Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website. # TNG eWallet ## Sitemaps [XML Sitemap](https://www.tngdigital.com.my/sitemap_index.xml): Includes all crawlable and indexable pages. ## Pages - [CSR](https://www.tngdigital.com.my/csr/) - [Need help to advise? | Payment Gateway](https://www.tngdigital.com.my/business/enterprise/business-solutions/payment-gateway/need-help-to-advise/): Fill out my online form. - [Beta Tester Details Form](https://www.tngdigital.com.my/forms/beta-tester-details-form/) - [form](https://www.tngdigital.com.my/forms/) - [Download App](https://www.tngdigital.com.my/download-app/): Scan the QR code below to explore more of TNG eWallet. - [UNHCR](https://www.tngdigital.com.my/about-us/financial-inclusion/unhcr-2/): There are over 192,000 refugees and asylum seekers registered with UNHCR in Malaysia as of October 2024, including individuals from Myanmar, Pakistan, Yemen, Syria, and other countries affected by conflict and persecution. Many face significant barriers to accessing traditional financial services due to their legal status and documentation challenges. - [Grow your business with Near Me](https://www.tngdigital.com.my/business/merchant/grow-your-business-with-near-me/): Promote your vouchers on Near Me and reach out to over 25 million TNG eWallet customers. - [news-v2](https://www.tngdigital.com.my/news-v2/): Discover the latest updates from TNG Digital through our press releases, media highlights, and interviews. Learn how our initiatives drive innovation and make digital experiences simpler, smarter, and more inclusive, extending far beyond payments. - [Thank you](https://www.tngdigital.com.my/archive/payment-gateway/thank-you/): Thank you for your submission. Click here to continue - [User Loyalty Campaigns](https://www.tngdigital.com.my/business/enterprise/business-solutions/user-loyalty-campaigns/): Connectyour brand to the right audience with TNG eWallet's flexible, data-driven tools. From gamified experiences that spark daily interaction to instant redemptions and real-time tracking, GOrewards helps you build loyalty that lasts. - [on-street parking](https://www.tngdigital.com.my/transport/on-street-parking/): Choose Touch 'n Go eWallet when parking on the streets nationwide. Manage your parking within a single app and never worry about handling cash. - [SOS Balance](https://www.tngdigital.com.my/transport/sos-balance/): We've all been there, stuck at the toll booth, scrambling to reload our eWallet while cars line up behind us. With SOS Balance, those moments of panic are a thing of the past. Available exclusively to our loyal TNG eWallet users, this feature automatically covers your toll charges at RFID and PayDirect-enabled toll plazas when your eWallet balance runs low, allowing you to keep moving seamlessly and stress-free. Simply repay the amount within 24 hours. - [Consumer Salary & Business Salary](https://www.tngdigital.com.my/business/enterprise/payout-channels/consumer-salary-business-salary/): Simplify your payroll process with TNG eWallet, an approved platform for salary payments by the Ministry of Human Resources (Kesuma). Pay your workers fast and easy with no extra fees or training needed. Send money directly to their TNG eWallet via DuitNow Transfer from over 30 banks in Malaysia. - [Direct Credit](https://www.tngdigital.com.my/business/enterprise/business-solutions/direct-credit/): Our direct credit solution provides your staff with the convenience of secure transactions via their eWallet while also earning GOrewards points. With hassle-free setup, enjoy seamless fund distribution that's a win-win for everyone. - [PayDirect™](https://www.tngdigital.com.my/transport/paydirect/): With PayDirect™, customers can link their Touch 'n Go Cards to their Touch 'n Go eWallets. The cards can then be used as normal (at highways), while our back-end systems deduct a customers linked Touch 'n Go eWallet balance. - [International Tourists](https://www.tngdigital.com.my/international-tourists/): Sign up for TNG eWallet and pay seamlessly for shopping, dining and transport, just like a local.​ - [RoadTax Renewal](https://www.tngdigital.com.my/gofinance/insurance/roadtax-renewal/): Get quote now - [Save](https://www.tngdigital.com.my/gofinance/investment/save/): If you are exploring ways to grow your money or looking for alternatives to high interest savings accounts in Malaysia, Save on TNG eWallet offers another way to set money aside. - [Advertise with TNG eWallet](https://www.tngdigital.com.my/business/enterprise/business-solutions/advertise-with-tng-ewallet/): Unlock your business potential with TNG eWallet's brand-safe advertising solutions, connecting you to over 26 million active and engaged users. Our first-party, transaction-based data ensures precise targeting to the right audience, driving both awareness and conversions. Whether you're a startup or an established enterprise, our flexible ad packages are tailored to meet your needs and maximise your marketing impact. - [Travel Pass](https://www.tngdigital.com.my/gotravel/travel-pass/): Travel passes like your Rapid KL My50 are now easier to buy, renew & manage - all digitally via TNG eWallet. - [Cashback packet](https://www.tngdigital.com.my/business/merchant/cashback-packet/): It's a feature that lets merchants create their own cashback offers. Merchants have the flexibility to create a Cashback Packet anytime and can also cancel it whenever they choose. For customers, it's as simple as scanning the merchant's QR code when paying for a chance to claim from the Cashback Packet. - [Book a Holiday](https://www.tngdigital.com.my/gotravel/book-a-holiday/): Whether it's to book flights, attractions, and accommodations, our range of travel associated partners is ready to help widen your option. Get them sorted here: - [Reload PINs](https://www.tngdigital.com.my/business/enterprise/payout-channels/reload-pins/): For individual users looking to reload your PIN, please visit our list of retail stores that offer Reload PINs. This will help you get what you need quickly, without going through our corporate disbursement process. - [Near Me](https://www.tngdigital.com.my/lifestyle/near-me/): You'd think 'where to eat' would be the easiest question with food everywhere, but the struggle is real when no one can decide.​ - [Lifestyle](https://www.tngdigital.com.my/lifestyle/) - [BizCash](https://www.tngdigital.com.my/business/merchant/bizcash/): With simple digital applications, faster approvals, and loans of up to RM150,000, BizCash is a simple solution for business loans, so you can focus on running your business while having the financial support you need. It's ideal for micro loans, SME loans, and even startup business loans in Malaysia. - [Payment Gateway](https://www.tngdigital.com.my/business/enterprise/business-solutions/payment-gateway/): Integrating TNG eWallet into your online store gives customers a fast, seamless checkout through a trusted payment gateway - no card or bank details required. As a direct payment provider, TNG eWallet helps reduce checkout friction and deliver higher payment success rates compared to third-party payment portals. - [Awards](https://www.tngdigital.com.my/about-us/awards/): From digital payments to a broader platform for everyday needs, TNG Digital's journey reflects continuous innovation and real impact. This progress is recognised through awards that highlight our role as an everyday digital companion across Malaysia. - [Parking](https://www.tngdigital.com.my/transport/parking/): With you, wherever you choose to park on-street The easier way to pay for on-street parking Enjoy a cashless experience as handling coins is now a thing of the past Do not stress about searching for an autopay kiosk and simply pay for parking from your phone Easily extend your parking times with a tap of a finger Here's how to use Touch 'n Go eWallet for your on-street parking payment Step 1 Tap the "Parking" icon within the Touch 'n Go eWallet homepage. Step 2 Select your parking location. Step 3 Add your vehicle registration number. Step 4 Set your parking duration and tap 'Pay For Parking Now'. Step 5 Accept Auto-debit Authorisation and enter your OTP (For first time users only). Step 6 Receive your payment confirmation. This feature is valid for on-street parking under the jurisdiction of: Dewan Bandaraya Kuala Lumpur Majlis Bandaraya Shah Alam Majlis Bandaraya Petaling Jaya Majlis Bandaraya Seremban Majlis Bandaraya Subang Jaya Perbadanan Putrajaya Majlis Perbandaran Kota Bharu Majlis Bandaraya Kuala Terengganu Majlis Daerah Machang Majlis Perbandaran Sepang Majlis Perbandaran Kajang Majlis Perbandaran Kuala Selangor Majlis Perbandaran Selayang Majlis Perbandaran Teluk Intan Majlis Perbandaran Kuala Langat Scan QR to park now Choose Touch 'n Go eWallet when parking on the streets nationwide. Manage your parking within a single app and never worry about handling cash. Go to Link Scan to Download TNG eWallet - [GOyang-GOyang](https://www.tngdigital.com.my/lifestyle/gorewards/goyang-goyang/): Explore a world of surprise deals, just a shake away! The more you shake, the more you save! Stretching your money through vouchers, promo codes and discounts has never been this exciting and convenient. Dive in and start shaking for deals near you. - [payment-methods](https://www.tngdigital.com.my/lifestyle/gorewards/loyalty-points/payment-methods/): Collect points on-the-go for your daily spend now - [Overseas QR](https://www.tngdigital.com.my/gotravel/overseas-qr/): The overseas QR payment is widely accepted in over 10 million merchants in China, including popular brands like: - [Visa Card](https://www.tngdigital.com.my/gofinance/visa-card/): Whether you're spending locally or swiping overseas, there's a Touch 'n Go eWallet Visa Card for you. Each one comes with security you can trust, full control from your app, and zero hidden fees. Just pick the one that suits how you move through the world. - [Travel eSim](https://www.tngdigital.com.my/gotravel/travel-esim/): Beyond checking the weather and sorting out local currency, staying connected abroad is a top concern for travellers. But with the Travel eSIM, this worry is a thing of the past. Purchase, activate, and switch seamlessly with only a few taps. - [Perlindungan Tenang](https://www.tngdigital.com.my/gofinance/insurance/perlindungan-tenang/): Perlindungan Tenang adalah inisiatif Bank Negara Malaysia bersama industri insurans dan takaful bagi memenuhi keperluan semua. Matlamat utama ialah menyediakan perlindungan insurans dan takaful yang memenuhi kriteria mampu milik. - [e-Trade](https://www.tngdigital.com.my/gofinance/investment/e-trade/): Seamlessly integrated into your eWallet, e-Trade is part of GOfinance's investment offerings and is designed for users with little to no prior trading experience. Its secure, user-friendly interface provides easy access to local stocks listed on Bursa Malaysia, brought to you by TNG eWallet and Affin Hwang Investment Bank Berhad. The cash-upfront trading account feature allows you to control your risk by investing only up to the amount you've topped up - ideal for beginners to start small and build confidence. - [e-Mas](https://www.tngdigital.com.my/gofinance/investment/e-mas/): Explore the digital way to buy and sell gold that is fast, easy, convenient and safe. Start building your golden wealth with your eWallet, starting at just RM10. Stay informed with daily updates on gold prices and enjoy a seamless buying and selling experience. - [ASNB](https://www.tngdigital.com.my/gofinance/investment/asnb/): We've made it convenient for you to open and access your ASNB account anytime, anywhere. - [Report a Scam](https://www.tngdigital.com.my/report-a-scam/): Think you've been scammed? Report it here and we'll investigate - [Report Suspicious Activities](https://www.tngdigital.com.my/report-suspicious-activities/): If you received any phishing link/call that are suspicious, please complete the form below to report. - [Protected: TNG eWallet Soundbox](https://www.tngdigital.com.my/business/merchant/soundbox-copy/): Small, compact and built for everyday business, TNG eWallet Soundbox GO and Pocket help protect you from fake payment screen scams. With clear, real-time audio alerts for every successful transaction, you can focus on serving customers, without second-guessing payments. - [TNG eWallet Soundbox](https://www.tngdigital.com.my/business/merchant/soundbox/): Linked to your eWallet account, the Soundbox provides real-time payment alerts, protecting you from fake payment screen scams. - [Blogs](https://www.tngdigital.com.my/blog/): Explore guides, tips, and stories that show you how to get more out of TNG eWallet in your everyday life, from managing your money to enjoying rewards. - [temp T&C Listing](https://www.tngdigital.com.my/temp-tc-listing/): Read More - [Principal](https://www.tngdigital.com.my/gofinance/investment/principal/): When investing in the SAVE feature, you invest in Principal Islamic Money Market Fund (Class D), a Shariah-compliant fund. Invest from as low as RM10 with projected-returns of up to 3.95% p.a.The projected return is calculated using the expected gross return rate (per annum) from the Fund over the next 12 months, excluding any management and trustee fees - [Bill](https://www.tngdigital.com.my/payments/bill/): Manage routine payments easily. - [Zakat](https://www.tngdigital.com.my/payments/zakat/): Your eWallet is readily equipped to help you pay your zakat anytime, anywhere with secure linkage directly to certified zakat institutions. Earn GOrewards points with every payment too. - [Gift](https://www.tngdigital.com.my/get-started/transfer/gift/): Brighten someone's day with the joy of gifting through TNG eWallet Gift, where celebrating any occasion is easy and convenient. You choose from useful eWallet credit or cashback from beloved brands, or give the gift of our very own e-Mas cashback voucher to kickstart their investment journey.