Wiser Travels In China With Visa Travel Card
Terms & Conditions
Terms and Conditions
1. The Wiser Travels In China With Visa Travel Card Campaign (“Campaign”) is organized by TNG Digital Sdn Bhd (201701042478) (“TNGD”) and is governed by the following terms and conditions.
2. This Campaign is scheduled to run from 10 April 2026 to 31 December 2026, both dates inclusive (“Campaign Period”).
Campaign Eligibility
3. Participation in this Campaign is open to all active TNG eWallet Visa Travel cardholders that meet the following requirements (“Campaign Requirements”):
a. Applicable to users who have registered their TNG eWallet with a valid registration mobile number and successfully activated their TNG eWallet Visa Travel Card during the Campaign Period.
b. Successfully perform a transaction in China using your TNG eWallet Visa Travel Card that is bound/linked to Alipay or WeChatpay;
c. Ensure that the transaction is successfully processed and not voided or reversed.
d. Ensure that the transactions must not fall under the following excluded merchant category codes:
| Merchant Category Codes | Details |
Sample Merchant (s) |
| 3024 | Pakistan Air | Pakistan International Airlines |
| 4011 | Railroads | Railroads – Freight |
| 4111 | Local and Suburban Commuter Passenger Transportation, Including ferries | Public Bus, ferry Services, Commuter Rail services |
| 4112 | Passenger Railways | KTMS, Shinkansen,Eurostar |
| 4121 | Taxicabs and Limousines | Grab, Uber |
| 4131 | Bus Lines | Redbus, Easybook, Aeroline Bus |
| 4214 | Motor Freight Carriers and Trucking – Local and Long Distance, Moving and Storage Companies, and Local Delivery Services | GDEX, Tiong Nam, Lalamove (large goods) |
| 4215 | Courier Services – Air and Ground, and Freight Forwarders | DHL, FedEx, J&T Express (small parcels) |
| 4225 | Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage |
Cold Storage Logistics, Tiong Nam, Warehouse Services |
| 4789 | Transportation Services | TNG toll, KLIA Ekspres, PLUS Malaysia, Parking.sg |
| 4821 | Telegraph Services (Money Transfer) | Wise, Western Union, Merchantrade, BigPay |
| 4829 | Money Transfer | Wise, BigPay, Revolut |
| 5511 | Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing | Perodua, Honda, Cycle & Carriage |
| 5169 | Petroleum and Petroleum Products | Petronas Chemicals Group Berhad, Nippon Paint Sdn Bhd, 3M Singapore Pte Ltd |
| 5309 | Duty Free Stores | Eraman Duty Free, Heinemann |
| 5542 | Automated Fuel Dispensers | Any Petrol stations |
| 5723 | Guns and Ammunition Shops | Any Guns and Ammunition Shops |
| 5921 | Package Stores – Beer, Wine, and Liquor | Bottles & Bottles Malaysia, DFS, Village Grocer (Liquor Section) |
| 5944 | Jewelry Stores | Poh Kong, Habib Jewels |
| 5993 | Cigar Stores and Stands | Any tobacco and smoking products |
| 5999 | Miscellaneous and Specialty Retail Stores | Art Galleries, Gift, Novelty |
| 6010 | Financial Institutions – Manual Cash Disbursements | Maybank, CIMB Bank, Public Bank (bank counter) |
| 6011 | Cash withdrawal transactions | ATM withdrawal |
| 6012 | E-wallet top-up transactions | Boost, ShopeePay (reload via FPX) |
| 6051 | Quasi cash merchant transactions (e.g. cryptocurrency, foreign currency, money order) | Binance, MoneyGram, Crypto.com, prepaid card reloads |
| 6211 | Security Brokers/Dealers | Rakuten Trade, Kenanga Investment Bank, iFAST Capital |
| 6300 | Payment of insurances and/ or takaful | AIA, Prudential, Takaful Malaysia |
| 6540 | Non-Financial Institutions – Stored Value Card Purchase/Load | EZ-Link, Setel Reload Card, Mid Valley Gift Card |
| 7273 | Dating Services | Tinder, Bumble |
| 7299 | Miscellaneous Personal Services – Dating, Escort Online Dating Services | Any Online Dating Services |
| 7311 | Advertising Services | Google Ads, Meta Ads, Billboard |
| 7800 | Gambling – Government Owned Lotteries | Sports Toto, Magnum 4D, Da Ma Cai |
| 7801 | Gambling – Government-Licensed On-Line Casinos | Singapore Pools online bets |
| 7802 | Gambling – Government Licensed Horse/Dog Racing | Selangor Turf Club |
| 7995 | Betting (including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks and games of chance to win prizes of monetary value) | Genting Highland Casino Resort World Sentosa, Turf Clubs |
