens in new tab)
Summary of benefits SafeHome covers
| Sum insured | ||||
|---|---|---|---|---|
| Sect. | Coverage | Building only | Contents only | Building + contents |
| A | Fire coverage |
Sum insured to be determined by the insured For building, sum insured coverage is from min. RM120,000 to max. RM3,000,000 For contents, sum insured coverage is from min. RM25,000 to max. RM50,000 |
||
| B | Cash relief | RM2,000 (lump sum) | ||
| C | Medical coverage | RM5,000 per person | ||
| No. | Covered events or insured perils available | |||
| 1 | Fire and lightning | ✓ | ✓ | ✓ |
| 2 | Flood damage | Optional | ✓ | Optional |
| 3 | Impact damage | Optional | ✓ | Optional |
| 4 | Bursting or overflowing water tanks, apparatus or pipes |
Optional | ✓ | Optional |
| 5 | Riot, strike and malicious damage | Optional | ✓ | Optional |
| 6 | Subsidence and landslip | Optional | ✓ | Optional |
| 7 | Damage by falling trees or branches and objects therefrom |
Optional | ✓ | Optional |