​ - [Financial Inclusion](https://www.tngdigital.com.my/about-us/financial-inclusion/): In December 2025, TNG Digital was named a 2-Star Lister on the UN Global Compact Network Malaysia and Brunei ESG Select List, reflecting its continued progress in advancing financial inclusion through TNG eWallet. ## Templates - [Hero-banner-customCode](https://www.tngdigital.com.my/fl-builder-template/hero-banner-customcode/) - [Why GOfinance](https://www.tngdigital.com.my/fl-builder-template/why-gofinance-2/) - [New-Hero_banner_v2](https://www.tngdigital.com.my/fl-builder-template/new-hero_banner_v2/): Manage, save, and grow your finances with TNG eWallet - all in one app. - [section-partner-mobile-slider](https://www.tngdigital.com.my/fl-builder-template/section-partner-mobile-slider/) - [Section-AIA](https://www.tngdigital.com.my/fl-builder-template/section-aia/): Click on any of the banners below and leave your contact details for an AIA life planner to contact you - [Section_Static-hero-banner-text-lef](https://www.tngdigital.com.my/fl-builder-template/section_static-hero-banner-text-lef/): From payments to payouts and customer engagements, manage everything with TNG eWallet enterprise solutions. - [Section_Static-hero-banner-html](https://www.tngdigital.com.my/fl-builder-template/section_static-hero-banner-html/) - [Section_QR_Custom-OLD](https://www.tngdigital.com.my/fl-builder-template/section_qr_custom-old/): Scan QR code and get your extra cash now. Disclaimer: If CashLoan does not launch after scanning the QR code, please ensure that your eWallet app is updated to the latest version. Visit your app store to check for updates. Go to Link Scan to Download TNG eWallet - [Section_Banner](https://www.tngdigital.com.my/fl-builder-template/section_banner/) - [Section_Disclaimer_With_LOGO](https://www.tngdigital.com.my/fl-builder-template/section_disclaimer_with_logo/): Note: Neither CIMB nor any of its employees, advisers or representatives have any relationship with any of Touch 'n Go eWallet's customers generally and specifically those related to e-Mas product, and neither CIMB or any of its employees, advisers or representatives shall have any responsibility or obligations towards any of Touch 'n Go eWallet customers/investors or potential customers/potential investors. - [Section_Video](https://www.tngdigital.com.my/fl-builder-template/section_video/): Only change YT id, remove width and height from YT embed - [Section_Disclaimer_BgImg](https://www.tngdigital.com.my/fl-builder-template/section_disclaimer_bgimg/) - [Tabs](https://www.tngdigital.com.my/fl-builder-template/tabs/) - [CTA_Secondary_Button](https://www.tngdigital.com.my/fl-builder-template/cta_secondary_button/) - [Section_Homepage_Main_Header](https://www.tngdigital.com.my/fl-builder-template/section_homepage_main_header/) - [Section_panel_left](https://www.tngdigital.com.my/fl-builder-template/section_panel_left/): With just the recipient's mobile phone number you can make an instant fund transfer to your family & friends. - [Section_panel_right](https://www.tngdigital.com.my/fl-builder-template/section_panel_right/): With just the recipient's mobile phone number you can make an instant fund transfer to your family & friends. - [section_non_product_hero_banner_2](https://www.tngdigital.com.my/fl-builder-template/section_non_product_hero_banner_2/): Discover the latest updates from TNG Digital through our press releases, media highlights, and interviews. Learn how our initiatives drive innovation and make digital experiences simpler, smarter, and more inclusive, extending far beyond payments. - [section_non_product_hero_banner](https://www.tngdigital.com.my/fl-builder-template/section_non_product_hero_banner/): At TNG, we don't just manage workflows; we pioneer the future of . Our leadership brings together decades of experience from across the globe to solve the problems of tomorrow. - [Banner_ImageRight_NoCarousel](https://www.tngdigital.com.my/fl-builder-template/banner_imageright_nocarousel/) - [Section_html_Icon_Card_Center](https://www.tngdigital.com.my/fl-builder-template/section_html_icon_card_center/): Use the AI-powered travel itinerary planner to build your trip based onyour destination, travel dates and interests. Discover travel services,book experiences and take advantage of travel deals and vouchersdirectly in the app.​ - [Section_html_Icon_Card_Left](https://www.tngdigital.com.my/fl-builder-template/section_html_icon_card_left/): Financial Wisdom: Level Up Your Money Game Knowledge is your best investment. Dive into our latest guides to master your personal finances. Demand and supply When more people buy gold, prices may rise. When demand slows, prices fall. Learn more US dollar strength A stronger dollar may lower gold prices, while a weaker dollar may push prices up. Learn more Interest rates Higher interest rates can reduce demand for gold, while lower more attractive. Learn more Global uncertainty During uncertainty, investors often turn to gold as a store of value. Learn more - [1. Section_Hero_Banner-Left-Content](https://www.tngdigital.com.my/fl-builder-template/banner-left/): This banner is for statis hero banner where only left icon. Require 2 background image (Desktop and Mobile). to change the background image, simply sent it to edit the Row Propertise - [Section_html_Icon_Card](https://www.tngdigital.com.my/fl-builder-template/section_icon_card_html/): Financial Wisdom: Level Up Your Money Game Knowledge is your best investment. Dive into our latest guides to master your personal finances. Demand and supply When more people buy gold, prices may rise. When demand slows, prices fall. Learn more US dollar strength A stronger dollar may lower gold prices, while a weaker dollar may push prices up. Learn more Interest rates Higher interest rates can reduce demand for gold, while lower more attractive. Learn more Global uncertainty During uncertainty, investors often turn to gold as a store of value. Learn more - [Section_Image Card_html](https://www.tngdigital.com.my/fl-builder-template/section_image-card_html/): Pay for food, shopping, bills and more using TNG eWallet. Earn cashback, vouchers and exclusive perks through GOrewards every time you spend. - [Section_Image_right_content](https://www.tngdigital.com.my/fl-builder-template/section_image_right_content/): It's the Way to GO Manage and grow your money​ Take control of your finances with GOfinance. Apply for loans, build your savings and track your spending easily. ​ Everything you need to manage your money smarter, all within TNG eWallet. Learn more about GOfinance - [Section_title_Product_Page_info](https://www.tngdigital.com.my/fl-builder-template/section_title_product_page_info/): ​TNG eWallet brings your payments, money management, rewards and travel together in one app.​ - [1. Section_Hero_Slider](https://www.tngdigital.com.my/fl-builder-template/section_hero_slider/): Save & Invest via your eWallet today Start from RM10 Explore Investment Level up with Principal Now with 9 fund to choose fromStart from RM10 Licensed by the Securities Commission Malaysia Explore Investment Jom Labur. Online. Laju Introducing ASNB on Investment Explore Investment - [1. Section_Hero_banner_2](https://www.tngdigital.com.my/fl-builder-template/section_hero_banner_2/): Grow, invest and insure, duit all your way conveniently from one place within your eWallet. - [Component_Outline_Button](https://www.tngdigital.com.my/fl-builder-template/component_outline_button/) - [Section_Partners_Icon](https://www.tngdigital.com.my/fl-builder-template/section_partners/): Our partners - [Section_Stepper_Json](https://www.tngdigital.com.my/fl-builder-template/section_stepper_json/): Financial Wisdom: Level Up Your Money Game Knowledge is your best investment. Dive into our latest guides to master your personal finances. - [Section_Product Title with Benefits](https://www.tngdigital.com.my/fl-builder-template/section_product-title-with-benefits/): Access everything from bills and tolls to investments without ever leaving the app. - [Component_Disclairmer_Small_text](https://www.tngdigital.com.my/fl-builder-template/component_disclairmer_small_text/) - [Section_Stepper_Tab_multiple_v2](https://www.tngdigital.com.my/fl-builder-template/section_stepper_tab_multiple_v2/): How to Purchase WalletSafe Malaysians/Residents/Foreign Workers Tourists Note: You can change these values at any time. For security reasons, any increase will take effect after a 12-hour cooling period. You can continue paying within your current limit. Note: You can change these values at any time. For security reasons, any increase will take effect after a 12-hour cooling period. You can continue transferring within your current limit. - [Component_CTA-Botton-Full](https://www.tngdigital.com.my/fl-builder-template/component_cta-botton-full/) - [Section_Leads](https://www.tngdigital.com.my/fl-builder-template/section_leads/): Holidays should be relaxing, but sometimes things don't go to plan - flight delays, lost bags, unexpected mishaps or last-minute changes. With SafeTrip travel insurance, you're covered for all the bumps along the way. No stress, no fuss - just the freedom to enjoy your trip.​​ - [Module_Label_Header_Descriptions](https://www.tngdigital.com.my/fl-builder-template/module_label_header_descriptions/): Knowledge is your best investment. Dive into our latest guides to master your personal finances. - [Section_TNG-Group_Features_Icon](https://www.tngdigital.com.my/fl-builder-template/section_tng-group_features_icon/): education Our Mission & Vision Vission To be Malaysia's leading digital payments and financial services provider, acting as the #1 everyday superapp that connects users to a cashless and financially empowered future. Mission To enable all Malaysians to live, pay, and transact safely and conveniently, ensuring no one is left behind in the digital economy. DNA (LEAP) We are guided by Love, Entrepreneurship, Agility, and Passion to redefine fintech one bold idea at a time. - [Section_TNG-Group_Hero_Banner](https://www.tngdigital.com.my/fl-builder-template/section_tng-group_hero_banner/): Transfer funds instantly with TNG eWallet With just the recipient's mobile phone number you can make an instant fund transfer to your family & friends. Explore Investment - [Section_FAQ_Zendesk](https://www.tngdigital.com.my/fl-builder-template/section_faq_zendesk/): Place the API and the update the CTA URL - [Section_Side_image_Features](https://www.tngdigital.com.my/fl-builder-template/section_side_image_features/): INTRODUCTION Why GOfinance? No Queue, No Hassle Navigate all your financial essentials digitally from one place. No Queue, No Hassle Navigate all your financial essentials digitally from one place. No Queue, No Hassle Navigate all your financial essentials digitally from one place. - [Component_Header_](https://www.tngdigital.com.my/fl-builder-template/component_header_/): Financial Wisdom: Level Up Your Money Game - [Leadership Template](https://www.tngdigital.com.my/fl-builder-template/leadership-template/): Designation - [Header](https://www.tngdigital.com.my/fl-builder-template/header/) ## tngd-blogs - [BUDI Diesel Malaysia: Eligibility, monthly entitlement and how to use it with TNG eWallet](https://www.tngdigital.com.my/blog/budi-diesel-malaysia-guide/): "Starting 1 July 2026, the diesel subsidy in Malaysia works differently. Find out what changed, whether you're eligible, and how to claim your subsidised diesel at RM2.10 per litre using TNG eWallet." - [This month’s highlights: Travel smarter, stay connected and discover more with TNG eWallet](https://www.tngdigital.com.my/blog/monthly-highlights-this-month-2026/): May marked a significant moment for TNG eWallet. With a refreshed new look and a reminder of everything the app has to offer, this month was about more than just new features, it was about showing Malaysians that their everyday app has grown into something much bigger. From planning your Umrah journey to staying connected abroad, here's a look at what's new on TNG eWallet this month.  - [How to reload your TNG eWallet with a credit card — and why it’s worth it](https://www.tngdigital.com.my/blog/reload-ewallet-credit-card-benefits-2/): Discover the benefits of using your credit card to reload your eWallet. Boost credit health, enjoy enhanced security, manage money better, access emergency funds, and earn rewards. - [A guide to your brand new TNG eWallet homepage](https://www.tngdigital.com.my/blog/new-tng-ewallet-homepage-guide/): Your TNG eWallet homepage just got an upgrade. Here's a quick guide to what's changed and where to find everything you need in the new app layout. - [Is it the right time to buy an EV in Malaysia?](https://www.tngdigital.com.my/blog/is-it-time-to-buy-ev/): Fuel prices are rising. Is it finally time to go electric? We break down EV costs, charging, insurance, and savings for Malaysians — the full honest picture. - [GO+ vs Save: Which one should you go for?](https://www.tngdigital.com.my/blog/go-plus-vs-save-savings-account-alternative/): GO+ vs Save: Which one should you choose? Learn how these two features in TNG eWallet compare and why using both can be a smarter high yield savings account alternative. - [April highlights: Staying safe, giving back and building better everyday experiences](https://www.tngdigital.com.my/blog/monthly-highlights-april-2026/): Discover April’s TNG eWallet highlights, from AI scam safety tips and smarter saving with Save to community support efforts and digital salary payments. - [8 best apps to download for your China trip](https://www.tngdigital.com.my/blog/apps-for-china/): Planning a trip to China? Discover the best apps to download, including WeChat, Alipay and TNG eWallet, plus top navigation and translation tools before you land. - [BUDI MADANI RON95: How to Claim with TNG eWallet or Petronas via Setel](https://www.tngdigital.com.my/blog/budi-madani-ron95-tng-ewallet-guide/): Discover how to claim the BUDI MADANI RON95 fuel benefit in Malaysia and use it seamlessly on TNG eWallet for RON95 petrol savings. - [BUDI MADANI RON95 subsidy: Track quota with TNG eWallet](https://www.tngdigital.com.my/blog/budi95-quota-and-balance-how-tng-ewallet-makes-it-simple/): Understand your BUDI MADANI RON95 subsidy benefit, how it’s calculated, and how TNG eWallet helps you track your remaining balance and litres, simply and clearly. - [What is an emergency fund and how to build one](https://www.tngdigital.com.my/blog/emergency-fund/): What is an emergency fund and how much should you save? Learn why a financial safety net is essential and get practical steps to start building yours today. - [March highlights: Getting ready for Raya and building the future of fintech](https://www.tngdigital.com.my/blog/march-highlights-getting-ready-for-raya-and-building-the-future-of-fintech/): March highlights from TNG eWallet: get ready for Raya Macam2, discover the new in-app search feature and learn about TNG DIGITAL FINHACK 2026. - [Best baju Raya brand guide: where