| 8398 | Payment to charity and/ or social services organisations | Donations, NGOs, relief funds |
| 8641 | Civic, Social, and Fraternal Associations | Rotary Club, Lions Club |
| 8661 | Religious Organizations | Church, Mosques, Temples |
| 8675 | Automobile Associations | AAM Malaysia, AA Singapore |
| 8999 | Professional Services | Marketing advisors, R&D services, Consultants |
| 9211 | Courts Costs (including alimony and child support) | Any court-related fee or payment |
| 9222 | Fines | PDRM traffic summons, JPJ fine, DBKL compound |
| 9223 | Bail and Bond Payments | Mahkamah bail payment, PDRM bail |
| 9311 | Tax Payments | LHDN |
| 9399 | Government Services | MyEG, DBKL, MBPJ |
| 9402 | Postal Services (Government Only) | Pos Malaysia Berhad |
| 9405 | Intra-Government Purchases (Government Only) | Government internal transactions |
| 9406 | Gambling, betting and gaming related transactions | Singapore Pools |
Specific Campaign Details
4. All TNG eWallet Visa Travel cardholders who have adhered to the Campaign Requirements (“Eligible Users”) will be eligible to receive a cashback based on their eligible spending for transactions made in China using the TNG eWallet Visa Travel Card that is bound/linked to Alipay or WeChat Pay, as further detailed in the cashback mechanics below:
| Card Type | Eligibility Criteria | Total Cashback Capping | Example |
| TNG eWallet Visa Travel Card | Earn 3% cashback on your entire transaction amount when you spend RM 5.00 or more in a single purchase | Total cashback amount per transaction is capped at RM 3.00 | A transaction of RM50.00 made, will be rewarded with RM 1.50 cashback. |
5. The cashback amount will be credited to the Eligible Users respective TNG eWallet account instantly after each successful transaction.
6. This Campaign shall cease upon the earlier of (i) cashback being credited for the first 500,000 eligible transactions in total, or (ii) the expiration of the Campaign Period, whichever occurs first.
7. In the event of transaction reversals or refunds after the cashback has been awarded, TNGD reserves the right to deduct the corresponding cashback amount from your TNG eWallet account balance. TNGD will manually debit your TNG eWallet account balance for the cashback amount received from transactions that were subsequently reversed or refunded, as these do not constitute eligible spending under these terms and conditions.
8. TNGD reserves the right to exclude any user during the Campaign Period.
9. TNGD reserves the right to modify, terminate, withdraw or extend the Campaign prior to the expiration of the Campaign Period at any time by providing prior notice to TNG eWallet Visa cardholders on the TNG eWallet website at www.touchngo.com.my/ and/or TNG eWallet application.
10. Cashback awarded under this Campaign shall be in addition to the up to RM35 Activation Campaign offered on the TNG eWallet Visa Travel Card during the campaign period.
11. All decisions made in connection with this Campaign, including determination of eligibility, cashback entitlement, and campaign outcomes, shall be final and binding, and no correspondence or appeals will be entertained.
12. Cashback credited under this Campaign is not transferable, not exchangeable for cash, and cannot be withdrawn or transferred to another account.
Other
13. TNGD shall be entitled to withhold any benefit(s) under the campaign, if a User is found to have been in breach of any TNG Digital’s Users Terms and Conditions (https://www.tngdigital.com.my/assets/pdf/user-tnc.pdf)
14. This Terms and Conditions shall be further subject to the General Campaign Terms and Conditions which can be found at https://www.tngdigital.com.my/terms-conditions/general-campaign-terms-and-conditions/
15. Please visit https://www.tngdigital.com.my/ewallet/for more information or inquiries.
Terma & Syarat
1. Kempen Wiser Travels In China With Visa Travel Card (“Kempen”) dianjurkan oleh TNG Digital Sdn Bhd (201701042478) (“TNGD”) dan tertakluk kepada Terma dan Syarat berikut.
2. Kempen ini dijadualkan berlangsung dari 10 April 2026 to 31 Disember 2026, termasuk kedua-dua tarikh (“Tempoh Kempen”).
