Apply for a personal loan online with fast approval

CHECK MY ELIGIBILITY

Access personal loan financing from trusted banking partners in Malaysia directly through TNG eWallet with CashLoan on GOfinance. With a simple digital application process, quick approvals and funds disbursed to your eWallet or bank account, CashLoan makes getting financing simple.

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Why borrow via CashLoan?​

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Flexible financing options​

Borrow from RM100 up to RM150,000 with repayment periods from 1 week to 7 years.​
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100% digital

Complete your application digitally with no branch visits or paperwork.​
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Fast approval and disbursement​

Receive conditional approval quickly and have funds disbursed to your selected account upon approval.​

Our banking partners

Alliance bank
CIMB bank
GX bank

Compare CashLoan with traditional loan applications​

  CashLoan Traditional financing
Application process Fully digital Bank visit required
Eligibility No CCRIS needed and monthly income starting from RM1,400 Requires CCRIS with monthly income of more than RM2,000
Fees No early settlement fee and processing fees Stamp duty: 0.5%, early settlement fee: 2%
Loan duration From 1 week and up to 7 years Minimum 1 year
Speed of disbursement Within 1 hour of loan acceptance Within 3 to 5 working days from loan submission

How to apply for a loan through CashLoan​

1

Search "loan" on TNG eWallet and tap CashLoan​​

Search "loan" on TNG eWallet and tap CashLoan​​

2

Key in loan amount, tenure, income and employment type to check eligibility​​

Key in loan amount, tenure, income and employment type to check eligibility​​

3

Review your offer and complete the loan form​

Review your offer and complete the loan form​

4

Upload your income document and submit your loan application​

Upload your income document and submit your loan application​

5

Review the final offer, accept and your loan will be disbursed to your selected account​

Review the final offer, accept and your loan will be disbursed to your selected account​

Get personal loans today

Get offers from trusted banking partners and apply online through TNG eWallet.​

Have a question?

What is CashLoan?

CashLoan, available under GOfinance within TNG eWallet, lets you apply for personal loans / financing digitally and easily. With low-income requirements, quick approval, and funds disbursement within 24 hours, you can access the funds you need conveniently and swiftly. 

What are the banks available from TNG eWallet’s CashLoan and their product offerings?

Currently, personal loan / financing products from Alliance Bank Malaysia Berhad, Bank Rakyat, CIMB Bank and GXBank are available from CashLoan, with more partners coming soon.

 

Below are their loan / financing offerings and features:

Features Alliance CashFirst Bank Rakyat CIMB e-Zi Tunai GXBank FlexiCredit
Loan/ Financing amount RM5,000 - RM150,000* RM2,000 – RM50,000* RM100 – RM100,000* RM1,000 – RM150,000*
Tenure / Financing period 1-7 years 2 – 7 years 1 week – 7 years 6 months – 5 years
Interest/ Profit rate (FIR)% p.a. 4.99% - 16.68%* 8.09% - 8.76%* 6.88% - 24%* 3.78% - 21.11%*
Income requirement RM3,000 RM2,000 RM1,400 RM1,500
Disbursement First party Bank accounts listed Bank Rakyat first party bank account only TNG ewallet or first party Banks accounts listed First party Bank accounts listed
Loan / Financing Type Term Loan Term Financing Term Loan Revolving Credit**

*Subject to Alliance, Bank Rakyat, CIMB and GXBank’s approving criteria

**Revolving Credit is a line of credit where users will be granted a credit limit that they are able to make drawdowns from, as long as it’s within their assigned credit limit.

Are the personal loans offered by CashLoan partner banks Shariah-compliant or conventional?

  • Conventional Loan Offering: 

    a) Alliance CashFirst Personal Loan

    b) CIMB e-Zi Tunai

    c) GXBank FlexiCredit
     

  • Shariah Financing Offering : 

a) Bank Rakyat Personal Financing i InstaCash

Who is eligible to apply for CashLoan?

To be eligible for CashLoan, you must:

  • Be a Malaysian citizen
  • Be aged between 18 and 64, subject to the maximum financing tenure
  • Meet the minimum monthly gross income 
Bank Minimum monthly income (RM)
Alliance Bank Malaysia Berhad 3,000
Bank Rakyat 2,000
CIMB Bank Berhad 1,400
GXBank 1,500

If you’re a verified TNG eWallet user who meets our criteria but are still not eligible, it could be due to extra requirements from our partner banks — for example, their own approval requirements or mandatory regulatory requirements. 

Will applying for CashLoan affect my CCRIS record negatively?

Applying for CashLoan means you are applying for a personal loan / financing from a reputable bank, with CashLoan serving as a platform to make the process seamless and hassle-free. As with any loan, it will appear in your CCRIS record. However, similarly to any other financing products, this will only impact your CCRIS negatively if you miss or default on payments.

Why can't I tap the Calculate button in Cashloan?

You may have reached the daily limit for financing calculations. Please try again the next day. 

Can I select which bank or loan offer I get during my application via CashLoan?

You will be shown a single CashLoan offer that best matches your requested loan / financing amount and tenure / financing period. The displayed loan package is determined by the partner bank’s qualifying criteria and mandatory regulatory requirements. You may proceed by selecting the displayed loan / financing package to continue your application.

Still have questions?

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