Wiser Travels In China With Visa Travel Card Campaign
Frequently Asked Questions
Frequently Asked Questions
1. What is the campaign duration?
The Wiser Travels In China With Visa Travel Card Campaign runs from 10 April 2026 until 31 December 2026.
2. What are the Campaign rewards?
| Card Type | Eligibility Criteria | Total Cashback Capping | Example |
| TNG eWallet Visa Travel Card | Earn 3% cashback on your entire transaction amount when you spend RM 5.00 or more in a single purchase | Total cashback amount per transaction is capped at
RM 3.00 |
A transaction of RM50.00 made, will be rewarded with RM 1.50 cashback. |
3. Who is eligible for the Wiser Travels In China With Visa Travel Card Campaign?
Campaign is open to all TNG eWallet Visa cardholders that meet the following conditions (“Eligible Spend”):
a. Applicable to users who have registered their TNG eWallet with a valid registered mobile number and successfully activated their TNG eWallet Visa Travel Card.
b. Successfully perform a transaction in China using your TNG eWallet Visa Travel Card that is bound/linked to Alipay or WeChatpay.
c. Ensure that the transactions is successfully processed and not voided or reversed.
d. Ensure that the transactions must not fall under the following excluded merchant category codes:
| Merchant Category Codes | Details | Sample Merchant (s) |
| 3024 | Pakistan Air | Pakistan International Airlines |
| 4011 | Railroads | Railroads – Freight |
| 4111 | Local and Suburban Commuter Passenger Transportation, Including ferries | Public Bus, ferry Services, Commuter Rail services |
| 4112 | Passenger Railways | KTMS, Shinkansen,Eurostar |
| 4121 | Taxicabs and Limousines | Grab, Uber |
| 4131 | Bus Lines | Redbus, Easybook, Aeroline Bus |
| 4214 | Motor Freight Carriers and Trucking – Local and Long Distance, Moving and Storage Companies, and Local Delivery Services | GDEX, Tiong Nam, Lalamove (large goods) |
| 4215 | Courier Services – Air and Ground, and Freight Forwarders | DHL, FedEx, J&T Express (small parcels) |
| 4225 | Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage |
Cold Storage Logistics, Tiong Nam, Warehouse Services |
| 4789 | Transportation Services | TNG toll, KLIA Ekspres, PLUS Malaysia, Parking.sg |
| 4821 | Telegraph Services (Money Transfer) | Wise, Western Union, Merchantrade, BigPay |
| 4829 | Money Transfer | Wise, BigPay, Revolut |
| 5511 | Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing | Perodua, Honda, Cycle & Carriage |
| 5169 | Petroleum and Petroleum Products | Petronas Chemicals Group Berhad, Nippon Paint Sdn Bhd, 3M Singapore Pte Ltd |
| 5309 | Duty Free Stores | Eraman Duty Free, Heinemann |
| 5542 | Automated Fuel Dispensers | Any Petrol stations |
| 5723 | Guns and Ammunition Shops | Any Guns and Ammunition Shops |
| 5921 | Package Stores – Beer, Wine, and Liquor | Bottles & Bottles Malaysia, DFS, Village Grocer (Liquor Section) |
| 5944 | Jewelry Stores | Poh Kong, Habib Jewels |
| 5993 | Cigar Stores and Stands | Any tobacco and smoking products |
| 5999 | Miscellaneous and Specialty Retail Stores | Art Galleries, Gift, Novelty |
| 6010 | Financial Institutions – Manual Cash Disbursements | Maybank, CIMB Bank, Public Bank (bank counter) |
| 6011 | Cash withdrawal transactions | ATM withdrawal |
| 6012 | E-wallet top-up transactions | Boost, ShopeePay (reload via FPX) |
| 6051 | Quasi cash merchant transactions (e.g. cryptocurrency, foreign currency, money order) | Binance, MoneyGram, Crypto.com, prepaid card reloads |
| 6211 | Security Brokers/Dealers | Rakuten Trade, Kenanga Investment Bank, iFAST Capital |
