CardMatch Swipe and Win Campaign (2026)

Terms & Conditions

Terms and Conditions

  1. This CardMatch Swipe and Win Campaign (“Campaign”) is organized by TNG Digital Sdn Bhd (“TNGD”) and Alliance Bank Malaysia Berhad (“ABMB”).
  2. The Campaign is open to all Touch ‘n Go eWallet Users (“Users”) excluding employees of TNGD and ABMB, their immediate family members, and any parties directly involved in organizing, promoting, or conducting this Campaign. Users who have cancelled any of their existing credit cards issued by ABMB in the last 7 years from the date of application shall be excluded from this campaign.
  3. Users shall be excluded from this campaign if:
    1. Users have an existing active credit cards issued by ABMB
    2. Users have cancelled any of their existing credit cards issued by ABMB in the last 7 years
  4. The campaign period shall commence from 1 September 2026 to 31 October 2026 inclusive of both dates (“Campaign Period”).
  5. During the Campaign Period, User(s) who successfully apply a credit card through CardMatch and meet all the following Campaign requirements (“Eligible User(s)”) will earn ONE (1) entry to stand a chance to win up to RM500 in TNG eWallet Reload Pin (“Campaign Prize”):
    1. The User must apply as Principal Cardholder for an Alliance Bank Credit Card Visa (Signature, Platinum, Infinite) via CardMatch on Touch ‘n Go eWallet during the Campaign Period;
    2. The User’s credit card application will have to be approved by ABMB during the campaign period and activated by User by 15 November 2026;
    3. The Eligible User must ensure their Touch ‘n Go eWallet account remains active and is not dormant, suspended, cancelled, or terminated for any reason throughout the Campaign Period and until prize fulfilment is completed.
  6. The Campaign Prize comprises:
    1. a base prize of RM200 in TNG eWallet Reload Pin (the “Base Prize”); and
    2. an additional bonus prize of RM300 in TNG eWallet Reload Pin (the “Bonus Prize”), payable only if the Winner satisfies Clause 8.
  7. Up to sixty-four (64) Eligible Users will be selected as Winners via the random draw under Clause 11 (“Winner(s)”). Each Winner is entitled to the Base Prize, and to the Bonus Prize if applicable.
  8. A Winner is entitled to the Bonus Prize if that Winner incurs Retail Spend (as defined in Clause 9) of at least RM300 on the Winner’s card, between the date of card activation and 30 November 2026 (both dates inclusive).
  9. Retail spend includes local and overseas retail transactions (including online transactions) and standing instructions/non-online auto-billing. Retail spend excludes the following transactions:
    1. Transactions converted into Instalment Payment Plan (“IPP”) and Flexi Payment Plan (“FPP”) transactions.
    2. Cash Advance, Balance Transfers and/or Balance Conversion, Auto Balance Conversion, Credit Card fees and charges (i.e. finance charges, late charges, annual fee, etc.), any disputed, cancelled, refunded, unauthorised or fraudulent purchase transactions and/or any taxes or levies; and any bill payments through Internet banking, JomPay transactions, FPX transactions.
    3. Transactions made by the Eligible Cardholder with any merchant associated with or controlled by him/her (whether as an employee, employer, shareholder or director), i.e. transactions by an Eligible Cardholder with any corporation or business entity in which he/she is an employee or employer or works with or has shares or interest in or is a director of.
    4. Reversed, voided, refunded, disputed, unauthorised and/or fraudulent retail transactions.
    5. Other transactions with MCC code below:
      Transactions / Fees & Charges MCC Code
      E-wallet reload transactions 6540 – Non-Financial Institutions – Stored Value Card Purchase/Load

      7372 – Computer Programming, Data Processing, and Integrated Systems Design Services

      4784 – Tolls and Bridge Fees
      Insurance Payment 5960 – Direct Marketing – Insurance Services

      6300 – Insurance Sales, Underwriting, and Premiums
      Retail transactions performed/payments made to any Government Agencies/ Bodies for services 4900 Utilities – Electric, Gas, Water and Sanitary

      9211 – Court Costs, Including Alimony and Child Support – Courts of Law

      9222 – Fines – Government Administrative Entities,

      9223-Bail, Bond Payments,

      9311 – Tax Payments – Government Agencies,

      9399 – Government Services (Not Elsewhere Classified)