to shop for festive wear](https://www.tngdigital.com.my/blog/brand-baju-raya/): Find the right brand for your baju Raya outfits. Discover a variety of modern and classic styles for men, women, and families starting from RM42. - [Tempat Buka Puasa Menarik Untuk anda cuba Ramadan ini](https://www.tngdigital.com.my/blog/tempat-buka-puasa-menarik-untuk-anda-cuba-ramadan-ini/): Mencari tempat buka puasa? Terokai buffet Ramadan dan restoran iftar terbaik di Kuala Lumpur dan Putrajaya untuk dinikmati bersama keluarga dan rakan. - [5 ways joining a hackathon can boost your professional portfolio](https://www.tngdigital.com.my/blog/5-ways-joining-a-hackathon-can-boost-your-professional-portfolio/): Discover the top benefits of joining a hackathon. Learn how to build your tech portfolio, improve your skills, and network with industry leaders. - [Best buffet Ramadhan and iftar spots in Klang Valley](https://www.tngdigital.com.my/blog/best-buffet-restaurant-ramadhan/): From lavish hotel buffet Ramadhan spreads to unique hidden gems, explore the best places to buka puasa in 2026. Find early bird deals and trending Iftar spots near you! - [February highlights: From festive moments to everyday essentials](https://www.tngdigital.com.my/blog/monthly-highlights-february-2026/): February was packed with CNY celebrations, balik kampung trips and everyday essentials. Here’s how TNG eWallet made festive spending seamless, rewarding and secure. - [Debt management for beginners: the ultimate guide to managing debts effectively](https://www.tngdigital.com.my/blog/debt-management-guide/): Struggling with high-interest loans? Discover practical debt management tips that help you take control of your finances. From budgeting to consolidation, start your journey to a zero balance today. - [Cherry blossom in China: photo spots and forecasted dates](https://www.tngdigital.com.my/blog/cherry-blossom-season-china/): Cherry blossom season in China runs from late February to early April. Learn the forecasted dates and best viewing spots to get the best pictures. - [Personal loan in Malaysia: what it is and how to apply](https://www.tngdigital.com.my/blog/best-personal-loan-malaysia/): Thinking of applying for a loan? Get a quick overview of how a personal loan in Malaysia works. From application steps to repayment tips, learn what to look for before you sign a loan agreement. - [What is a credit score, why it’s important, and how to improve it](https://www.tngdigital.com.my/blog/what-is-a-credit-score/): New to managing your finances? Find out what a credit score is and why it's the key to your first car or home loan. Check our guide for easy tips to build healthy credit today. - [A guide on how to travel from Malaysia to Thailand by train ](https://www.tngdigital.com.my/blog/malaysia-to-thailand-by-train/): Travelling from Malaysia to Thailand by train? Here’s a quick guide on the train schedules, routes, and ticket prices. - [Top things to do in Phuket: attractions, stays and day trips](https://www.tngdigital.com.my/blog/things-to-do-phuket/): Discover the best things to do in Phuket. From ATV adventures to rooftop bars with sea views, plan your ultimate getaway with this guide. - [Chinese New Year ang pow guide 2026: Rates, traditions, and etiquette](https://www.tngdigital.com.my/blog/cny-ang-pow-guide/): Wondering how much to give in your Chinese New Year ang pow packet? This guide covers common rates, essential etiquette, and key traditions. - [Is your payment counter helping or hurting your business efficiency?](https://www.tngdigital.com.my/blog/growing-business-payment-system-upgrade/): Maximize your shop's efficiency. Discover how the EPOS 360 BlueTap payment terminal consolidates your counter and speed up queues. - [5 gamified savings challenges to try in 2026](https://www.tngdigital.com.my/blog/5-gamified-savings-challenges-to-try-in-2026/): Struggling to save? Try these 5 fun money saving games to boost your budget. Learn how TNG eWallet features like GO+ and SAVE can help grow your savings with high dividends. - [Best ways to save money in Malaysia: A 2026 comparison](https://www.tngdigital.com.my/blog/best-ways-to-save-money-in-malaysia-a-2026-comparison/): Searching for the best savings account interest rate? We compare FDs, ASB, and TNG eWallet's GO+ to help you find the best ways to save money in Malaysia - [What is Li Chun 2026? Date, time, and best timings to deposit](https://www.tngdigital.com.my/blog/what-is-li-chun-2026-date-time-and-best-timings-to-deposit/): Plan when to deposit money on Li Chun 2026 wisely. Find out your auspicious hours and colours to fully maximise your huat. - [January highlights: Tap & Pay for everyone and a security reminder](https://www.tngdigital.com.my/blog/january-highlights-tap-pay-for-everyone-and-a-security-reminder/): Kick off the new year with January’s TNG eWallet highlights. Discover how Tap & Pay is now more accessible, plus important tips to stay alert against SARA scam messages. - [What to do with year-end-bonus: A smart guide for 2026](https://www.tngdigital.com.my/blog/what-to-do-with-year-end-bonus-a-smart-guide-for-2026/): Unsure what to do with year-end-bonus funds? Stop guessing. We reveal a 3-step game plan to manage your windfall and the best tools to help you keep it safe. - [Back-to-school pro tips: How to save on school essentials](https://www.tngdigital.com.my/blog/back-to-school-affordable/): Discover practical back-to-school tips to save money on uniforms, stationery and school essentials. learn how MYDIN × TNG Digital and smart budgeting can help families spend less. - [7 fun and affordable travel ideas around Klang Valley for school holidays with kids](https://www.tngdigital.com.my/blog/cheap-travel-ideas-klang-valley-school-holidays/): Looking for cheap travel ideas this school holiday? Discover free and affordable travel ideas around Klang Valley for fun family trips with kids. - [Understanding NS2.0: What the National Financial Literacy Strategy means for Malaysians](https://www.tngdigital.com.my/blog/why-financial-literacy-strategy-matters/): Learn why Malaysia’s National Financial Literacy Strategy 2026–2030 matters for everyday users and how digital tools like TNG eWallet support better money habits. - [December highlights: Giving back, supporting families, and everyday convenience](https://www.tngdigital.com.my/blog/monthly-highlights-december-2025/): Discover December highlights from TNG Digital, including flood relief efforts, back-to-school savings with MYDIN, and BUDI95 refuelling - [Are you ready for retirement? How to save and invest for your future](https://www.tngdigital.com.my/blog/invest-for-retirement-malaysia/): Only 58% of Malaysians feel ready for retirement. learn how to save for retirement, explore retirement schemes, and start investing for retirement with tng ewallet. - [Affordable christmas gift ideas under RM150, RM100 and RM50](https://www.tngdigital.com.my/blog/affordable-christmas-gift-ideas-under-rm150-rm100-and-rm50/): Find the perfect Christmas gift ideas according to your budget here. Whether you're finding cheap Christmas gifts, we have everything here. - [Year end cyber hygiene checklist: Simple steps to start the new year safer online](https://www.tngdigital.com.my/blog/year-end-cyber-hygiene-checklist/): A simple year end cyber hygiene checklist to help you clean up accounts, reduce online risks and start the new year more securely. - [Long weekend holiday planner 2026: How Malaysians can maximise their holidays](https://www.tngdigital.com.my/blog/long-weekend-holiday-planner-2026/): Planning your holidays early can help you enjoy more long weekends in 2026. Discover how Malaysians can maximise public holidays and annual leave for longer breaks. - [10 best nightlife attractions in Singapore for a family-friendly experience](https://www.tngdigital.com.my/blog/singapore-nightlife-guide/): Discover the best places to enjoy Singapore at night. Find peaceful views, exciting activities, and memorable experiences to enjoy after dark. - [Should young Malaysians take a loan to get married? Here’s what to consider](https://www.tngdigital.com.my/blog/wedding-loans-malaysia-financial-tips/): 46% of Malaysians take loans to get married, but is it worth it? Learn why borrowing for weddings can lead to debt and how to plan smarter instead. - [Maximising your tax relief for 2026: Simple steps to prepare now](https://www.tngdigital.com.my/blog/maximise-tax-relief-malaysia/): Learn simple tax preparation tips and eligible tax relief purchases in Malaysia. Start planning now to reduce next year’s tax bill without overspending. - [November highlights: Cashback extended, easier EV charging, and more ways to save](https://www.tngdigital.com.my/blog/monthly-highlights-november-2025/): Discover November’s key updates, including extended visa travel card cashback until 2026, easier EV charging with your ewallet, and better ways to save on everyday spending. - [Travel to Saudi Arabia](https://www.tngdigital.com.my/blog/travel-to-saudi-arabia/): Plan your Saudi Arabia trip with this complete travel guide. Learn about updated Saudi Arabia entry requirements, top attractions, cuisine, and essential travel tips for Malaysians. - [5 tips to protect you during Black Friday and Cyber Monday](https://www.tngdigital.com.my/blog/black-friday-internet-security-guide-malaysia/): Stay safe this Black Friday with simple tips to spot scam sites, fake cashback, phishing links and risky QR codes. Learn how to shop online securely. - [How the Malaysian government has made insurance more affordable, and how TNG eWallet has helped](https://www.tngdigital.com.my/blog/perlindungan-tenang-affordable-insurance/): Learn how Perlindungan Tenang makes insurance more affordable in Malaysia, and how TNG eWallet helps you access protection easily. - [Get started on your year end’s financial goals now with the help of TNG eWallet](https://www.tngdigital.com.my/blog/reach-your-year-end-savings-goal/): It’s not too late to reach your savings goals. Discover smart saving tips, techniques, and tools in TNG eWallet to help you end the year strong. - [How Malaysians stand to benefit from the new US-Malaysia trade deal](https://www.tngdigital.com.my/blog/us-malaysia-trade-deal-benefits/): Discover how the new US-Malaysia trade deal could boost jobs, exports, and everyday goods for Malaysians through stronger trade and investment ties. - [Must-visit beauty & cosmetics shops in Korea](https://www.tngdigital.com.my/blog/must-visit-beauty-cosmetics-shops-in-korea/): Discover the best beauty shops in Korea, from Olive Young to Tamburins. Shop skincare, makeup & K-pop favourites while enjoying seamless cashless travel with TNG eWallet. - [October highlights: Refuel smarter and spend smarter with your eWallet](https://www.tngdigital.com.my/blog/monthly-highlights-october-2025/): Discover the latest TNG eWallet updates — refuel faster with BUDI95 and enjoy a higher RM600,000 annual transaction limit. Seamless, secure, and built around you. - [Indian food in Malaysia: From banana leaf rice to tandoori nights](https://www.tngdigital.com.my/blog/indian-food-malaysia/): Discover the rich story of Indian food in Malaysia — from banana leaf rice to tandoori, explore authentic flavours and deals with TNG eWallet Near Me. ## TNGD News - [TNG Digital partners with CIMB to launch ASB Financing, its first Islamic financing offering](https://www.tngdigital.com.my/tngd-news/tng-digital-partners-with-cimb-to-launch-asb-financing-its-first-islamic-financing-offering/): TNG Digital Sdn. Bhd. ('TNG Digital'), the operator of Malaysia's leading digital financial services and lifestyle app, TNG eWallet, today launched ASB Financing in collaboration with CIMB, marking its first Islamic financing offering. - [TNG Digital marks next phase of growth as TNG eWallet evolves beyond payments into an everyday digital companion](https://www.tngdigital.com.my/tngd-news/tng-digital-marks-next-phase-of-growth-as-tng-ewallet-evolves-beyond-payments-into-an-everyday-digital-companion/): TNG Digital Sdn. Bhd. (“TNG Digital”), the operator of Malaysia’s leading digital financial services and lifestyle app, TNG eWallet, today announced a major milestone in the company’s growth as the platform expands beyond payments to become a broader everyday digital companion for Malaysians.  - [Cover Story: TNG Digital may be first fintech unicorn on Bursa when listed](https://www.tngdigital.com.my/tngd-news/cover-story-tng-digital-may-be-first-fintech-unicorn-on-bursa-when-listed/): TNG Digital Sdn Bhd, the operator of the TNG eWallet, is working towards a listing on Bursa Malaysia, a move that may make it the first fintech unicorn to debut on the bourse. - [Cover Story: TNG Digital hits crucial turning point, delivers first annual profit](https://www.tngdigital.com.my/tngd-news/cover-story-last-year-marked-a-significant-turning-point-for-tng-digital-sdn-bhd-the-operator-of-malaysias-most-widely-used-e-wallet-for-the-first-time-since-the-launch-of-tng-ewallet-in-m/): LAST year marked a significant turning point for TNG Digital Sdn Bhd, the operator of Malaysia’s most widely used e-wallet. For the first time since the launch of TNG eWallet in March 2018, the company has derived half of its revenue from services beyond payments. - [TNG Digital expands its everyday digital ecosystem with integrated mobile connectivity services](https://www.tngdigital.com.my/tngd-news/tng-digital-expands-its-everyday-digital-ecosystem-with-integrated-mobile-connectivity-services/): TNG Digital Sdn. Bhd. (“TNG Digital”), the operator of Malaysia’s leading digital financial services and lifestyle app, TNG eWallet, today announced a partnership with Eastel, a digital-first mobile connectivity provider, to bring integrated mobile connectivity services directly into the TNG eWallet ecosystem. - [TNG Digital launches BizCash to expand SME financing access, with CIMB as its first partner](https://www.tngdigital.com.my/tngd-news/tng-digital-launches-bizcash-to-expand-sme-financing-access-with-cimb-as-its-first-partner/): TNG Digital Sdn. Bhd. ('TNG Digital'), the operator of Malaysia’s leading digital financial services and lifestyle app, TNG eWallet, today announced the launch of BizCash, its first fully digital, in-app business financing platform that connects micro and small businesses to trusted financial institutions. With CIMB Bank Berhad (‘CIMB’) as its first financing partner on the platform, BizCash simplifies funding for SSM-registered businesses through a seamless digital application journey directly within TNG eWallet. - [TNG Digital FINHACK 2026 spotlights fintech’s real pain points, as participants turn to AI for real-world solutions](https://www.tngdigital.com.my/tngd-news/tng-digital-finhack-2026-spotlights-fintechs-real-pain-points-as-participants-turn-to-ai-for-real-world-solutions/): TNG Digital Sdn. Bhd. (“TNG Digital”), the operator of Malaysia’s leading digital financial services and lifestyle app, TNG eWallet, today announced the successful completion of its first-ever hackathon, TNG Digital FINHACK 2026 (“FINHACK”), which focused on tackling known pain points in fintech, from fraud and security to financial inclusion, and demonstrated how AI is being applied in practical ways to solve them. - [How Oceanbase Helps TNG Digital Power Malaysia’s Biggest eWallet](https://www.tngdigital.com.my/tngd-news/how-oceanbase-helps-tng-digital-power-malaysias-biggest-ewallet/): Digital payments have become more of a routine for most Malaysians. - [TNG Digital and KK Mart partner to digitise salary payments for migrant workers, advancing financial inclusion in Malaysia’s retail workforce](https://www.tngdigital.com.my/tngd-news/tng-digital-and-kk-mart-partner-to-digitise-salary-payments-for-migrant-workers-advancing-financial-inclusion-in-malaysias-retail-workforce/): TNG Digital Sdn. Bhd. ('TNG Digital'), the operator of Malaysia’s leading digital financial services and lifestyle app, TNG eWallet, has partnered with KK Mart to digitise salary payments for their migrant workers nationwide. This marks a significant step in expanding inclusive payroll options for underserved and unbanked in Malaysia’s retail workforce. - [Statement on TNG Digital Petrol Subsidy Initiative](https://www.tngdigital.com.my/tngd-news/statement-on-tng-digital-petrol-subsidy-initiative/): TNG Digital refers to the announcement issued on 31 March 2026 regarding the introduction of an additional RON95 petrol subsidy initiative for its employees in Malaysia. - [TNG Digital brings human support to digital finance with first community service hub for TNG eWallet users](https://www.tngdigital.com.my/tngd-news/tng-digital-brings-human-support-to-digital-finance-with-first-community-service-hub-for-tng-ewallet-users/): TNG Digital Sdn. Bhd. (‘TNG Digital’), the operator of Malaysia’s leading digital financial services and lifestyle app, TNG eWallet, has opened its first permanent customer service hub at Kota Raya. The new hub brings in-person support closer to communities, allowing users to receive direct help with their TNG eWallet accounts and services. - [Touch ‘n Go Group further strengthens commitment to youth sports as strategic partner of SRAFTKL junior squash championships 2026 after a successful tournament last year](https://www.tngdigital.com.my/tngd-news/touch-n-go-group-further-strengthens-commitment-to-youth-sports-as-strategic-partner-of-sraftkl-junior-squash-championships-2026-after-a-successful-tournament-last-year/): Touch ‘n Go Group, comprising Touch 'n Go Sdn Bhd and TNG Digital Sdn Bhd, has reaffirmed its commitment to squash development in Malaysia by extending the strategic partnership as the official strategic partner of the Squash Racquets Association of Federal Territory Kuala Lumpur (SRAFTKL) Junior Squash Championships.  The companies were also the strategic partners for the inaugural Touch 'n Go SRAFTKL Junior Open Squash Championship in 2025.    - [Digital duit raya gains ground](https://www.tngdigital.com.my/tngd-news/digital-duit-raya-gains-ground/): More Malaysians are set to swap traditional green money packets for cashless transfers this Aidilfitri amid a growing adoption of e-money payments. - [TNG eWallet cross-border QR transactions surge, driven by travel spending](https://www.tngdigital.com.my/tngd-news/tng-ewallet-cross-border-qr-transactions-surge-driven-by-travel-spending/): TNG eWallet cross-border QR transactions grew 82% year-on-year from 2024 to 2025, mainly driven by travel spending in key regional markets. - [TNG Digital included in the UNGCMYB ESG Select List 2025 for advancing financial inclusion at scale](https://www.tngdigital.com.my/tngd-news/tng-digital-included-in-the-ungcmyb-esg-select-list-2025-for-advancing-financial-inclusion-at-scale/): TNG Digital Sdn. Bhd., the operator of Malaysia’s leading digital financial services and lifestyle app, TNG eWallet, has been included in the UN Global Compact Network Malaysia and Brunei ESG Select List 2025, reflecting the company’s steady progress in advancing financial inclusion through responsible and sustainable business practices. - [Touch ‘n Go Group Supports Local Merchants Through Ramadan Bazaar Initiative in Lembah Pantai](https://www.tngdigital.com.my/tngd-news/touch-n-go-group-supports-local-merchants-through-ramadan-bazaar-initiative-in-lembah-pantai/): Touch ‘n Go Group stepped up its support for local merchants ahead of Ramadan through an initiative focused on improving readiness, accessibility, and ease of doing business at Ramadan bazaars. Touch ‘n Go Sdn Bhd sponsored 325 tents and aprons, while TNG Digital equipped 325 hawkers and small traders at Bazaria Pantai Dalam and Taman Sri Sentosa with a mix of Touch ’n Go eWallet Soundboxes and EPOS360 BlueTap devices. - [Spend, Scan, Set Sail: Stand a chance to win a Royal Caribbean Cruise sailing from Singapore with TNG eWallet](https://www.tngdigital.com.my/tngd-news/spend-scan-set-sail-stand-a-chance-to-win-a-royal-caribbean-cruise-sailing-from-singapore-with-tng-ewallet/): Win prizes worth up to RM60,000 when you spend - [TNG Digital and EPOS launch EPOS360 and EPOS360 BlueTap in Malaysia to help local SMEs grow with AI and unique payment capabilities](https://www.tngdigital.com.my/tngd-news/tng-digital-and-epos-launch-epos360-and-epos360-bluetap-in-malaysia-to-help-local-smes-grow-with-ai-and-unique-payment-capabilities/): TNG Digital introduces EPOS360 BlueTap, Malaysia’s first tap-to-pay experience using TNG eWallet - [TNG Digital and MYDIN ease back-to-school expenses for families and underserved children ahead of 2026](https://www.tngdigital.com.my/tngd-news/tng-digital-and-mydin-ease-back-to-school-expenses-for-families-and-underserved-children-ahead-of-2026/): TNG eWallet, has partnered with Mydin Mohamed Holdings Bhd (‘MYDIN’) to help families and underserved children manage back-to-school expenses ahead of the 2026 school term. - [TNG eWallet approved by JTK Sabah as a recognised digital salary payment method in Sabah](https://www.tngdigital.com.my/tngd-news/tng-ewallet-approved-by-jtk-sabah-as-a-recognised-digital-salary-payment-method-in-sabah/): TNG eWallet expands to become a trusted salary account for migrant workers, advancing financial and digital inclusion in Sabah. - [TNG eWallet expands access to ASM 3 special allocation through its partnership with ASNB](https://www.tngdigital.com.my/tngd-news/tng-ewallet-expands-access-to-asm-3-special-allocation-through-its-partnership-with-asnb/): Through its exclusive partnership with ASNB, TNG Digital empowers first-time investors with simple and secure access to investment products on GOfinance, starting from RM10. - [Touch ‘n Go eWallet Visa Travel Card extends campaign period, offering up to 3% cashback for more rewarding overseas spending](https://www.tngdigital.com.my/tngd-news/touch-n-go-ewallet-visa-travel-card-extends-campaign-period-offering-up-to-3-cashback-for-more-rewarding-overseas-spending/): TNG Digital Sdn. Bhd. (‘TNG Digital’), the operator of Malaysia’s leading digital financial services and lifestyle app, today announced the extension of the Touch 'n Go eWallet Visa Travel Card Cashback campaign to 31 December 2026. The extension forms part of its ongoing efforts to provide travellers with a more rewarding experience when spending overseas. - [TNG Digital introduces an in-app EV charging network that simplifies access to multiple operators](https://www.tngdigital.com.my/tngd-news/tng-digital-introduces-an-in-app-ev-charging-network-that-simplifies-access-to-multiple-operators/): EV drivers can now find, charge, and pay seamlessly across Malaysia and Singapore, all within TNG eWallet. - [We find out what’s behind TNG Digital’s unicorn status, and why it matters for Malaysia](https://www.tngdigital.com.my/tngd-news/we-find-out-whats-behind-tng-digitals-unicorn-status-and-why-it-matters-for-malaysia/): A few months ago in August 2025, TNG Digital Sdn Bhd (the company behind TNG eWallet) was officially recognised as a unicorn, valued at more than US$1 billion. - [TNG Digital appoints Datuk Syed Zaid Albar as its Chairman](https://www.tngdigital.com.my/tngd-news/tng-digital-appoints-datuk-syed-zaid-albar-as-its-chairman/): TNG Digital Sdn. Bhd. (“TNG Digital”), the operator of TNG eWallet, Malaysia’s preferred digital financial services platform and lifestyle app, today announced the appointment of Datuk Syed Zaid Albar as its Chairman and Non-Independent Non-Executive Director, effective 17 October 2025. - [From eWallet to unicorn: How TNG eWallet became M’sia’s go-to lifestyle fintech app](https://www.tngdigital.com.my/tngd-news/from-ewallet-to-unicorn-how-tng-ewallet-became-msias-go-to-lifestyle-fintech-app/): With over 24 million verified users, it has become more than just a way to go cashless. Today, many people use it to save, borrow, insure, invest, and even send money abroad. - [TNG Digital listing in the works, sources say, but company insists it’s in no hurry](https://www.tngdigital.com.my/tngd-news/tng-digital-listing-in-the-works-sources-say-but-company-insists-its-in-no-hurry/): A listing of TNG Digital Sdn Bhd, operator of the Touch ’n Go eWallet, is in the works, sources say. - [TNG eWallet explains how to use BUDI95 with one app at all stations](https://www.tngdigital.com.my/tngd-news/tng-ewallet-explains-how-to-use-budi95-with-one-app-at-all-stations/): From eligibility checks to balance tracking and refuelling, Malaysians can access the BUDI MADANI RON95 seamlessly and without presenting their MyKad at all participating stations nationwide with TNG eWallet - [TNG eWallet Secures Best E-Wallet Provider Again](https://www.tngdigital.com.my/tngd-news/tng-ewallet-secures-best-e-wallet-provider-again/): When it comes to digital wallets in Malaysia, TNG eWallet remains the clear market leader — setting a benchmark that is difficult for others to match. - [TNG Digital unit to manage Budi95 petrol subsidy’s backend system](https://www.tngdigital.com.my/tngd-news/tng-digital-unit-to-manage-budi95-petrol-subsidy-and-backend-system/): The backend digital infrastructure for the new RON95 petrol subsidy mechanism will be managed by TNG Digital Sdn Bhd, a previously unannounced detail that was confirmed by Treasury secretary general Datuk Johan Mahmood Merican on Tuesday. - [TNG Digital pledge to trust and ethical innovation in the digital economy](https://www.tngdigital.com.my/tngd-news/tng-digital-pledge-to-trust-and-ethical-innovation-in-the-digital-economy/): Mr. Alan Ni, Chief Executive Officer of TNG Digital, leading the team in pledging integrity and ethical innovation through the signing of the Corruption-Free Pledge, witnessed by SAC Westmoreland Ajom, Head of the Private Sector Branch, Community Education Division, MACC - [TNG eWallet expands QR scanner for everyday use beyond payments](https://www.tngdigital.com.my/tngd-news/tng-ewallet-expands-qr-scanner-for-everyday-use-beyond-payments/): This upgraded feature allows users to scan payment and non-payment QR codes, from menus and forms to event tickets, in one convenient app. - [TNG Digital and Kakitangan.com simplify salary payment for all workers, enabling HR efficiency with digital financial access](https://www.tngdigital.com.my/tngd-news/tng-digital-and-kakitangancom-simplify-salary-payment-for-all-workers-enabling-hr-efficiency-with-digital-financial-access/): Through this collaboration, employers can disburse salaries via TNG eWallet — offering a secure, digital alternative for unbanked and underserved employees in Malaysia. - [TNG Digital launches Business Account to help even the smallest businesses grow with ease](https://www.tngdigital.com.my/tngd-news/tng-digital-launches-business-account-to-help-even-the-smallest-businesses-grow-with-ease/): TNG Digital Sdn. Bhd. (“TNG Digital”), Malaysia’s largest integrated fintech player, has launched the TNG Digital Business Account. The new offering is designed to support micro-SMEs and gig workers with a zero-barrier solution to digitalise their operations, manage income, and grow their businesses securely, all from a mobile device. - [TNG Digital enables international tourists to register for TNG eWallet and spend like a local in Malaysia](https://www.tngdigital.com.my/tngd-news/tng-digital-enables-international-tourists-to-register-for-tng-ewallet-and-spend-like-a-local-in-malaysia/): The new feature simplifies payments for tourists, offering greater convenience and supporting local businesses across Malaysia. - [TNG eWallet expands its open platform to strengthen financial inclusion](https://www.tngdigital.com.my/tngd-news/tng-ewallet-expands-its-open-platform-to-strengthen-financial-inclusion/): TNG Digital Sdn. Bhd. ("TNG Digital"), Malaysia’s largest integrated fintech player, continues to strengthen its open platform model through GOfinance, the financial services hub within TNG eWallet. By collaborating with multiple financial institutions, TNG Digital ensures users have access to not only a diverse range of financial products but also more choices within each category. GOfinance provides seamless access to investments, lending, insurance, credit, and remittance services, making TNG eWallet a comprehensive financial hub for all Malaysians. By working with trusted partners, TNG Digital enables users to explore, compare, and select competitive solutions that match their specific financial needs, whether for short-term financing or long-term financial planning. Expanding on this effort, TNG Digital has partnered with Alliance Bank Malaysia Berhad to enhance its lending options within GOfinance. This collaboration includes the Alliance CashFirst loan, offering users the flexibility to apply for higher loan amounts of up to RM150,000 at one of the market’s lowest interest rates – all through a fully digital application process within the eWallet. - [Touch ‘n Go Group Strengthens Commitment to Youth Sports as Corporate Partner of SRAFTKL Junior Squash