SAVE is a Shariah-compliant money saving feature built into TNG eWallet that helps you set money aside separately from your everyday spending balance. Your savings are invested in the Principal Islamic Money Market Fund, with projected returns of up to 3.3% p.a. Start from just RM10, withdraw anytime and enjoy the flexibility of having no lock-in period.
Why choose SAVE to grow your savings?
Keep savings separate
Set money aside from your eWallet balance, so you’re less likely to spend it.
Start from RM10, save without limits
Start from just RM10 and add more anytime, with no maximum balance limit
Two ways to save
Set up automatic monthly savings or cash-in money anytime when you have
How SAVE helps you build better saving habits
| Instead of... | SAVE helps you |
|---|---|
| Leaving money in your spending balance | Keep savings separate |
| Waiting until month end | Save regularly every month |
| Needing a large amount to start | Begin from RM10 |
| Opening another savings account | Save inside TNG eWallet |
Choose how you want to save
Whether you're saving every payday or investing spare cash you've already set aside, SAVE gives you two flexible ways to reach your financial goals.
Tunai masuk bulanan
- Anda lebih suka menyimpan wang setiap bulan
- You like having a clear savings plan and timeline
- Anda menabung untuk mencapai matlamat tertentu
Tunai masuk sekaligus
- Anda sudah mempunyai dana untuk diketepikan
- You prefer the flexibility to cash out anytime
- Anda mahu wang anda berkembang secara senyap di latar belakang
SAVE vs other saving options in Malaysia
| Option | Returns range | Entry amount & limits | Access to funds | Terbaik untuk |
|---|---|---|---|---|
| Simpan (TNG eDompet) | Up to 3.3% p.a.* | Bermula dari RM10, tiada had maksimum | Tambah dan keluarkan bila-bila masa (≈ 2 hari bekerja) | Mengetepikan wang untuk berkembang sambil mengasingkannya daripada perbelanjaan harian |
| GO+ (Dompet elektronik TNG) | ~3.0 – 3.2% setahun | Bermula dari RM10, sehingga RM20,000 | Dana di sini adalah sebahagian daripada eWallet anda jadi ia masih boleh diakses untuk dibelanjakan dengan pengeluaran segera | Dana fleksibel yang boleh anda gunakan pada bila-bila masa sambil memperoleh pulangan tambahan ke atas baki anda |
| Deposit tetap (bank) | ~1.8 – 2.2% setahun, bergantung pada jumlah dan tempoh | Tempoh minimum RM500 | Dikunci untuk tempoh tetap semasa deposit | Pulangan terjamin apabila anda boleh memperuntukkan dana untuk tempoh tetap |
| Akaun simpanan asas | ~0.05 – 1.8% setahun | Rendah atau tiada minimum atau maksimum | Segera | Perbankan harian dan akses segera |
*Return rates are projected and subject to change. The SAVE projected return of 3.3% p.a. is accurate as of 31 May 2026 and is based on the Principal Islamic Money Market Fund performance. GO+, fixed deposit, and savings account return ranges are indicative only and may vary by provider and market conditions. Past performance is not an indication of future returns.
How to start saving with SAVE
Tunai masuk bulanan
Tunai masuk sekaligus