Kelayakan Kempen
3. Penyertaan dalam Kempen ini terbuka kepada semua pemegang Kad Visa Travel TNG eWallet yang memenuhi syarat-syarat berikut (“Syarat Kempen”):
a. Anda mestilah pengguna yang telah mendaftarkan TNG eWallet dengan nombor mudah alih berdaftar yang sah dan berjaya mengaktifkan Kad Visa Travel TNG eWallet dalam tempoh kempen.
b. Anda mestilah berjaya melakukan transaksi di China menggunakan Kad Visa Travel TNG eWallet anda yang dipautkan/disambungkan kepada Alipay atau WeChat Pay.
c. Memastikan transaksi yang dibuat berjaya diproses dan tidak dibatalkan atau diterbalikkan.
d. Memastikan bahawa urus niaga mestilah tidak termasuk di bawah kod kategori peniaga yang dikecualikan berikut:
| Merchant Category Codes | Details |
Sample Merchant (s) |
| 3024 | Pakistan Air | Pakistan International Airlines |
| 4011 | Railroads | Railroads – Freight |
| 4111 | Local and Suburban Commuter Passenger Transportation, Including ferries | Public Bus, ferry Services, Commuter Rail services |
| 4112 | Passenger Railways | KTMS, Shinkansen,Eurostar |
| 4121 | Taxicabs and Limousines | Grab, Uber |
| 4131 | Bus Lines | Redbus, Easybook, Aeroline Bus |
| 4214 | Motor Freight Carriers and Trucking – Local and Long Distance, Moving and Storage Companies, and Local Delivery Services | GDEX, Tiong Nam, Lalamove (large goods) |
| 4215 | Courier Services – Air and Ground, and Freight Forwarders | DHL, FedEx, J&T Express (small parcels) |
| 4225 | Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage |
Cold Storage Logistics, Tiong Nam, Warehouse Services |
| 4789 | Transportation Services | TNG toll, KLIA Ekspres, PLUS Malaysia, Parking.sg |
| 4821 | Telegraph Services (Money Transfer) | Wise, Western Union, Merchantrade, BigPay |
| 4829 | Money Transfer | Wise, BigPay, Revolut |
| 5511 | Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing | Perodua, Honda, Cycle & Carriage |
| 5169 | Petroleum and Petroleum Products | Petronas Chemicals Group Berhad, Nippon Paint Sdn Bhd, 3M Singapore Pte Ltd |
| 5309 | Duty Free Stores | Eraman Duty Free, Heinemann |
| 5542 | Automated Fuel Dispensers | Any Petrol stations |
| 5723 | Guns and Ammunition Shops | Any Guns and Ammunition Shops |
| 5921 | Package Stores – Beer, Wine, and Liquor | Bottles & Bottles Malaysia, DFS, Village Grocer (Liquor Section) |
| 5944 | Jewelry Stores | Poh Kong, Habib Jewels |
| 5993 | Cigar Stores and Stands | Any tobacco and smoking products |
| 5999 | Miscellaneous and Specialty Retail Stores | Art Galleries, Gift, Novelty |
| 6010 | Financial Institutions – Manual Cash Disbursements | Maybank, CIMB Bank, Public Bank (bank counter) |
| 6011 | Cash withdrawal transactions | ATM withdrawal |
| 6012 | E-wallet top-up transactions | Boost, ShopeePay (reload via FPX) |
| 6051 | Quasi cash merchant transactions (e.g. cryptocurrency, foreign currency, money order) | Binance, MoneyGram, Crypto.com, prepaid card reloads |
| 6211 | Security Brokers/Dealers | Rakuten Trade, Kenanga Investment Bank, iFAST Capital |
| 6300 | Payment of insurances and/ or takaful | AIA, Prudential, Takaful Malaysia |
| 6540 | Non-Financial Institutions – Stored Value Card Purchase/Load | EZ-Link, Setel Reload Card, Mid Valley Gift Card |
| 7273 | Dating Services | Tinder, Bumble |
| 7299 | Miscellaneous Personal Services – Dating, Escort Online Dating Services | Any Online Dating Services |
| 7311 | Advertising Services | Google Ads, Meta Ads, Billboard |
| 7800 | Gambling – Government Owned Lotteries | Sports Toto, Magnum 4D, Da Ma Cai |
| 7801 | Gambling – Government-Licensed On-Line Casinos | Singapore Pools online bets |
| 7802 | Gambling – Government Licensed Horse/Dog Racing | Selangor Turf Club |
| 7995 | Betting (including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks and games of chance to win prizes of monetary value) | Genting Highland Casino Resort World Sentosa, Turf Clubs |
| 8398 | Payment to charity and/ or social services organisations | Donations, NGOs, relief funds |