Championships](https://www.tngdigital.com.my/tngd-news/touch-n-go-group-strengthens-commitment-to-youth-sports-as-corporate-partner-of-sraftkl-junior-squash-championships/): Touch 'n Go Group, comprising Touch 'n Go Sdn Bhd and TNG Digital Sdn Bhd, has made a significant commitment to squash in Malaysia by becoming the official corporate partner for the Squash Racquets Association of Federal Territory Kuala Lumpur (“SRAFTKL”) Junior Squash Championships for a 3-year term. It is also the corporate partner for the inaugural Touch 'n Go Group SRAFTKL Junior Open Squash Championship 2025. - [TNG Digital implements TapSecure for enhanced security in Touch ‘n Go eWallet Visa Card transactions](https://www.tngdigital.com.my/tngd-news/tng-digital-implements-tapsecure-for-enhanced-security-in-touch-n-go-ewallet-visa-card-transactions/): TNG Digital Sdn. Bhd. ("TNG Digital"), Malaysia's leading integrated fintech provider, is implementing TapSecure—a one-tap approval function that will replace SMS One-Time Passwords (OTPs), to securely approve Touch 'n Go eWallet Visa Card online transactions, effective 17 March 2025. This upgrade enhances security while delivering a faster, safer and more seamless payment experience. - [TNG Digital Has Market Share To Be Profitable](https://www.tngdigital.com.my/tngd-news/tng-digital-has-market-share-to-be-profitable/): Malaysia has ambitions to be a digital economy and cashless society. How are we progressing on that front and what role does TNG Digital play? Questions we pose to Alan Ni, their CEO whilst asking if they are keeping their market share with the arrival of digital banks in Malaysia, and how its business has evolved the path to profitability. - [TNG Digital partners with Gadget Flow to empower communities in need through device giveaway this Ramadan](https://www.tngdigital.com.my/tngd-news/tng-digital-partners-with-gadget-flow-to-empower-communities-in-need-through-device-giveaway-this-ramadan/): TNG Digital Sdn. Bhd. ('TNG Digital'), Malaysia's largest integrated fintech player, partnered with Gadget Flow to distribute a total of 500 mobile devices to selected recipients with 100 being given out at the PRIHATIN Kasih Madani Ramadan event yesterday. Graced by the Minister of Communications, YB Tuan Ahmad Fahmi bin Mohamed Fadzil, this initiative is backed by the launch of Device2Cash, a new feature available in TNG eWallet that enables users to sell pre-owned devices for cash. This initiative reflects TNG Digital’s ongoing commitment to empowering underserved communities with digital access while promoting sustainability through ethical device management. Device2Cash fulfils two key benefits: it provides users with a financial benefit while supporting a more sustainable future by giving devices a second life. - [TNG Digital records 120% growth in travel transactions, elevates travel convenience with eSIM launch](https://www.tngdigital.com.my/tngd-news/tng-digital-records-120-growth-in-travel-transactions-elevates-travel-convenience-with-esim-launch/): Enhancing travel convenience and experience with the launch of Travel eSIM, TNG Digital aims to provide hassle-free global data access, seamless connectivity, and worry-free roaming. - [TNG Digital and UNHCR empower Malaysia’s refugees with financial access through TNG eWallet](https://www.tngdigital.com.my/tngd-news/tng-digital-and-unhcr-empower-malaysia-s-refugees-with-financial-access-through-tng-ewallet/): TNG Digital has joined forces with UNHCR to advance financial inclusion for refugees and asylum-seekers in Malaysia through TNG eWallet, providing them with seamless access to essential financial services. - [TNG Digital launches SOS Balance for toll payments with insufficient balance](https://www.tngdigital.com.my/tngd-news/tng-digital-launches-sos-balance-for-toll-payments-with-insufficient-balance/): TNG Digital Sdn. Bhd. ("TNG Digital"), Malaysia’s largest integrated fintech player, has launched SOS Balance, a practical solution for uninterrupted toll payments even with insufficient balance. Available for free via TNG eWallet, this first-of-its-kind feature provides seamless transactions that not only enhance user convenience but also support smoother traffic flow, and improving the overall road travel experience. - [TNG Digital urges users to complete account verification to enjoy enhanced security on TNG eWallet](https://www.tngdigital.com.my/tngd-news/tng-digital-urges-users-to-complete-account-verification-to-enjoy-enhanced-security-on-tng-ewallet/): TNG Digital urges all non-verified TNG eWallet users to complete their account verification promptly to enhance their account security and enjoy additional protection. - [TNG Digital introduces “Near Me” feature in TNG eWallet, helping users discover the best local dining spots with ease](https://www.tngdigital.com.my/tngd-news/tng-digital-introduces-near-me-feature-in-tng-ewallet-helping-users-discover-the-best-local-dining-spots-with-ease/): TNG Digital Sdn. Bhd. ('TNG Digital'), Malaysia's largest integrated fintech player, is excited to introduce its new feature, Near Me on TNG eWallet. This geolocation-based discovery tool allows users to easily explore nearby dining options from a network of over 8,000 F&B merchant outlets. Integrated seamlessly within the TNG eWallet ecosystem, the Near Me feature helps users make informed dining choices by offering trusted reviews and exclusive deals, making dining decisions faster and easier. - [TNG Digital partners with Korea Tourism Organisation to deliver hassle-free, cashless travel experience for Malaysian travellers visiting Korea via TNG eWallet](https://www.tngdigital.com.my/tngd-news/tng-digital-partners-with-korea-tourism-organisation-to-deliver-hassle-free-cashless-travel-experience-for-malaysian-travellers-visiting-korea-via-tng-ewallet/): TNG Digital Sdn. Bhd. ("TNG Digital"), Malaysia's leading integrated fintech player, and the Korea Tourism Organisation (“KTO”) have officially announced a transformative partnership aimed at elevating the travel experience for Malaysians visiting Korea via TNG eWallet. This partnership makes TNG eWallet the first Malaysian eWallet to be endorsed by KTO, simplifying payment solutions for Malaysian travellers exploring Korea’s vibrant cities and scenic destinations. - [TNG eWallet introduces Principal® Private Retirement Schemes (PRS) to help their users build retirement savings](https://www.tngdigital.com.my/tngd-news/tng-ewallet-introduces-principal-r-private-retirement-schemes-prs-to-help-their-users-build-retirement-savings/): Target Date Funds, the first-of-its-kind in Malaysia make saving for retirement simple and hassle-free - [TNG Digital foresees first full-year profit in 2025 amid plans to deepen user relationship](https://www.tngdigital.com.my/tngd-news/tng-digital-foresees-first-full-year-profit-in-2025-amid-plans-to-deepen-user-relationship/): TNG Digital Sdn Bhd, which operates TNG eWallet, is set to turn in its first full-year profit next year amid aggressive plans to leverage its broader range of products to strengthen its market share. - [TNG eWallet to implement 100% account verification for enhanced user security and access to exclusive features](https://www.tngdigital.com.my/tngd-news/tng-ewallet-to-implement-100-ekyc-for-enhanced-user-security-and-access-to-exclusive-features/): TNG Digital announced the implementation of 100% account verification to enhance user protection, unlock exclusive features, and demonstrate TNG Digital’s commitment to regulatory compliance and robust risk management. - [GO+ now offers higher saving limit, unlocking more daily earnings with TNG eWallet](https://www.tngdigital.com.my/tngd-news/go-now-offers-higher-saving-limit-unlocking-more-daily-earnings-with-tng-ewallet/): TNG Digital Sdn. Bhd. ("TNG Digital"), Malaysia's largest integrated fintech player, has announced a significant upgrade to GO+, a product under GOfinance hub within TNG eWallet, raising the saving limit from RM9,500 to RM20,000. This enhancement allows users to maximise their daily returns on their GO+ balance, offering added flexibility and expanded opportunities for financial growth. ## TNGD Terms & Conditions - [bKash Remittance Lucky Draw Campaign](https://www.tngdigital.com.my/tnc/bkash-remittance-lucky-draw-campaign/): 1.This Campaign is organized by TNG Digital Remittance Sdn. Bhd. ("TNGDR"). - [TNGD x Firefly 2% Cashback Promotion](https://www.tngdigital.com.my/tnc/tngd-x-firefly-2-cashback-promotion/): Campaign: Cashback - [GOrewards Lucky Draw Campaign: July 2026](https://www.tngdigital.com.my/tnc/gorewards-lucky-draw-campaign-july-2026/): Information is updated as of 1 July 2026. - [TNG eWallet Visa Travel Card x Agoda Campaign](https://www.tngdigital.com.my/tnc/tng-ewallet-visa-travel-card-x-agoda-campaign/): 1.The Promotion is available to the qualifying and eligible cardholders of Visa cards issued in Malaysia which bears the Visa name and logo on the face of the card. Cardholders must settle payment with their valid Visa in order to enjoy the Promotion. - [World Cup 2026 – Social Contest](https://www.tngdigital.com.my/tnc/world-cup-2026-social-contest/):   This “World Cup 2026” (“Contest”) is organised by TNG Digital Sdn. Bhd. (“TNGD”). The Contest period is from 11 July 2026 to 17 July 2026, both dates inclusive (“Contest Period”). Contest posts will be posted on TNGD’s official Facebook and Instagram platforms (“Contest Post”) during Contest Period. This Contest is open to all individuals (“Users”, “you”, or “your”) who hold a valid, active personal account on the respective social media platforms and participate in the Contest in accordance with these Terms and Conditions during the Contest Period (“Participant(s)”). Campaign Mechanism To be eligible to stand a chance to win a Prize, Participant must follow @touchngoewallet on Instagram or Touch ‘n Go eWallet on Facebook and complete the following: Comment on the Content Post with your favourite World Cup player and one thing from the TNG eWallet you would recommend to that player; Tag one friend in the same comment; and Include the hashtag #TNGeWallet #GOfinal. Winners’ announcement and selection: The top ten (10) most creative comments for each designated platform, as determined solely by TNGD, will be selected as Winners (“Winners”). Winners will be announced via a pinned comment on each Contest Post. TNGD reserves the right to determine the timing of the announcement at its sole discretion. TNGD shall have the sole and absolute discretion in determining, verifying, and finalising the number of valid Winners and the selection of Winners. The selection of the Winners shall be final and binding, and no queries, challenges or appeals with regard to the selection of Winners will be entertained. Prizes: A total of thirty (20) Winners will be selected across all designated platforms, comprising: Ten (10) Winners from Facebook Ten (10) Winners from Instagram Each Winner will receive: One (1) RM10.00 Touch ‘n Go eWallet Reload PIN (“Prize”). Each User is eligible to win only one (1) Prize throughout the Contest. Winners will be contacted via DM on the respective platform used to participate in the Contest for prize fulfilment purposes. Upon issuance of the Prize, TNGD shall bear no responsibility or liability in relation to the Winner’s receipt, non-receipt, usage, or non-usage of the Prize, for any reason whatsoever including but not limited to unsuccessful redemption or utilization of the Prize. TNGD shall not be responsible or liable in the event the Prize is redeemed, used, or otherwise exploited by any third party (with or without the Winner’s consent). Any Prize with a validity period must be redeemed and/or used within the validity period, failing which the Prize will be forfeited without any extension, compensation, replacement, or reissuance by TNGD. TNGD reserves the right to substitute any of the Prizes with another prize of equivalent value due to any reason as solely determined by TNGD without prior notice. All Prizes are non-transferable to another individual and non-negotiable. No request for replacement and/or exchange of Prize will be entertained. TNGD shall not be responsible or liable for any disputes or claims or losses that arise from the Winner’s failure to receive the necessary DMs or the Prize from TNGD which is or may have been due to the fault or negligence of the Participants/Winners, including but not limited to providing TNGD with incorrect or incomplete personal details as required. TNGD reserves the right to disqualify any Participant or disregard any Winner that it reasonably suspects to be fraudulent, invalid, duplicated, or in breach of these terms and conditions. By participating in this Contest, all Users: Consent for TNGD to collect, record, hold, store, use, and disclose your personal information for purposes which are necessary or related to the participation in this Contest; Consent for TNGD to disclose or publish personal information such as your names, social media handle, last 4 digits of the IC number and any general information in any media, marketing, or advertising materials; and Grant TNGD the right to modify, use and publish any of your still or moving images for any promotional, marketing, commercial, or other related purposes, without any payment or compensation. TNGD shall be entitled to withhold any benefits under any services rendered, if the Users are found to have been in breach of any TNGD’s Users Terms and Conditions. The General Users Terms and Conditions can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf This Terms and Conditions shall be further subject to the General Promotion Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/ Please visit https://www.touchngo.com.my for more information or inquiries.     - [FOOTBALL FIESTA CHECK-IN CAMPAIGN 2026](https://www.tngdigital.com.my/tnc/football-fiesta-2026/): TERMS & CONDITIONS  - [Youth Visa Card Cashback Voucher (Merdeka) 2026](https://www.tngdigital.com.my/tnc/youth-visa-card-cashback-voucher-merdeka-2026/): TERMS & CONDITIONS  - [Referral FAQ](https://www.tngdigital.com.my/tnc/referral-faq/): Frequently Asked Questions 1. What is the TNG eWallet Visa Travel Card “Refer & Earn” Campaign? This is a campaign where existing TNG eWallet Visa Travel Card holders can refer any eligible users to apply for the TNG eWallet Visa Travel Card. Once a referee successfully purchases the TNG eWallet Visa Travel Card, both the referrer and the referee get rewarded. 