Flexible SME Loans Up to RM150,000 with BizCash

Every business journey is unique. BizCash provides digital small business loans that adapt to your goals — whether it’s managing cashflow or supporting long-term growth.

With simple digital applications, faster approvals, and loans of up to RM150,000, BizCash is a simple solution for business loans, so you can focus on running your business while having the financial support you need. It’s ideal for micro loans, SME loans, and even startup business loans in Malaysia.

Benefits of BizCash

Flexible financing

Loan from RM10,000 up to RM150,000, with loan duration from 1 to 5 years.

Quick approval & disbursement

Get your funds quickly with same-day approvals on digital applications

Accessible to small businesses

Available to businesses with at least RM5,000 in monthly sales and 1 year of operations

Here’s a quick comparison table on why BizCash is the better option

	BIZCASH	BANKS
Application process	Fully digital	Bank visit required
Minimum monthly annual sales	Min RM5,000 monthly	Min RM25,000 monthly
Minimum loan amount	Min RM10,000	Min RM50,000
Loan application updates	Daily updates in-app	Manually tracked by applicant

How to apply for BizCash

1

Tap on "BizCash" from your eWallet's homepage or Merchant DashBoard

2

Key in your loan amount, duration and annual sales to calculate your business loan eligibility

3

Tap “Confirm” to proceed with your loan offer

4

Fill in your business details

5

Upload your bank statements then hit “Submit”

6

You will receive a push notification when your loan has been approved. Review and tap “Accept Loan Offer" button

7

Key in your 6-digit PIN to confirm

8

Your loan will be disbursed into your receiving account

Scan QR code and get your extra cash now

Disclaimer: If BizCash does not launch after scanning the QR code, please ensure that your eWallet app is updated to the latest version. Visit your app store to check for updates.

Every business deserves a chance to grow