| 6300 | Payment of insurances and/ or takaful | AIA, Prudential, Takaful Malaysia |
| 6540 | Non-Financial Institutions – Stored Value Card Purchase/Load | EZ-Link, Setel Reload Card, Mid Valley Gift Card |
| 7273 | Dating Services | Tinder, Bumble |
| 7299 | Miscellaneous Personal Services – Dating, Escort Online Dating Services | Any Online Dating Services |
| 7311 | Advertising Services | Google Ads, Meta Ads, Billboard |
| 7800 | Gambling – Government Owned Lotteries | Sports Toto, Magnum 4D, Da Ma Cai |
| 7801 | Gambling – Government-Licensed On-Line Casinos | Singapore Pools online bets |
| 7802 | Gambling – Government Licensed Horse/Dog Racing | Selangor Turf Club |
| 7995 | Betting (including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks and games of chance to win prizes of monetary value) | Genting Highland Casino Resort World Sentosa, Turf Clubs |
| 8398 | Payment to charity and/ or social services organisations | Donations, NGOs, relief funds |
| 8641 | Civic, Social, and Fraternal Associations | Rotary Club, Lions Club |
| 8661 | Religious Organizations | Church, Mosques, Temples |
| 8675 | Automobile Associations | AAM Malaysia, AA Singapore |
| 8999 | Professional Services | Marketing advisors, R&D services, Consultants |
| 9211 | Courts Costs (including alimony and child support) | Any court-related fee or payment |
| 9222 | Fines | PDRM traffic summons, JPJ fine, DBKL compound |
| 9223 | Bail and Bond Payments | Mahkamah bail payment, PDRM bail |
| 9311 | Tax Payments | LHDN |
| 9399 | Government Services | MyEG, DBKL, MBPJ |
| 9402 | Postal Services (Government Only) | Pos Malaysia Berhad |
| 9405 | Intra-Government Purchases (Government Only) | Government internal transactions |
| 9406 | Gambling, betting and gaming related transactions | Singapore Pools |
4. What platforms are eligible in this campaign?
The eligible platforms for this campaign are limited to digital or e-commerce platforms, specifically Alipay, and WeChat Pay only.
5. How do I link or bind TNG eWallet Visa Travel Card to the eligible platforms?
a. Copy your card details from the TNG eWallet Visa dashboard and paste it to the eligible platforms
b. Turning on both “Online Purchases” and “Recurring Payments” toggles in the TNG eWallet Visa Card security page.
c. Then, you can now make a seamless payment and enjoy the 3% cashback via the eligible platforms.
6. Are there any additional fees for transactions?
No. TNG eWallet Visa Card does not charge any additional fees. However, Alipay will charge an additional 3% fee on any transactions of RMB 200 and above.
7. Is there a cap on the number of eligible transactions of this Campaign?
The cashback is limited to the first 500,000 eligible transactions on a first-come-first-serve basis, or until the end of the Campaign Period, whichever occurs first.
8. How will the cashback be credited?
The cashback will be credited to your eWallet account after each completed Eligible Spend. In the event Eligible Spends are refunded, cancelled, voided, or reversed, TNGD reserves the right to deduct the Campaign Cashback that has been credited to TNG eWallet Visa cardholders without prior notice.
9. Who should I contact for assistance?
For any inquiries or assistance, you can reach out to us via our live chat from your TNG eWallet (go to your Profile page and scroll down to “Chat with Us”) between 7am and 10pm daily, including public holidays, or by writing to us, here.
Soalan Lazim
1. Apakah tempoh kempen ini?
Kempen Wiser Travels In China With Visa Travel Card berlangsung dari 10 April 2026 hingga 31 Disember 2026.