2. What is the campaign duration? The TNG eWallet Visa Travel Card “Refer & Earn” Campaign runs from 15 July 2026 to 31 December 2026. 3. Who is eligible for this campaign? a. Referrer: - Must be a registered TNG eWallet user with a valid registered mobile number; - Must hold a valid and existing TNG eWallet Visa Travel Card at the time the referral code is generated and shared. Users who do not yet hold a TNG eWallet Visa Travel Card are not eligible to act as a Referrer and may instead participate in the Campaign as a Referee; and - Must generate and share their unique referral code or link via the TNG eWallet app to invite a Referee. b. Referee: - Must be a registered TNG eWallet user who does not currently hold a TNG eWallet Visa Travel Card; - Must apply for and successfully purchase a TNG eWallet Visa Travel Card using a valid referral code shared by a Referrer, during the campaign period; - Each Referee may only be linked to one (1) referral code or Referrer per TNG eWallet Visa Travel Card application. If a Referee receives more than one referral code, only the code linked to their account at the time of successful payment will count. For Referrers 4. How much does a referrer earns for referring someone? Eligible referrer will receive RM8 instant cashback for every referee who successfully purchases a TNG eWallet Visa Travel Card using the referral code during the campaign period. 5. Is there a limit to how many people a user can refer, or how much a user can earn? No. There is no limit on the number of referrals or the number of referrals or the number of times you can earn the RM8 reward during the campaign period, as long as each referral is a genuine and a successfully converted referee. 6. If users don’t have a TNG eWallet Visa Travel Card yet, can they still refer others? No. Only users who already hold a valid and existing TNG eWallet Visa Travel Card can act as a referrer. If you don't have the TNG eWallet Visa Travel Card yet, you can join the Campaign as a referee instead and earn the RM5 cashback when you apply. 7. What happens if my referee was also given a code by someone else? Only the referral code that is validity linked to the referee's account at the exact moment they complete payment for the TNG eWallet Visa Travel Card will be recognised. 8. How does a referrer know if their referral was counted? Referrer will be notified in-app once their referee’s TNG eWallet Visa Travel Card purchase is successfully completed and verified as linked to the user’s referral code. For Referees 9. What will a referee receive as a reward? Apply for and successfully complete payment for a TNG eWallet Visa Travel Card using a valid referral code shared by a referrer. The RM5 cashback is credited instantly once your application and purchase are successfully completed. 10. Can a referee get the cashback without using a referral code? No. The RM5 cashback under this Campaign is only given to referees who apply using a valid referral code during the campaign period. 11. Can a referee use more than one referral code? Referee can only be linked to one referral code at a time. If referee received multiple codes, the one that is active and linked to their account when they complete their payment is the one that counts. 12. When will the referrer or referee receives their reward? Eligible rewards are credited directly and instantly into your TNG eWallet account after the qualifying TNG eWallet Visa Travel Card purchase is successfully completed. 13. How will the referrer or referee know their reward has been credited? They will receive an in-app and/or push notification once their reward has been successfully credited. They can also check their TNG eWallet transaction history. 14. Who should the user contact for assistance? For any inquiries or assistance, you can reach out to us via our live chat from your TNG eWallet (go to your Profile page and scroll down to "Chat with Us") between 7am and 10pm daily, including public holidays, or by writing to us, here. - [AIA Up To 30% Off!](https://www.tngdigital.com.my/tnc/aia-up-to-30-off/): Up To 30% Off! Campaign ("Campaign") is organised by AIA Bhd. (“AIA Malaysia”, “we”, “our” or “us”). By joining this Campaign, you (“you”, “your” or “customer”) agree that you have read, understood and agreed to be bound by the Terms and Conditions of this Campaign and by any change or modification that we may make to this Campaign and/or the Terms and Conditions of this Campaign with prior notice to you. By joining this Campaign, you further agree to be bound by our Privacy Policy accessible at https://www.aia.com.my/en/index/privacy-statement.html. - [TNG eWallet Visa Travel Card “Refer & Earn” Campaign](https://www.tngdigital.com.my/tnc/referral-tc/): 2. This Campaign is scheduled to run from 15 July 2026 to 31 December 2026, both dates inclusive (“Campaign Period”). - [AIA Waiver Kaw Kaw](https://www.tngdigital.com.my/tnc/aia-waiver-kaw-kaw/): The 2026 Waiver Kaw Kaw Campaign ("Campaign") is organised by AIA PUBLIC Takaful Bhd. (“AIA PUBLIC”, “we”, “our” or “us”). By joining this Campaign, you (“you”, “your” or “customer”) agree that you have read, understood and agreed to be bound by the Terms and Conditions of this Campaign and by any change or modification that we may make to this Campaign and/or the Terms and Conditions of this Campaign with prior notice to you. By joining this Campaign, you further agree to be bound by our Privacy Policy accessible at https://www.aia.com.my/en/index/privacy statement.html - [FamilyMart RM2 off with Minimum Spend RM10](https://www.tngdigital.com.my/tnc/familymart-rm2-off-with-minimum-spend-rm10/): Terms and Conditions 1. This Campaign is organized by TNG Digital Sdn Bhd (TNGD) and QL Maxincome Sdn. Bhd. (Partner). 2. Campaign Period is from 1 July 2026 until 31 July 2026, inclusive of both dates. 3. This Voucher will only be distributed via Push Notification to selected users. 4. FamilyMart customers (“User(s)”) who make a minimum spend of Ringgit Malaysia Ten (RM10.00) only in a single transaction at the Participating FamilyMart Outlets (excluding Genting and KLIA 2 outlets) using TNG eWallet and present the Voucher QR (“Voucher”) during the Campaign Period (“Eligible Transaction”) shall be entitled to enjoy a discount of Ringgit Malaysia Two (RM2.00) only (“Discount”). 5. This Voucher is not valid for the purchase of reload PIN transaction services, paper bags, tobacco, or other excluded items as determined solely by Organizer from time to time. 6. Combined transactions and/or split transactions are not allowed. 7. Only ONE (1) Voucher may be used per transaction. The Voucher QR must be presented to outlet staff at checkout for in-store redemption. 8. The Discount shall be applied immediately at the checkout point if the User meets the eligibility criteria. Users shall ensure that the Discount has been applied before finalizing payment. In the event the Discount has not been applied, users should not proceed with payment and must liaise with the outlet staff immediately. 9. Each Eligible User is entitled to enjoy the Discount ONE (1) time only throughout the Campaign Period. 10. This Campaign is not valid in conjunction with other ongoing promotions, discounts, or vouchers. 11. No refunds or exchanges shall be provided for redeemed items. 12. Transaction under this Campaign is not eligible for points or stamp collection. 13. Any misuse may result in Voucher termination。 14. This Discount cannot be combined or accumulated and is not transferable and/or exchangeable for cash or replacements. 15. In the event a User qualifies for two (2) or more vouchers in a single transaction, TNGD reserves the right to determine which Voucher shall be applied. 16. TNG Digital and the Partner reserves the right to amend, modify, or terminate the Campaign and its terms and conditions, including but not limited to the Campaign Period, at any time without prior notice. 17. TNG Digital shall be entitled to withhold any benefits under the services rendered, with prior notice to the users if the users are found to have been in breached of any TNG Digital’s Users Terms and Conditions. The General Users Terms and Conditions which can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf 18. This Terms and Conditions shall be further subject to The General Campaign Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions 19. Please visit https://www.touchngo.com.my for more information or inquiries. - [AIA A-Plus Health360](https://www.tngdigital.com.my/tnc/aia-a-plus-health360/): A-Plus Health360 is an optional rider attachable to regular premium investment-linked plans, underwritten by AIA Bhd. This brochure contains only a summary of the main features of the rider and is not exhaustive. It does not constitute a policy. You are advised to refer to the Sales Illustration and Product Disclosure Sheet for more details of the rider before purchasing, and refer to the terms and conditions in the policy for details of the features and benefits, exclusions and waiting periods under the policy. Buying life insurance is a long-term financial commitment. You should satisfy yourself that the policy (including riders, if any) will best serve your needs and that the premium payable under the policy is an amount you can afford. To achieve this, we recommend that you speak to your Life Planner to perform a needs analysis and assist you in making an informed decision. You may also contact AIA Bhd. directly for more information. You have the right to cancel the rider by giving AIA Bhd. a written notice. Such notice must be received directly by AIA Bhd. within 15 days after your e-policy contract being made available on AIA's customer portal. Insurance charges which may have been incurred for this rider will be refunded to you. If in your application, you have selected to receive a hardcopy of your policy contract, such notice must be given within 15 days after you receive your policy contract. The Cost of Insurance for this plan is not guaranteed and AIA Bhd. may revise the Cost of Insurance by giving you 30 days’ prior notice before your next policy anniversary. In the event of revision of Cost of Insurance, you are required to pay additional premium. Please note that if you decide to proceed with the treatment plan as recommended by our service provider, Teladoc, the cost of medical treatment may or may not be covered. You are advised to confirm your coverage with the Company before performing the treatment. The premium paid for the basic policy to which this rider is attached, which is inclusive of the premium apportioned to this rider may qualify you for an individual tax relief, subject to final decision of the Inland Revenue Board of Malaysia (LHDN). Please note that premiums paid by organisations are subject to the applicable tax imposed by the Government of Malaysia at the prevailing rate. Should you require more information about medical and health insurance, you may also refer to the introductory guide on “Medical and Health Insurance” via www.liam.org.my. It may not be advantageous to switch from one insurance plan to another, as you may be subject to new underwriting requirements and waiting periods for the new plan. AIA Vitality is a programme that supports and rewards its members for making healthier choices every day and is offered by AIA Health Services Sdn. Bhd. (199601016211 (388561-T)). Please visit https://www.aia.com.my/en/aia-vitality.html for further information - [Streaming Bundle: Cashback Campaign](https://www.tngdigital.com.my/tnc/streaming-cashback-voucher/): Terms and Conditions - [T&C – 1% Cashback Campaign for CashLoan](https://www.tngdigital.com.my/tnc/tc-1-cashback-campaign-for-cashloan/): Terms and Conditions  - [TNG eWallet x Indah Water RM2 Cashback Campaign 2026](https://www.tngdigital.com.my/tnc/tng-ewallet-x-indah-water-rm2-cashback-campaign-2026/): Terms and Conditions - [BTS ARMYs Social Contest](https://www.tngdigital.com.my/tnc/bts-armys-social-contest-2/): OrganiserThis “BTS ARMYs” (“Contest”) is organised by TNG Digital Sdn. Bhd. (“TNGD”). Contest PeriodThe Contest period is from 11 June 2026 to 30 June 2026, both dates inclusive (“Contest Period”). Contest PostsContest posts will be posted on TNGD’s official Instagram and Xiaohongshu platform (“Contest Post”) during the Contest Period. EligibilityThis Contest is open to all individuals (“Users”, “you”, or “your”) who hold a valid, active personal account on the respective social media platforms and participate in the Contest in accordance with these Terms and Conditions during the Contest Period (“Participant(s)”). Campaign Mechanism How to EnterTo be eligible to stand a chance to win a Prize, a Participant must follow @touchngoewallet on the respective platform used for participation and complete the following: Comment on the Contest Post “Who’s your bias from BTS” and share your favourite feature from TNG eWallet. Include the hashtags #TNGeWallet and #OneAppSemuaOnz; and Include the emoji “💜”. Winners’ Announcement and Selection Selection of WinnersThe top six (6) most creative comments for Instagram and the top two (2) most creative comments for Xiaohongshu, as determined solely by TNGD, will be selected as Winners (“Winners”). AnnouncementWinners will be announced via a pinned comment on the Contest Post. TNGD reserves the right to determine the timing of the announcement at its sole discretion. Finality of DecisionTNGD shall have the sole and absolute discretion in determining, verifying, and finalising the number of valid Winners and the selection of Winners. The selection of the Winners shall be final and binding, and no queries, challenges or appeals with regard to the selection of Winners will be entertained. Prizes Number of WinnersA total of eight (8) Winners will be selected across all designated platforms, comprising: Six (6) Winners from Instagram. Two (2) Winners from Xiaohongshu (XHS). PrizeEach Winner will receive one (1) BTS ARIRANG Vinyl (“Prize”). One Prize Per UserEach User is eligible to win only one (1) Prize throughout the Contest. Public AnnouncementThe Winners will be announced on TNGD’s official social media platforms – Instagram and Xiaohongshu (XHS) – after the end of the Contest Period or as and when determined by TNGD from time to time. NotificationTNGD will notify the Winners via direct message (DM) to the social media profile used to participate in the Contest. Prize Fulfilment For Instagram Winners, TNGD will contact the Winners via DM on the respective platform used to participate in the