| 8641 | Civic, Social, and Fraternal Associations | Rotary Club, Lions Club |
| 8661 | Religious Organizations | Church, Mosques, Temples |
| 8675 | Automobile Associations | AAM Malaysia, AA Singapore |
| 8999 | Professional Services | Marketing advisors, R&D services, Consultants |
| 9211 | Courts Costs (including alimony and child support) | Any court-related fee or payment |
| 9222 | Fines | PDRM traffic summons, JPJ fine, DBKL compound |
| 9223 | Bail and Bond Payments | Mahkamah bail payment, PDRM bail |
| 9311 | Tax Payments | LHDN |
| 9399 | Government Services | MyEG, DBKL, MBPJ |
| 9402 | Postal Services (Government Only) | Pos Malaysia Berhad |
| 9405 | Intra-Government Purchases (Government Only) | Government internal transactions |
| 9406 | Gambling, betting and gaming related transactions | Singapore Pools |
Butiran Khusus Kempen
4. Semua pemegang Kad TNG eWallet Visa Travel yang telah mematuhi Keperluan Kempen (“Pengguna Layak”) akan layak menerima pulangan tunai berdasarkan perbelanjaan yang layak mereka bagi transaksi yang menggunakan Kad TNG eWallet Visa Travel yang dipautkan/disambungkan kepada Alipay atau WeChat Pay, seperti yang diperincikan selanjutnya dalam mekanisme pulangan tunai di bawah:
| Jenis Kad | Kriteria Kelayakan | Jumlah Had Pulangan Tunai | Contoh |
| Kad Visa Travel TNG eWallet | Dapatkan pulangan tunai 3% daripada jumlah keseluruhan transaksi anda apabila anda membelanjakan RM 5.00 atau lebih dalam satu pembelian.
|
Jumlah pulangan tunai maksimum bagi setiap transaksi adalah terhad kepada
RM 3.00.
|
Transaksi sebanyak RM 50.00 yang dilakukan akan diberi ganjaran Pulangan Tunai RM 1.50.
|
5. Jumlah pulangan tunai akan dikreditkan ke akaun TNG eWallet Pengguna Layak serta-merta selepas setiap transaksi yang berjaya.
6. Kempen ini akan tamat apabila berlaku mana-mana yang terdahulu: (i) pemberian pulangan tunai telah dikreditkan bagi 500,000 transaksi layak yang pertama secara keseluruhan; atau (ii) tempoh Kempen tamat, yang mana berlaku terlebih dahulu.
7. Sekiranya berlaku pembalikan transaksi atau bayaran balik selepas pulangan tunai diberikan, TNGD berhak untuk menolak jumlah pulangan tunai yang sepadan daripada baki akaun TNG eWallet anda. TNGD akan mendebit baki akaun TNG eWallet anda secara manual untuk jumlah pulangan tunai yang diterima daripada urus niaga yang kemudiannya diterbalikkan atau dibayar balik, kerana ini tidak merupakan perbelanjaan yang layak di bawah terma dan syarat ini.
8. TNGD berhak untuk mengecualikan pengguna yang dianggap berkelakuan tidak wajar semasa Tempoh Kempen.
9. TNGD berhak untuk mengubah suai, menamatkan, menarik balik atau melanjutkan Kempen sebelum Tempoh Kempen tamat pada bila-bila masa dengan memberikan notis awal kepada pemegang kad di laman web TNG eWallet di www.touchngo.com.my dan/atau aplikasi TNG eWallet.
10. Pulangan tunai yang diberikan di bawah Kempen ini adalah sebagai tambahan kepada Kempen Pengaktifan sehingga RM35 yang ditawarkan untuk Kad Visa Travel TNG eWallet sepanjang tempoh kempen ini.
11. Semua keputusan yang dibuat berkaitan dengan Kempen ini, termasuk penentuan kelayakan, hak pulangan tunai dan hasil kempen, adalah muktamad dan mengikat, dan sebarang surat-menyurat atau rayuan tidak akan dilayan.
12. Pulangan tunai yang dikreditkan di bawah Kempen ini tidak boleh dipindah milik, tidak boleh ditukar kepada wang tunai, dan tidak boleh dikeluarkan atau dipindahkan ke akaun lain.
Lain-lain
13. TNGD berhak untuk menahan sebarang faedah di bawah perkhidmatan yang diberikan, dengan notis kepada pengguna jika pengguna didapati telah melanggar terma dan syarat Pengguna TNGD. Terma dan Syarat Kempen Am boleh didapati di https://www.tngdigital.com.my//assets/pdf/user-tnc.pdf
14. Terma dan Syarat ini ini juga tertakluk kepada Terma dan Syarat Kempen Am yang boleh didapati di https://www.tngdigital.com.my/terms-conditions/general-campaign-terms-and-conditions/
15. Sila layari https://www.tngdigital.com.my untuk maklumat lanjut atau pertanyaan.