TNG eWallet Visa Card Travel Cashback Campaign 3.0

Terms & Conditions

TNG eWallet Visa Card Travel Cashback Campaign 3.0 (“Campaign“) is organized by TNG Digital Sdn Bhd (201701042478) (“TNGD“) and is governed by the following terms and conditions.The
This Campaign is scheduled to run from 15 October 2025 to 31 December 2026, both dates inclusive (“Campaign Period”).
Campaign Eligibility

Participation in this Campaign is open to all TNG eWallet Visa Travel cardholders that meet the following requirements (“Campaign Requirements”):
a. Applicable to users who have registered their TNG eWallet with a valid registered mobile number and successfully activated their TNG eWallet Visa Travel Card.
b. Perform an overseas and in-store transaction using your TNG eWallet Visa Travel Card by presenting it physically at merchant locations outside of Malaysia.
c. Ensure that the transactions made must be successfully processed and not voided or reversed.
d. Ensure that the transactions must not fall under the following excluded merchant category codes:

Merchant Category Codes	Details
3024	Pakistan Air
4011	Railroads
4111	Local and Suburban Commuter Passenger Transportation, Including Ferries
4112	Passenger Railways
4121	Taxicabs and Limousines
4131	Bus Lines
4214	Motor Freight Carriers and Trucking – Local and Long Distance, Moving and Storage Companies, and Local Delivery Services
4215	Courier Services – Air and Ground, and Freight Forwarders
4225	Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage
4789	Transportation Services
5511	Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing
5169	Petroleum and Petroleum Products
5542	Automated Fuel Dispensers
6010	Financial Institutions – Manual Cash Disbursements
6011	Cash withdrawal transactions
6012	E-wallet top-up transactions
6051	Quasi cash merchant transactions (e.g. cryptocurrency, foreign currency, money order)
6211	Security Brokers/Dealers
6300	Payment of insurances and/ or takaful
6540	Account funding & reloads
6540	Non-Financial Institutions – Stored Value Card Purchase/Load
8398	Payment to charity and/ or social services organisations
8641	Civic, Social, and Fraternal Associations
8661	Religious Organizations
8675	Automobile Associations
9211	Courts Costs (including alimony and child support)
9222	Fines
9223	Bail and Bond Payments
9311	Tax Payments
9399	Government Services
9402	Postal Services (Government Only)
9405	Intra-Government Purchases (Government Only)
9406	Gambling, betting and gaming related transactions

Specific Campaign Details

All TNG eWallet Visa Travel cardholders that have adhered to the Campaign Requirements (“Eligible Users”) will be eligible to receive a cashback based on the eligible spend for international in-store payments made physically at a POS terminal, as outlined in the cashback details as below:

Card Type	Cashback Tier	Cashback Percentage	Eligibility Criteria	Example
TNG eWallet Visa Travel Card	Tier 1	0.5%	Earn 0.5% cashback on your entire transaction amount when you spend RM 2.00 or more in a single purchase	A transaction of RM120 made, will be rewarded with RM0.60 Cashback (Tier 1 – 0.5% = 0.5% x RM120 = RM0.60 Total Cashback)
	Tier 2	1.0%	Earn 1.0% cashback on your entire transaction amount when you spend RM 150.00 or more in a single purchase	A transaction of RM200 made, will be rewarded with RM3.00 Cashback (Tier 1 – 0.5% + Tier 2 – 1.0% = 1.5% x RM200 = RM3.00 Total Cashback)
	Tier 3	1.5%	Earn 1.5% cashback on your entire transaction amount when you spend RM 300.00 or more in a single purchase	A transaction of RM320 made, will be rewarded with RM9.60 Cashback (Tier 1 – 0.5% + Tier 2 – 1.0% + Tier 3 – 1.5% = 3% x RM320 = RM9.60 Total Cashback)

In addition to the above, TNG eWallet Visa Travel cardholders will be eligible to receive the following benefits:

Card type

Reward

ATM Fee

TNG eWallet

Visa Travel Card

Free 1 international ATM withdrawal

(per month)

RM10
The cashback amount will be credited to the Eligible User’s respective TNG eWallet account instantly after each successful transaction.
This Campaign will cease once the cashback has been fully utilised or at the expiration of the Campaign Period, whichever is earlier.
In the event of transaction reversals or refunds after the cashback has been awarded, TNGD reserves the right to deduct the corresponding cashback amount from your TNG eWallet account balance. TNGD will manually debit your TNG eWallet account balance for the cashback amount received from transactions that were subsequently reversed or refunded, as these do not constitute eligible spending under these terms and conditions.
TNGD reserves the right to exclude user that deem abusive during the Campaign Period.
TNGD reserves the right to modify, terminate, withdraw or extend the Campaign prior to the expiration of the Campaign Period at any time by providing prior notice to TNG eWallet Visa cardholders on the TNG eWallet website at www.touchngo.com.my/ and/or TNG eWallet application.
This Campaign shall not be valid with other ongoing promotions, discounts, or vouchers.
Permissions
By participating in this Campaign, all participants:
a. consent for TNGD to collect, record, hold, store, use, and disclose their personal information for purposes which are necessary or related to the participation; and
b. consent for TNGD to disclose or publish their personal information such as their names and identities and any general information in any media, marketing, or advertising materials; and
c. grant TNGD the right to modify, use and publish any still or moving images of the participants for any promotional, marketing, commercial, or other related purpose, without any payment or compensation.
Others
TNGD shall be entitled to withhold any benefits under the services rendered, with prior notice to the users if the users are found to have been in breached of any TNG Digital’s Users Terms and Conditions. The General Users Terms and Conditions which can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf
This Terms and Conditions shall be further subject to The General Campaign Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/
Please visit https://www.touchngo.com.my for more information or inquiries.