Remittance Referral Program

Terms & Conditions

  1. This Campaign is organized by TNG Digital Remittance Sdn Bhd (TNGDR).
  2. The Campaign Period is from 2 Jan 2026 until 31December 2026, both dates inclusive (“Campaign Period”).
  3. This campaign enables TNG eWallet app users to introduce the TNG Remittance Service to their friends and families and earn cashback rewards for each successful referral.
  4. The Remittance Referral Program consists of two user roles: Referrer and Referee.

Referrer’s Reward

  1. A Referrer refers to any existing or new user who shares the TNG Remittance Service with friends or family (“Referrer”).
  2. Each Referrer will have their own unique referral QR code or invitation link to share.
  3. When a new user (“Referee”) successfully:
    • completes eKYC verification; and
    • performs their first successful remittance transaction using the Referrer’s QR code or invitation link,

      the Referrer will receive RM5 cashback, which will be automatically credited to the Referrer’s TNG eWallet upon the Referee’s completion of the qualifying remittance transaction.

  4. A Referrer may make multiple referrals and will earn

    • RM5 cashback for each successful referral within the Campaign Period;and

    • RM100 cashback for every five (5) successful referrals achieved within the same calendar month during the Campaign Period, subject to the monthly quota set out in Clause 5.

  5. A Referrer may earn an additional RM100 cashback reward for every five (5) successful referrals achieved within the same calendar month during the Campaign Period, subject to the monthly quota set out in Clause 6.
  6. The RM100 cashback reward is limited to the first thirty (30) qualifying bonus entitlements per calendar month and shall be awarded on a first-come, first-served basis.
  7. A Referrer may earn multiple RM100 cashback rewards within the same calendar month, provided that:
    • each RM100 cashback reward corresponds to a separate block of five (5) successful referrals; and
    • the applicable monthly quota under Clause 6 has not been exhausted.
  8. Eligibility for the RM100 cashback reward shall be determined based on the date and time the fifth successful referral (and each subsequent block of five successful referrals) is completed and recorded by TNGDR’s systems.
  9. The RM100 cashback reward will be credited into the Referrer’s TNG eWallet in the calendar month following the month in which the qualifying referral threshold is achieved.
  10. Once the monthly allocation of thirty (30) RM100 cashback rewards has been fully utilized, no further RM100 cashback rewards will be awarded for that calendar month, regardless of the number of successful referrals achieved thereafter.
  11. TNGDR’s records and systems shall be final and conclusive for the purpose of determining successful referrals, eligibility for cashback rewards, bonus entitlement qualification, and monthly quota allocation.
  12. TNGDR reserves the right to disqualify any referral, withhold any cashback reward, or revoke any previously awarded cashback if TNGDR determines that the referral activity is fraudulent, abusive, self-referred, duplicated, or otherwise inconsistent with the intent of this Campaign.

  13. A successful referral is determined based on the last referral QR code scanned or invitation link clicked by the Referee prior to completing their first remittance transaction.

  14. Referrers may track successful referrals via the “My Invitation” section within the Remittance Mini Program.

Referee’s Reward

  1. A Referee refers to any new user who :
    • has not previously performed any remittance transaction;
    • completes eKYC verification; and
    • makes their first successful remittance transaction using a valid referral QR code or invitation link.
  2. Each eligible Referee will receive RM3 cashback, which will be credited to their TNG eWallet upon completion of the qualifying transaction.
  3. Each Referee is only eligible to receive the reward voucher once, regardless of the number of referral links or QR codes used.

Others

  1. TNG Digital shall be entitled to withhold any benefits under the services rendered, with prior notice to the users if the users are found to have been in breached of any TNG Digital’s Users Terms and Conditions. The General Users Terms and Conditions which can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf
  2. This Terms and Conditions shall be further subject to The General Campaign Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions
  3. Please visit https://www.touchngo.com.my for more information or inquiries.