2. Apakah Ganjaran Kempen?
| Jenis Kad | Kriteria Kelayakan | Jumlah Had Pulangan Tunai | Contoh |
| Kad Visa Travel TNG eWallet | Dapatkan pulangan tunai 3% daripada jumlah keseluruhan transaksi anda apabila anda membelanjakan RM 5.00 atau lebih dalam satu pembelian.
|
Jumlah pulangan tunai maksimum bagi setiap transaksi Adalah terhad kepada RM 3.00.
|
Transaksi sebanyak RM 50.00 yang dilakukan akan diberi ganjaran Pulangan Tunai RM 1.50.
|
3. Siapakah yang layak untuk Kempen Wiser Travels In China With Visa Travel Card?
Kempen ini terbuka kepada semua pemegang Kad Visa Travel TNG eWallet yang memenuhi syarat berikut:
a. Anda mestilah pengguna yang telah mendaftarkan TNG eWallet dengan nombor mudah alih berdaftar yang sah dan berjaya mengaktifkan Kad Visa Travel TNG eWallet.
b. Anda mestilah berjaya melakukan transaksi di China menggunakan Kad Visa Travel TNG eWallet anda yang dipautkan/disambungkan kepada Alipay atau WeChat Pay.
c. Memastikan transaksi yang dibuat berjaya diproses dan tidak dibatalkan atau diterbalikkan.
d. Memastikan bahawa urus niaga mestilah tidak termasuk di bawah kod kategori peniaga yang dikecualikan berikut:
| Merchant Category Codes | Details | Sample Merchant (s) |
| 3024 | Pakistan Air | Pakistan International Airlines |
| 4011 | Railroads | Railroads – Freight |
| 4111 | Local and Suburban Commuter Passenger Transportation, Including ferries | Public Bus, ferry Services, Commuter Rail services |
| 4112 | Passenger Railways | KTMS, Shinkansen,Eurostar |
| 4121 | Taxicabs and Limousines | Grab, Uber |
| 4131 | Bus Lines | Redbus, Easybook, Aeroline Bus |
| 4214 | Motor Freight Carriers and Trucking – Local and Long Distance, Moving and Storage Companies, and Local Delivery Services | GDEX, Tiong Nam, Lalamove (large goods) |
| 4215 | Courier Services – Air and Ground, and Freight Forwarders | DHL, FedEx, J&T Express (small parcels) |
| 4225 | Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage |
Cold Storage Logistics, Tiong Nam, Warehouse Services |
| 4789 | Transportation Services | TNG toll, KLIA Ekspres, PLUS Malaysia, Parking.sg |
| 4821 | Telegraph Services (Money Transfer) | Wise, Western Union, Merchantrade, BigPay |
| 4829 | Money Transfer | Wise, BigPay, Revolut |
| 5511 | Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing | Perodua, Honda, Cycle & Carriage |
| 5169 | Petroleum and Petroleum Products | Petronas Chemicals Group Berhad, Nippon Paint Sdn Bhd, 3M Singapore Pte Ltd |
| 5309 | Duty Free Stores | Eraman Duty Free, Heinemann |
| 5542 | Automated Fuel Dispensers | Any Petrol stations |
| 5723 | Guns and Ammunition Shops | Any Guns and Ammunition Shops |
| 5921 | Package Stores – Beer, Wine, and Liquor | Bottles & Bottles Malaysia, DFS, Village Grocer (Liquor Section) |
| 5944 | Jewelry Stores | Poh Kong, Habib Jewels |
| 5993 | Cigar Stores and Stands | Any tobacco and smoking products |
| 5999 | Miscellaneous and Specialty Retail Stores | Art Galleries, Gift, Novelty |
| 6010 | Financial Institutions – Manual Cash Disbursements | Maybank, CIMB Bank, Public Bank (bank counter) |
| 6011 | Cash withdrawal transactions | ATM withdrawal |
| 6012 | E-wallet top-up transactions | Boost, ShopeePay (reload via FPX) |
| 6051 | Quasi cash merchant transactions (e.g. cryptocurrency, foreign currency, money order) | Binance, MoneyGram, Crypto.com, prepaid card reloads |
| 6211 | Security Brokers/Dealers | Rakuten Trade, Kenanga Investment Bank, iFAST Capital |
| 6300 | Payment of insurances and/ or takaful | AIA, Prudential, Takaful Malaysia |
