TNG eWallet Visa Card Travel Cashback Campaign 3.0 (2026)

Terms & Conditions

  1. TNG eWallet Visa Card Travel Cashback Campaign 3.0 (“Campaign“) is organized by TNG Digital Sdn Bhd (201701042478) (“TNGD“) and is governed by the following terms and conditions.The
  2. This Campaign is scheduled to run from 15 October 2025 to 31 December 2026, both dates inclusive (“Campaign Period”).Campaign Eligibility
  3. Participation in this Campaign is open to all TNG eWallet Visa Travel cardholders that meet the following requirements (“Campaign Requirements”):
    a. Applicable to users who have registered their TNG eWallet with a valid registered mobile number and successfully activated their TNG eWallet Visa Travel Card.
    b. Perform an overseas and in-store transaction using your TNG eWallet Visa Travel Card by presenting it physically at merchant locations outside of Malaysia.
    c. Ensure that the transactions made must be successfully processed and not voided or reversed.
    d. Ensure that the transactions must not fall under the following excluded merchant category codes:

    Merchant Category Codes Details
    3024 Pakistan Air
    4011 Railroads
    4111 Local and Suburban Commuter Passenger Transportation, Including Ferries
    4112 Passenger Railways
    4121 Taxicabs and Limousines
    4131 Bus Lines
    4214 Motor Freight Carriers and Trucking – Local and Long Distance, Moving and Storage Companies, and Local Delivery Services
    4215 Courier Services – Air and Ground, and Freight Forwarders
    4225 Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage
    4789 Transportation Services
    5511 Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing
    5169 Petroleum and Petroleum Products
    5542 Automated Fuel Dispensers
    6010 Financial Institutions – Manual Cash Disbursements
    6011 Cash withdrawal transactions
    6012 E-wallet top-up transactions
    6051 Quasi cash merchant transactions (e.g. cryptocurrency, foreign currency, money order)
    6211 Security Brokers/Dealers
    6300 Payment of insurances and/ or takaful
    6540 Account funding & reloads
    6540 Non-Financial Institutions – Stored Value Card Purchase/Load
    8398 Payment to charity and/ or social services organisations
    8641 Civic, Social, and Fraternal Associations
    8661 Religious Organizations
    8675 Automobile Associations
    9211 Courts Costs (including alimony and child support)
    9222 Fines
    9223 Bail and Bond Payments
    9311 Tax Payments
    9399 Government Services
    9402 Postal Services (Government Only)
    9405 Intra-Government Purchases (Government Only)
    9406 Gambling, betting and gaming related transactions

    Specific Campaign Details

  4. All TNG eWallet Visa Travel cardholders that have adhered to the Campaign Requirements (“Eligible Users”) will be eligible to receive a cashback based on the eligible spend for international in-store payments made physically at a POS terminal, as outlined in the cashback details as below:
    Card Type Cashback Tier Cashback Percentage Eligibility Criteria Example
     

    TNG eWallet Visa

    Travel Card

    Tier 1 0.5% Earn 0.5% cashback on your entire transaction amount when you spend RM 2.00 or more in a single purchase A transaction of RM120 made, will be rewarded with RM0.60 Cashback

    (Tier 1 – 0.5% = 0.5% x RM120 = RM0.60 Total Cashback)

    Tier 2 1.0% Earn 1.0% cashback on your entire transaction amount when you spend RM 150.00 or more in a single purchase A transaction of RM200 made, will be rewarded with RM3.00 Cashback

    (Tier 1 – 0.5% + Tier 2 – 1.0% = 1.5% x RM200 = RM3.00 Total Cashback)

    Tier 3 1.5% Earn 1.5% cashback on your entire transaction amount when you spend RM 300.00 or more in a single purchase A transaction of RM320 made, will be rewarded with RM9.60 Cashback

    (Tier 1 – 0.5% + Tier 2 – 1.0% + Tier 3 – 1.5% = 3% x RM320 = RM9.60 Total Cashback)

  5. In addition to the above, TNG eWallet Visa Travel cardholders will be eligible to receive the following benefits:
    Card type Reward ATM Fee
    TNG eWallet

    Visa Travel Card

    Free 1 international ATM withdrawal

    (per month)

    RM10
  6. The cashback amount will be credited to the Eligible User’s respective TNG eWallet account instantly after each successful transaction.
  7. This Campaign will cease once the cashback has been fully utilised or at the expiration of the Campaign Period, whichever is earlier.
  8. In the event of transaction reversals or refunds after the cashback has been awarded, TNGD reserves the right to deduct the corresponding cashback amount from your TNG eWallet account balance. TNGD will manually debit your TNG eWallet account balance for the cashback amount received from transactions that were subsequently reversed or refunded, as these do not constitute eligible spending under these terms and conditions.
  9. TNGD reserves the right to exclude user that deem abusive during the Campaign Period.
  10. TNGD reserves the right to modify, terminate, withdraw or extend the Campaign prior to the expiration of the Campaign Period at any time by providing prior notice to TNG eWallet Visa cardholders on the TNG eWallet website at www.touchngo.com.my/ and/or TNG eWallet application.
  11. This Campaign shall not be valid with other ongoing promotions, discounts, or vouchers.Permissions
  12. By participating in this Campaign, all participants:
    a. consent for TNGD to collect, record, hold, store, use, and disclose their personal information for purposes which are necessary or related to the participation; and
    b. consent for TNGD to disclose or publish their personal information such as their names and identities and any general information in any media, marketing, or advertising materials; and
    c. grant TNGD the right to modify, use and publish any still or moving images of the participants for any promotional, marketing, commercial, or other related purpose, without any payment or compensation.Others
  13. TNGD shall be entitled to withhold any benefits under the services rendered, with prior notice to the users if the users are found to have been in breached of any TNG Digital’s Users Terms and Conditions. The General Users Terms and Conditions which can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf
  14. This Terms and Conditions shall be further subject to The General Campaign Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/
  15. Please visit https://www.touchngo.com.my for more information or inquiries.