T&C – Accept and Win with CashLoan

Terms & Conditions

Terms and Conditions

  1. The Accept and Win with CashLoan Campaign (“Campaign”) is organized by TNG Digital Sdn Bhd (“TNGD”).
  2. The campaign period shall commence from 1 May 2026 to 31 May 2026 inclusive of both dates (“Campaign Period”).
  3. The campaign is open to selected TNG eWallet users who have received the promotional notifications relating to this campaign from TNGD via a TNG eWallet mobile push notification (“Eligible User(s))”.
  4. Employees of TNGD and its affiliates are not eligible to participate in this Campaign.

    Campaign Mechanics
  5. Eligible User(s) who have received a CIMB CashLoan loan offer during the period of 26 April 2026 to 26 May 2026 (inclusive of both dates) (“Eligibility Period”) who proceed to accept the loan offer, will be entitled to receive up to a maximum of RM200 cashback as stipulated in Table 1 below (“Reward”).
  6. Reward tiering will be based on the final loan offer approved loan amount accepted by the Eligible User(s).
  7. Each Eligible User will require to accept the loan offer not later than 10 June 2026 (“Cut-off Date”), to be entitled to receive the Reward (“Final Qualified Participant(s)”).
    Tiering based on Final Approved Loan Amount (RM) Cashback Amount  (RM)
    RM100.00 to RM2,000.99 20.00
    RM2,001.00 to RM5,000.99 50.00
    RM5,001.00 to RM7,000.99 70.00
    RM7,001.00 to RM10,000.99 100.00
    RM10,001.00 to RM15,000.99 150.00
    RM15,001.00 and above 200.00

    Table 1

  8. Each Eligible User is entitled to receive only ONE (1) Reward throughout the Campaign Period. The tiering of the Reward received will be based on the first accepted loan offer in the event an Eligible User has accepted more than one (1) loan offer from CIMB CashLoan.
  9. Final Qualified Participant(s) will be finalised after the cut-off date (i.e 10 June 2026) from the pool of all Eligible User(s) that meet criteria during the Campaign, and the Reward is based on a first-come, first-served basis according to TNGD’s records and allocation of RM100,000.00 in Rewards for this Campaign.
  10. For avoidance of doubt, refer to the table below with example for the scenarios for illustration purposes:
    Scenario Criteria
    Scenario 1:

     

    User A has a loan approved at RM15,000 on 26 April 2026 and receive in app push notification via TNG eWallet for this campaign on 1 May 2026 and thereafter accepts the loan offer on 5 May 2026.

     

    		 User A qualifies as a Final Qualified

    Participant and is entitled for a Reward of

    RM150 cashback.
    Scenario 2:

     

    User B has a loan approved at RM5,000 on 10 May 2026 and receive in app push notification via TNG eWallet for this campaign on 15 May 2026 and thereafter accepts the loan offer on 15 May 2026.

    		 User B qualifies as a Final Qualified

    Participant and is entitled for a Reward of

    RM50 cashback.
    Scenario 3:

     

    User C has a loan approved at RM500 on 26 May 2026 and receives in app push notification via TNG eWallet for this campaign on 31 May 2026 and thereafter accepts the loan offer on 10 June 2026.

     

    		 User C qualifies as a Final Qualified

    Participant and is entitled for a Reward of

    RM20 cashback.
    Scenario 4:

     

    User D has a loan approved at RM1,000 on 26 May 2026 and receives in app push notification via TNG eWallet on 31 May 2026 and thereafter accepts the loan offer on 11 June 2026.

    		 User D does not qualify as a Final Qualified Participant and is not entitled for any Reward.
    Scenario 5:

     

    User E has a loan approved at RM500 on 27 May 2026 and did not receive any in app push notification via TNG eWallet.

    		 User E is not entitled for any Reward because User E does not meet the criteria for “Eligible User”.
  11. Reward for this Campaign will be fulfilled by TNGD within thirty (30) days after the Cut-off Date. TNGD shall notify the Final Qualified Participant(s) of any changes or delay to the fulfilment period. TNGD shall not be liable for such delay once notice has been given.
  12. Reward will be credited as cash back to respective Final Qualified Participant(s) through TNG eWallet.
  13. TNGD’s liability with regards to the Reward is only to pay the price for the same item. TNGD shall not be responsible to bear any additional cost which shall include but not limited to any other miscellaneous costs relating to the Reward.
  14. TNGD shall not be liable for any expenses and/or costs that are incurred, and any claim, losses, damages, compensation and whatsoever in connection with the Campaign.
  15. All Eligible Users shall be personally liable for all taxes, rates, government fees or any other charges that may be levied against them, under the applicable laws, if any.
  16. Rewards are non-transferable and non-exchangeable for cash or other items. TNGD reserves the right to substitute any prize with another of equivalent value.
  17. All users are reminded to borrow what is needed and can afford to repay. Loan approval is subject to CIMB’s credit assessment and applicable terms. TNGD does not provide credit and does not influence the loan approval process and/or decision.
  18. By participating in the Campaign, all participants:
    1. have accessed, read and confirm their agreement to these Terms and Conditions;
    2. consent for TNGD to collect, record, hold, store, use, and disclose their personal information for purposes which are necessary or related to the participation in the Campaign;
    3. consent for TNGD and CIMB to disclose or publish their personal information such as their names and identities and any general information in any media, marketing, or advertising materials; and
    4. grant TNGD and CIMB the absolute and unrestricted right to modify, use and publish any still or moving images of the participants for any promotional, marketing, commercial, or other related purpose, without any payment or compensation.
  19. TNGD reserves all rights at any time, at its absolute discretion with prior notice to extend, shorten, discontinue, cancel, terminate, or suspend the Campaign via:
    1. announcement on TNGD’s website; and/or
    2. by any other means of notification which TNGD deems appropriate.
  20. TNGD’s decision regarding the selection of Eligible User(s) and Final Qualified Participant(s), and/or in even situation including any not covered in these terms and conditions, shall be final and binding on all participants for the Campaign, and no queries, challenges or appeals may be made or entertained regarding TNGD’s decision on the same.
  21. The User and Eligible User(s) shall direct any query, feedback, concern, issue or complaint pertaining to the Campaign to TNGD only for resolution whilst any query, feedback, concern, issue or complaint pertaining to CIMB Bank e-Zi Tunai Personal Loan shall be directed to CIMB. Users are encouraged to review the relevant Product Disclosure Sheet(s) or such other financing disclosures (including but not limited to effective rate or profit rate, fees or charges, and total repayment) before accepting any loan offer. For the avoidance of doubt, the terms of financing are solely determined by CIMB.
  22. CIMB shall not be liable or held responsible to the Users and Eligible User(s) for any matters relating to the Campaign and the Campaign Prizes.
  23. TNG Digital shall be entitled to withhold any benefit under the services rendered if the Users are found to have been in breach of:
    1. TNG Digital’s User(s) Terms and Conditions (https://www.touchngo.com.my/assets/pdf/user-tnc.pdf); or
    2. CIMB – e-Zi Tunai Personal Loan Terms and Conditions (e-Zi Tunai Personal Loan Terms and Conditions)For the avoidance of doubt, any element of fraud in a user’s participation shall constitute a breach.
  24. This Terms and Conditions shall be further subjected to the General Campaign Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions.
  25. Please visit https://www.touchngo.com.my for more information or inquiries.