| 6540 | Non-Financial Institutions – Stored Value Card Purchase/Load | EZ-Link, Setel Reload Card, Mid Valley Gift Card |
| 7273 | Dating Services | Tinder, Bumble |
| 7299 | Miscellaneous Personal Services – Dating, Escort Online Dating Services | Any Online Dating Services |
| 7311 | Advertising Services | Google Ads, Meta Ads, Billboard |
| 7800 | Gambling – Government Owned Lotteries | Sports Toto, Magnum 4D, Da Ma Cai |
| 7801 | Gambling – Government-Licensed On-Line Casinos | Singapore Pools online bets |
| 7802 | Gambling – Government Licensed Horse/Dog Racing | Selangor Turf Club |
| 7995 | Betting (including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks and games of chance to win prizes of monetary value) | Genting Highland Casino Resort World Sentosa, Turf Clubs |
| 8398 | Payment to charity and/ or social services organisations | Donations, NGOs, relief funds |
| 8641 | Civic, Social, and Fraternal Associations | Rotary Club, Lions Club |
| 8661 | Religious Organizations | Church, Mosques, Temples |
| 8675 | Automobile Associations | AAM Malaysia, AA Singapore |
| 8999 | Professional Services | Marketing advisors, R&D services, Consultants |
| 9211 | Courts Costs (including alimony and child support) | Any court-related fee or payment |
| 9222 | Fines | PDRM traffic summons, JPJ fine, DBKL compound |
| 9223 | Bail and Bond Payments | Mahkamah bail payment, PDRM bail |
| 9311 | Tax Payments | LHDN |
| 9399 | Government Services | MyEG, DBKL, MBPJ |
| 9402 | Postal Services (Government Only) | Pos Malaysia Berhad |
| 9405 | Intra-Government Purchases (Government Only) | Government internal transactions |
| 9406 | Gambling, betting and gaming related transactions | Singapore Pools |
4. Apakah platform yang layak dalam kempen ini?
Platform yang layak untuk kempen ini terhad kepada Alipay dan WeChat Pay sahaja.
5. Bagaimana saya boleh menyambungkan atau menautkan Kad Visa Travel TNG eWallet ke platform yang layak untuk penggunaan tanpa gangguan?
a. Salin butiran kad anda dari papan pemuka Visa TNG eWallet dan tampalkannya ke platform yang layak.
b. Hidupkan kedua-dua togol “Pembelian Dalam Talian” dan “Bayaran Berulang” pada halaman keselamatan Kad Visa TNG eWallet.
c. Selepas itu, anda boleh membuat pembayaran tanpa gangguan dan menikmati 3% cashback melalui platform yang layak.
6. Adakah terdapat sebarang yuran tambahan untuk transaksi?
Tidak. Kad Visa TNG eWallet tidak mengenakan sebarang yuran tambahan. Walau bagaimanapun, Alipay akan mengenakan caj tambahan sebanyak 3% bagi sebarang transaksi bernilai RMB 200 dan ke atas.
7. Adakah terdapat had bilangan transaksi layak bagi Kempen ini?
Pulangan tunai adalah terhad kepada 500,000 transaksi layak yang pertama secara asa siapa cepat dia dapat, atau sehingga tamat Tempoh Kempen, yang mana berlaku terlebih dahulu.
8. Bagaimanakah Pulangan Tunai akan dikreditkan?
Pulangan Tunai akan dikreditkan ke akaun eWallet anda selepas setiap Perbelanjaan Layak selesai. Sekiranya Perbelanjaan Layak dikembalikan, dibatalkan, atau diterbalikkan, TNGD berhak untuk menolak Cashback Kempen yang telah dikreditkan kepada pemegang kad TNG eWallet Visa tanpa notis terlebih dahulu.
9. Siapakah yang perlu saya hubungi jika saya memerlukan bantuan?
Untuk pertanyaan atau bantuan, anda boleh menghubungi kami melalui Live Chat di TNG eWallet anda (pergi ke halaman Profil anda dan skrol ke bawah ke “Chat dengan Kami”) antara jam 7 pagi hingga 10 malam setiap hari, termasuk cuti umum, atau dengan menulis kepada kami melalui pautan berikut.