Principal: RetireEasy Campaign 2026 FAQs

Frequently Asked Questions

Principal: RetireEasy Campaign 2026 FAQs

Q1. What does this Campaign offer?

Eligible Participants who fulfil all the requirements will receive a Bonus Reward equivalent to 1% of their total Cash In Amount made into their Principal – “Retire” feature account during the Campaign Period.

 

Q2. What is the duration of this Campaign?

The Campaign begins on 12th October 2026 and ends on 31st December 2026, both dates inclusive.

 

Q3. Who is eligible for this Campaign?

The Campaign is open to all users who perform a Cash In into their Principal – “Retire” feature account, made available on the Investment tile of the TNG eWallet, during the Campaign Period. The Campaign is only applicable to the Principal – “Retire” feature account.

 

Q4. Which funds are eligible for this Campaign?

Eligible Participants can Cash In into any of the following funds (“Participating Funds”):

  1. Principal RetireEasy2030
  2. Principal RetireEasy2040
  3. Principal RetireEasy2050
  4. Principal RetireEasy2060
  5. Principal Islamic RetireEasy2030
  6. Principal Islamic RetireEasy2040
  7. Principal Islamic RetireEasy2050
  8. Principal Islamic RetireEasy2060.

For more info on how Principal RetireEasy or Principal Islamic RetireEasy work, please refer to Principal PRS end-to-end retirement solution landing page | Principal Malaysia

 

Q5. How to be eligible for the Bonus Reward?

To be eligible for the Bonus Reward, the Eligible Participant is required to fulfil ALL the following requirements:

  1. Have a Principal – “Retire” feature account on the Investment tile of the TNG eWallet.
  2. Perform a minimum Cash In of RM1,000.00 in a single transaction into any Participating Fund under their Principal – “Retire” feature account during the Campaign Period.
  3. Key in the promo code “RETIREEASY” in the promo code field of the Principal – “Retire” feature account whenever a single Cash In is performed within the Campaign Period.
  4. Do not perform any cash-out, whether in whole or in part, from their Principal – “Retire” feature account from the date of the relevant Cash In until 31st March 2027, 11:59 p.m. Any cash-out during this period will disqualify the Eligible Participant from receiving the Bonus Reward.

 

Q6. How is the Bonus Reward calculated?

The Bonus Reward will be calculated based on the Eligible Participant’s total Cash In Amount into their Principal – “Retire” feature account throughout the Campaign Period, last recorded as at the last day of the Campaign Period, i.e. 31st December 2026, 11:59 p.m.

Bonus Reward = Total Cash In Amount (RM) x 1%

Illustration:

Participant Transaction(s) Campaign Reward Entitled
A 29 Oct 2026: Open new account & Cash In RM1,000

30 Nov 2026: Cash In RM5,000

Total Cash In Amount at the end of the Campaign Period: RM6,000

No cash-out until 31 March 2027, 11:59 p.m.

 Entitled to 1% of RM6,000 = RM60.00, credited in the form of fund units
B 25 Oct 2026: Cash In RM7,000

15 Nov 2026: Cash Out RM2,000

26 Dec 2026: Cash In RM30,000

 Not entitled; performed a cash-out during the Campaign Period
C 30 Oct 2026: Cash In RM1,000

10 Nov 2026: Cash In RM2,000

Total Cash In Amount at the end of the Campaign Period: RM3,000

15 Jan 2027: Cash Out RM1,000

 Not entitled; performed a cash-out before 31 March 2027, 11:59 p.m.

 

Q7. Is there any limit on the Cash In transactions and amount that can be performed during the Campaign Period?

No. There is no maximum limit on the number and amount of Cash In transactions that you can perform during the Campaign Period. However, only Cash In transactions made into the Participating Funds under the Principal – “Retire” feature account with the promo code “RETIREEASY” entered will qualify, and each Cash In transaction must meet the minimum of RM1,000.00 in a single transaction.

 

Q8. Are there any capping/limitations to this Campaign?

There is no cap on the Bonus Reward amount per Eligible Participant. However, the total Campaign Reward allocation for the Campaign is capped at RM200,000. Eligible Participants will not be entitled to the Campaign Reward if the total allocation has been fully utilised.

 

Q9. How will the Bonus Reward be distributed?

The Bonus Reward will be given in the form of fund units, credited into the Eligible Participant’s Principal – “Retire” feature account under the relevant Participating Fund within thirty (30) days after 31st March 2027.

 

Q10. What happens if I close my account or exercise my cooling-off right?

If you close your TNG eWallet account or Principal – “Retire” feature account, or exercise your right to cooling-off, prior to the Reward Distribution Date, you will be automatically disqualified from this Campaign and will not be entitled to the Campaign Reward.

 

Q11. Can I participate in other promotions at the same time?

Yes. Eligible Participants are entitled to participate concurrently in other promotions or campaigns organised by Principal or TNG Digital during the Campaign Period.