      9402 – Postal Services Government Only and

      9405 – Intra-Government Purchases – Government only
      Charity/Social service organisations’ payments 8398 — Organisations, Charitable and Social Service
      Quasi Cash Transactions 7995 — Gambling Transactions
  10. Each Eligible User is entitled to ONE (1) entry only for the entire Campaign Period, regardless of the number of successful credit card applications made.
  11. Winners will be selected via a computerized random system within fourteen (14) working days from the end of the Campaign Period.
  12. Prize fulfilment is subject to TNGD successfully contacting the Winners via email sent to the email address registered with their TNG eWallet account. TNGD shall not be liable for any failure to receive such notification due to the Winner’s fault, including but not limited to, incorrect email address, full inbox, email being filtered as spam, or any technical issue beyond TNGD’s reasonable control.
  13. The selected Winner(s) must correctly answer ONE (1) question and provide proof of identification for verification when contacted by TNGD. Failure to do so will result in immediate disqualification and forfeiture of the Prize.
  14. Winners who are uncontactable, fail to respond within seven (7) working days from the date the notification email is sent by TNGD pursuant to clause 9 above, or are unable to complete the identity verification shall be disqualified and the prize shall be forfeited. TNGD reserves the right, at its sole discretion, to select an alternative Winner or to let the prize be forfeited.
  15. All Campaign Prizes will be fulfilled by TNGD within sixty (60) days after the Campaign Period has ended, subject to any delays or changes at TNGD’s sole discretion.
  16. TNGD shall not be liable for any expenses, costs, claims, losses, or damages (whether direct, indirect, or consequential) incurred or suffered by any participant in connection with the Campaign, including participation and the use of any Prize.
  17. Winners are personally liable for all applicable taxes, rates, government fees, or any other charges that may be levied against them in relation to the Prizes.
  18. Prizes are non-transferable and non-exchangeable for cash or other items. TNGD reserves the right to substitute any Prize with another of equivalent value.
  19. By participating in the Campaign, all participants:
    1. are required to read and understand these Terms and Conditions;
    2. have accessed, read and confirm their agreement to these Terms and Conditions;
    3. consent for TNGD to collect, record, hold, store, use, and disclose their personal information for purposes which are necessary or related to the participation in the Campaign;
    4. consent for TNGD to disclose or publish their personal information such as their names and identities and any general information in any media, marketing, or advertising materials; and
    5. grant TNGD the absolute and unrestricted right to modify, use and publish any still or moving images of the participants for any promotional, marketing, commercial, or other related purpose, without any payment or compensation.
  20. TNGD reserves the right, at its absolute discretion and with or without prior notice, to extend, shorten, discontinue, cancel, terminate, or suspend the Campaign via:
    1. announcement on the TNGD website; and/or
    2. any other means of notification which TNGD deems appropriate.
  21. The decision of TNGD on all matters relating to this Campaign, including the selection of Winners and resolution of any dispute, shall be final, conclusive, and binding. No correspondence, queries, challenges, or appeals will be entertained.
  22. All queries regarding the Campaign and CardMatch process shall be directed to TNGD only. All queries regarding the Alliance Bank Visa Platinum Credit Card, Alliance Bank Visa Signature Credit Card, , Alliance Bank Visa Infinite Credit Card product, its terms, or its activation and usage process shall be directed to ABMB. TNGD shall bear no responsibility for any matters related to the credit card product or services provided by ABMB.
  23. TNGD shall be entitled to withhold, cancel, or claw back any Prize if a User is found to be in breach of TNGD’s User Terms and Conditions (https://www.tngdigital.com.my/assets/pdf/user-tnc.pdf) or the Alliance Bank Credit Cardholder Agreement (https://www.alliancebank.com.my/getattachment/8ca852c2-e186-4b1a-b25d-a2055f95084f/Alliance_Bank_CC_Cardholder_Agreement.pdf).
  24. These Terms and Conditions are subject to the General Campaign Terms and Conditions available at https://www.tngdigital.com.my/terms-conditions/general-campaign-terms-and-conditions.
  25. Please visit https://www.tngdigital.com.my for more information or inquiries.