Contest for prize fulfilment purposes. For Xiaohongshu (XHS), upon contacting the Winners via DM, the Winners will then be required to provide a valid email address. TNGD will subsequently contact the Winners via email for Prize fulfilment purposes. ForfeitureThe eligibility to claim the prize will be forfeited if the Winners cannot be contacted within ONE (1) week from the announcement date. VerificationCampaign winners will be required to provide proof of identification and contact details to TNGD for the prize collection arrangement. LiabilityUpon issuance of the Prize, TNGD shall bear no responsibility or liability in relation to the Winner’s receipt, non-receipt, usage, or non-usage of the Prize, for any reason whatsoever including but not limited to unsuccessful redemption or utilization of the Prize. TNGD shall not be responsible or liable in the event the Prize is redeemed, used, or otherwise exploited by any third party (with or without the Winner’s consent). Validity PeriodAny Prize with a validity period must be redeemed and/or used within the validity period, failing which the Prize will be forfeited without any extension, compensation, replacement, or reissuance by TNGD. SubstitutionTNGD reserves the right to substitute any of the Prizes with another prize of equivalent value due to any reason as solely determined by TNGD without prior notice. TransferabilityAll Prizes are non-transferable to another individual and non-negotiable. No request for replacement and/or exchange of Prize will be entertained. Participant ResponsibilityTNGD shall not be responsible or liable for any disputes or claims or losses that arise from the Winner’s failure to receive the necessary DMs or the Prize from TNGD which is or may have been due to the fault or negligence of the Participants/Winners, including but not limited to providing TNGD with incorrect or incomplete personal details as required. DisqualificationTNGD reserves the right to disqualify any Participant or disregard any Winner that it reasonably suspects to be fraudulent, invalid, duplicated, or in breach of these terms and conditions. Consent and Usage RightsBy participating in this Contest, all Users: Consent for TNGD to collect, record, hold, store, use, and disclose your personal information for purposes which are necessary or related to the participation in this Contest; Consent for TNGD to disclose or publish personal information such as your names, social media handle, last 4 digits of the IC number and any general information in any media, marketing, or advertising materials; and Grant TNGD the right to modify, use and publish any of your still or moving images for any promotional, marketing, commercial, or other related purposes, without any payment or compensation. Breach of User TermsTNGD shall be entitled to withhold any benefits under any services rendered, if the Users are found to have been in breach of any TNGD’s Users Terms and Conditions. The General Users Terms and Conditions can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf. General Promotion TermsThis Terms and Conditions shall be further subject to the General Promotion Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/. InquiriesPlease visit https://www.touchngo.com.my for more information or inquiries. - [Terms of Purchase – Merchant Dashboard  ](https://www.tngdigital.com.my/tnc/merchant-dashboard-purchase/): Last updated: 16/6/2026 - [Turbo Misson Hunt Campaign Page July 2026](https://www.tngdigital.com.my/tnc/turbo-misson-hunt-campaign-page-july-2026/): TERMS AND CONDITIONS - [Happy 18th Campaign 2026 (July)](https://www.tngdigital.com.my/tnc/happy-18th-campaign-2026-july/): Terms and Conditions   - [Food & Deals Shake & Win! Campaign Terms and Conditions](https://www.tngdigital.com.my/tnc/near-me-shake-win-campaign-terms-and-conditions-3/): This Food & Deals Shake & Win! Campaign (“Campaign”) is organized by TNG Digital Sdn Bhd Registration No. 201701042478 (1256651-M) (“TNGD”). The campaign period is from 1st July 2026 to 31st July 2026, both dates inclusive (“Campaign Period”). This Campaign is open to all individuals who are registered users of the Touch ‘n Go eWallet (“User”, “you”, “your”). By using the “GOyang” feature accessible via the “Food & Deals” feature on the Touch ‘n Go eWallet, you may be eligible to receive either direct cashback (“Direct Cashback”); or a random product voucher (“Product Voucher”), subject to the terms and conditions specified herein. Campaign Mechanism:- You shall carry out the following actions in order to participate the Campaign: Tap on the “Food & Deals” tab on the Touch ‘n Go eWallet mobile application (“Touch ‘n Go eWallet”) or select the GOyang tile on the Touch ‘n Go eWallet; Each User is eligible to perform the ‘shake’ action on your mobile device once per day throughout the Campaign Period; A successful “shake” may result in the eligible User to receive either a Direct Cashback or a Product Voucher that is randomly generated; Where applicable, redeem the Product Voucher at the selected merchant within the validity period specified on the respective Product Voucher or where applicable, the Direct Cashback will be credited instantly to eligible User’s Touch ‘n Go eWallet.; and The Campaign will cease once the total allocation for Direct Cashback and Product Voucher has been fully utilised, or at the expiration of the Campaign Period, whichever is earlier. Direct Cashback Terms:- Direct Cashback will be a fixed amount of RM0.01 per reward. This reward is distributed on a first-come, first-served basis and is subject to the total campaign fund availability as determined by TNGD at its sole discretion. Direct Cashback credited under this Campaign is not transferable, not exchangeable for cash, and cannot be withdrawn or transferred to another account. Product Voucher Terms:- You may view the claimed Product Voucher under the “GOrewards” tab and click on the “My Rewards” tab available on the Touch ‘n Go eWallet. You acknowledge and agree that each Product Voucher is valid for the specific duration stated on the voucher (e.g., three (3) or six (6) months ). Any expired vouchers will not be replaced or extended. The Product Vouchers are limited to the following quantities for each participating merchant and will be issued on a first-come, first-served basis, as follows: KFC: Whipped Potato (4 oz) – 2,000 units  ZUS Coffee: Curry Puff – 1,200 units CUmart: Hokkaido Flavoured Soft Serve – 5,150 units TNGD reserves the right to substitute any Product Voucher with another of equivalent value without notice. The Product Vouchers are non-transferable, non-refundable and cannot be exchanged for cash. The Product Voucher cannot be combined with other vouchers/ongoing promotions and are subject to the specific terms of the participating merchant. The Product Voucher is subject to its own terms and conditions stated on the Product Voucher. Users are required to review the applicable terms and conditions upon receipt of the voucher. Redemption of the voucher constitutes acknowledgment and acceptance of such terms and conditions. Specific redemption requirements (such as minimum spend or specific item purchase) may apply as stated on each individual voucher. TNGD makes no warranties regarding the quality or availability of the products at participating merchant outlets. Any disputes regarding the product of the respective Product Voucher must be resolved directly with the merchant. TNGD reserves the right to exclude any User who is found or reasonably suspected to have engaged in abusive, fraudulent, or manipulative behaviour, including any misuse of the Campaign, during the Campaign Period. TNGD reserves the right to modify, terminate, withdraw or extend the Campaign prior to the expiration of the Campaign Period at any time by providing prior notice on the TNGD’s website at www.touchngo.com.my/ and/or Touch ‘n Go eWallet. All decisions made in connection with this Campaign, including determination of eligibility, Direct Cashback entitlement, Product Voucher entitlement and campaign outcomes, shall be final and binding, and no correspondence or appeals will be entertained. TNGD shall be entitled to withhold any benefit(s) under the campaign, if a User is found to have been in breach of any TNGD’s Users Terms and Conditions (https://www.touchngo.com.my/assets/pdf/user-tnc.pdf). This Terms and Conditions shall be further subject to the General Campaign Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/. Please visit https://www.touchngo.com.my/ewallet/ for more information or inquiries. - [Enjoy Free Lounge Access with TNG eWallet Visa Travel Card Campaign](https://www.tngdigital.com.my/tnc/enjoy-free-lounge-access-with-tng-ewallet-visa-travel-card-campaign/): Terms and Conditions  - [GOrewards Digital Wallpaper Voucher Initiative (Spin The Wheel)](https://www.tngdigital.com.my/tnc/gorewards-digital-wallpaper-voucher-initiative-spin-the-wheel/): Voucher Terms and Conditions - [ASNB: Peluang Keemasan Auto Labur Campaign 2026 T&C](https://www.tngdigital.com.my/tnc/asnb-peluang-keemasan-auto-labur-campaign-2026-tc/): ASNB Peluang Keemasan Auto Labur Campaign 2026 Terms & Conditions - [260401 CMS Others Up to 67% off All Merchandise (User Campaign)](https://www.tngdigital.com.my/tnc/260401-cms-others-up-to-67-off-all-merchandise-user-campaign-2/): This Campaign is organized by TNG Digital Sdn Bhd (TNGD). The Campaign Period is from 1 April 2026 until 31 August 2026, both dates inclusive. All TNG eWallet users can enjoy up to 67% off all Merchandise during the campaign period in the purchase page in TNG eWallet Transfer -> Receive. The campaign is valid while stocks last or at the expiration of the campaign period, whichever is earlier. This Campaign shall not be valid with other ongoing promotions, discounts, or vouchers. TNGD shall be entitled to withhold any benefits under the services rendered without prior notice to the users if the users are found to have been in breached of any TNG Digital’s Users Terms and Conditions. The General Users Terms and Conditions which can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf. This Terms and Conditions shall be further subject to The General Promotion Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/.   Terma & Syarat Kempen ini dianjurkan oleh TNG Digital Sdn Bhd (TNGD). Kempen ini berlangsung dari 1 April 2026 hingga 31 August 2026, kedua-dua tarikh termasuk. Semua pengguna TNG eWallet boleh menikmati diskaun sehingga 67% untuk semua barangan semasa tempoh kempen melalui halaman pembelian di TNG eWallet Transfer -> Receive. Kempen ini hanya sah selagi bekalan tersedia atau pada tamat tempoh kempen, yang mana lebih awal. Promosi ini tidak sah digunakan dengan mana-mana promosi, diskaun atau baucar yang lain. TNGD berhak untuk menahan sebarang faedah di bawah perkhidmatan yang diberikan, dengan notis kepada pengguna jika pengguna didapati telah melanggar terma dan syarat Pengguna TNGD. Terma dan Syarat Promosi Am boleh didapati di https://www.touchngo.com.my/assets/pdf/user-tnc.pdf. Terma dan Syarat ini juga tertakluk kepada Terma dan Syarat Promosi Am yang boleh didapati di https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/ - [260401 CMS Others Up to 70% off All Merchandise (Merchant Campaign)](https://www.tngdigital.com.my/tnc/260401-cms-others-up-to-70-off-all-merchandise-merchant-campaign-2/): 1. This Campaign is organized by TNG Digital Sdn Bhd (TNGD). - [260622 CMS Others Soundbox GO Launch Promotion & Special Promotional Offer](https://www.tngdigital.com.my/tnc/260622-cms-others-soundbox-go-launch-promotion-special-promotional-offer/): 260622 CMS Others Soundbox GO Launch Promotion & Special Promotional Offer - [Terms of Access for Merchant Portal](https://www.tngdigital.com.my/tnc/terms-of-access-for-merchant-portal/): Terms of Access for Merchant Portal PLEASE READ AND UNDERSTAND THE FOLLOWING TERMS OF ACCESS WHICH GOVERN YOUR ACCESS OF THE PORTAL (HEREINAFTER COLLECTIVELY REFERRED TO AS 'THIS PORTAL') AND USE OF THE SERVICES AS PROVIDED THEREIN (HEREINAFTER ALSO REFERRED TO AS THE 'SERVICES HEREIN'). BY ACCESSING THIS PORTAL AND/OR USING THE SERVICES HEREIN, YOU AGREE TO BE BOUND BY THESE TERMS OF ACCESS, WHICH MAY BE UPDATED BY TNG DIGITAL SDN BHD (COMPANY REGISTRATION NO: 1256651-M) FROM TIME TO TIME WITHOUT NOTICE TO YOU. IF AT ANY TIME YOU DO NOT ACCEPT ANY OR ALL OF THESE TERMS OF ACCESS, YOU MUST IMMEDIATELY DISCONTINUE ALL ACCESS OF THIS PORTAL AND/OR USE OF THE SERVICES HEREIN. 1 DEFINITIONS. 1.1. "Account" means your Account to manage TNGD product and services as may be accessed through the Merchant Portal as may be determined by TNGD from time to time. 1.2. "Merchant Portal" means the Internet Services offered by TNGD, the services of which may be accessed by you via the Internet in accordance with the Terms of Access. 1.3. "Password" means the character, alphanumeric personal password that you select or given to you by TNGD to access the Merchant Portal and subsequently for each time you log on to the Merchant Portal, in order to allow TNGD’s Internet system to associate with your Merchant Portal Username for verification and authentication purposes prior to grant your access to the Merchant Portal. 1.4. "Merchant Portal Username" means a unique name selected by you during your first time registration to the Merchant Portal or given to you by TNGD, which must be keyed in by you every time you log on to the Merchant Portal. 1.5. This Terms of Access is to be read in conjunction with the Merchant Agreement and any other similar agreement entered into between you and TNGD (“Merchant Agreement”) and any instructional material or User Guide(s) provided by TNGD to you as well as any other terms, conditions and provisions TNGD may prescribe from time to time. Should there be any conflict between this Terms of Access and any other agreement you may have with TNGD or any of its, affiliates and/or business partners, this Terms of Access shall prevail to the extent that it relates to your use of the Merchant Portal. 2.MERCHANT PORTAL 2.1. The portal may be used for the following: a. to view profile; b. change password; c. create offer for approval; d. list offer(voucher campaign); e. list uploaded Vouchers; and f. daily reports list. 2.2. TNGD reserves the right to deny or limit your ability to access the Merchant Portal with TNGD’s sole and absolute discretion due to any reason whatsoever. 2.3. You agree and acknowledge that TNGD has the right to invalidate your Merchant Portal Username and your Password in the event of misuse or breach of the Terms of Access. Furthermore, you agree and acknowledge that you shall not hold TNGD liable for any losses. 2.4. You further agree and acknowledge that any misuse or breach of the Terms of Access herein may be deemed as a breach of the Merchant Agreement and may result in termination of the Merchant Agreement.3 3.GENERAL 3.1. This Portal and the services herein are operated, administered, maintained and developed by TNGDIGITAL SDN BHD (1256651-M) (“TNGD”, "We", "us" or "our", as the case may be) and its third party vendors. Your access of this Portal and use of the services herein are governed by this Terms of Access including any amendments made thereto and any other additional operating policies which we, at our sole discretion, may impose from time to time ("Terms of Access"). 3.2. Further thereto, we also reserve the sole right and discretion to make any amendments to this Terms of Access from time to time. 3.3. We shall notify you of such amendments by notice, among others, displayed on this Portal at least twenty-one (21) days before the said amendments come into effect and after which, your continued access of this Portal and/or use of the services herein subsequent to any such amendments made shall constitute your agreement and binding acceptance of the same. 4. YOUR CONDUCT 4.1. You agree that your access of this Portal and use of the services herein shall at all times be in accordance within the ambit of Personal Data Protection Act 2010. 4.2. You shall not, at any time whatsoever, attempt or assist any other person to transmit any materials, data, communication and/or information, through this Portal or services herein, which is abusive, defamatory, infringes another person's rights, constitutes a criminal offence or gives rise to civil liability, encourages racism, promotes hatred, contains pornography, contains any viruses or deleterious files and/or is otherwise objectionable to public morals and decency. 4.3. You also agree not to hack or attempt to gain unauthorised access into this Portal and the services herein, disrupt the security of its resources, provide information, which is inaccurate or false, and/or otherwise abuse and misuse this Portal and the services herein. If at any time you discover or suspect the occurrence of any of these activities, you are required to notify us immediately. 4.4. We are not obliged to monitor or review your access of this Portal or use of the services herein. However, we may do so from time to time for our own purposes or where we are compelled to do so under this Terms of Access. 5. INTELLECTUAL PROPERTY RIGHTS 5.1. You hereby agree that the content including any graphic, text, script, music, sound, photograph, image, art, video and other multimedia work or any combination thereof which is available on our Portal and services is at all times protected by copyright, trademarks, service marks, patents and any other applicable intellectual property or proprietary rights, all of which are at all times owned exclusively by us or the relevant third party vendor or other third parties, where applicable. 5.2. Further thereto, you shall not insert a hyperlink on this Portal or the services herein or frame the same or any portion thereof on any other Portal(s). 5.3. All rights in this Portal, the services herein and the content which are not expressly grants you under this Terms of Access or otherwise, are at all times expressly reserved by us or the relevant third party vendor or any other parties, where applicable. 6.DISCLOSURE OF INFORMATION 6.1. TNGD shall maintain your personal details provided in the Merchant Portal as private and confidential unless such information is necessary to be disclosed if required so for the purpose of provisions of services to you. TNGD shall not disclose your information to any third parties for purposes other than for the purpose of providing services to you unless you expressly consent to it. 6.2. Notwithstanding the clause above, TNGD may use and/or disclose the information to: - i. regulatory bodies or other authorities in compliance with requirements under law or towards the detection or prevention of crime and/or fraud; ii. any party involved in or related to a legal proceeding for purposes in connection with the Services; and iii. in order to comply with any legal obligations to which TNGD is subject to. 6.3. You acknowledge that you are aware and give your consent to TNGD that the information collected by TNGD from you (“Personal Data”) will be used and/or disclosed in accordance to TNGSB’s Privacy Notice as posted on TNGSB’s website at www.touchngo.com.my and the Personal Data Protection Act 2010. 7. DISCLAIMER 7.1. All content which is available on this Portal and the services herein are provided on an "as is" and "as available" basis and are strictly meant for your reference and information only, and shall not, at any time whatsoever, be assumed or deemed to be intended for any business or commercial purposes unless expressly provided. 7.2. We also do not warrant that this Portal, the services herein and the content will meet your requirements. 7.3. You are solely responsible for making your own assessment when accessing and using this Portal, the services herein and the content and you agree that your access and use thereof shall be at all times at your sole risk. 7.4. Notwithstanding the generality of this Terms of Access, we shall not, at any time whatsoever, be liable to you or any other person for any damage or loss suffered (including all direct, indirect, special or consequential damages, economic loss, loss of profits or loss of opportunity) arising from any interruption of this Portal. 7.5. The services herein and/or the content and/or your access to and use of the same for whatever reason other than a failure in the system where such failure is due to our direct actions, negligence or omission, or where we have been duly informed of its possibility; or from any delay or error in any transmission or communication pertaining to your access and use of this Portal. 8. INDEMNITY 8.1. You hereby agree to fully indemnify, defend and hold us, our officers, directors, employees, agents and servants harmless against all damages, losses, expenses and costs (including legal costs and disbursements)which we may have suffered or incurred, whether directly or indirectly, in connection with or as a result of your breach of any of the provisions under this Terms of Access. 9.GOVERNING LAW & JURISDICTION 9.1. Notwithstanding from where you gain or attempt to gain access to this Portal and/or the services herein, you agree that this Terms of Access, your performance and conduct under it, your access to this Portal and use of the services herein, content and any disputes arising thereunder shall, at all times, be governed by and construed in accordance with the laws of Malaysia. Further, you agree to submit and be bound by the exclusive jurisdiction of the Courts of Malaysia any dispute resolution process as set out in the Merchant Agreement. 10.LANGUAGE 10.1. In the event the Terms of Access are available in Bahasa Malaysia, the English version shall prevail in the event of any inconsistency between both versions. 11. ACCEPTANCE OF TERMS OF ACCESS 11.1. You acknowledge that you shall be deemed to have read, understood, and agreed to be bound and abide by the Terms of Access and you further acknowledge and accept all inherent risks associated in conducting any transactions over the Internet or such other electronic medium approved by TNGD. - [Cashback Rewards Campaign 2026](https://www.tngdigital.com.my/tnc/cashback-rewards-campaign-2026/): TERMS & CONDITIONS  - [Principal New User Welcome Campaign 2026](https://www.tngdigital.com.my/tnc/principal-new-user-welcome-campaign-2026/): 2026 Principal 2026 New User Welcome Campaign (“Campaign”) Terms & Conditions - [BTS ARMYs Social Contest](https://www.tngdigital.com.my/tnc/bts-armys-social-contest/): This “BTS ARMYs” (“Contest”) is organised by TNG Digital Sdn. Bhd. (“TNGD”). The Contest period is from 11 June 2026 to 30 June 2026, both dates inclusive (“Contest Period”). Contest posts will be posted on TNGD’s official Instagram and Xiaohongshu platform (“Contest Post”) during Contest Period. This Contest is open to all individuals (“Users”, “you”, or “your”) who hold a valid, active personal account on the respective social media platforms and participate in the Contest in accordance with these Terms and Conditions during the Contest Period (“Participant(s)”). Campaign Mechanism To be eligible to stand a chance to win a Prize, Participant must follow @touchngoewallet on the respective platform used for participation and complete the following: Comment on the Contest Post, creatively answering “Who’s your bias from BTS?” and share your favourite feature from TNG eWallet. Include the hashtags “#TNGeWallet” and “#OneAppSemuaOnz: ; and Include the emoji “💜” Winners’ announcement and selection: The top four (4) most creative comments for each designated platform, as determined solely by TNGD, will be selected as winners (“Winners”). Winners will be announced via a pinned comment on the Contest Post. TNGD reserves the right to determine the timing of the announcement at its sole discretion. TNGD shall have the sole and absolute discretion in determining, verifying, and finalising the number of valid Winners and the selection of Winners. The selection of the Winners shall be final and binding, and no queries, challenges or appeals with regard to the selection of Winners will be entertained. Prizes: A total of eight (8) Winners will be selected across all designated platforms, comprising: Four (4) Winners from Instagram Four (4) Winners from Xiaohongshu (XHS) Each Winner will receive: One (1) BTS ARIRANG Vinyl (“Prize”). Each User is eligible to win only one (1) Prize throughout the Contest. The Winners will be announced on TNGD’s official social media platforms –Instagram and Xiaohongshu (XHS) after the end of the Contest Period or as and when determined by TNGD from time to time. TNGD will notify the Winners via direct message (DM) to the social media profile used to participate in the Contest. Prize fulfilment: For Instagram Winners will be contacted via DM on the respective platform used to participate in the Contest for prize fulfilment purposes. For Xiaohongshu (XHS), upon contacting the Winners via DM, the Winners will then be required to provide a valid email address. TNGD will subsequently contact the Winners via email for Prize fulfilment purposes. The eligibility to claim the prize will be forfeited if a Winner does not respond within ONE (1) week from the announcement date. Campaign Winners will be required to provide proof of identification and contact details to TNGD for the prize collection arrangement. Winners are required to collect their prize in person at our office located at Tower 6, Avenue 5, Bangsar South, No. 8, Jalan Kerinchi, 59200 Kuala Lumpur. Should the Winner be unable to collect the prize personally, they may appoint a  representative to do so on their behalf and inform TNGD of such appointment. The representative must present valid proof of identification and provide their contact details upon collection. Upon the Prize being made available for collection at TNGD’s office (or upon issuance of the Prize, as the case may be), TNGD shall bear no responsibility or liability in relation to the Winner’s receipt, non-receipt, collection, non-collection, usage, or non-usage of the Prize, for any whatsoever including but not limited to the Winner’s failure or refusal to attend at TNGD’s office to collect the Prize within the collection period, unsuccessful redemption, or utilisation of the Prize. The Winner shall be solely responsible for all costs, expenses, and arrangements (including travel, time, and any incidental costs) in connection with collecting the Prize from TNGD’s office, and risk in and title to the Prize shall pass to the Winner upon collection. TNGD shall not be responsible or liable in the event the Prize is collected, redeemed, used, or otherwise exploited by any third party (with or without the Winner’s consent), including any person purporting to collect the Prize on the Winner’s behalf. Any Prize with a validity period must be redeemed and/or used within the validity period, failing which the Prize will be forfeited without any extension, compensation, replacement, or reissuance by TNGD. TNGD reserves the right to substitute any of the Prizes with another prize of equivalent value due to any reason as solely determined by TNGD without prior notice. All Prizes are non-negotiable. No request for replacement and/or exchange of Prize will be entertained. TNGD shall not be responsible or liable for any disputes or claims or losses that arise from the Winner’s failure to receive the necessary DMs or the Prize from TNGD which is or may have been due to the fault or negligence of the Participants/Winners, including but not limited to providing TNGD with incorrect or incomplete personal details as required. TNGD reserves the right to disqualify any Participant or disregard any Winner that it reasonably suspects to be fraudulent, invalid, duplicated, or in breach of these terms and conditions. By participating in this Contest, all Users:  Consent for TNGD to collect, record, hold, store, use, and disclose your personal information for purposes which are necessary or related to the participation in this Contest; Consent for TNGD to disclose or publish personal information such as your names, social media handle, last 4 digits of the IC number and any general information in any media, marketing, or advertising materials; and Grant TNGD the right to modify, use and publish any of your still or moving images for any promotional, marketing, commercial, or other related purposes, without any payment or compensation. TNGD shall be entitled to withhold any benefits under any services rendered, if the Users are found to have been in breach of any TNGD’s Users Terms and Conditions. The General Users Terms and Conditions can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf This Terms and Conditions shall be further subject to the General Promotion Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/ Please visit https://www.touchngo.com.my for more information or inquiries.       - [CarInsure & MotoInsure Bonanza Campaign 2026](https://www.tngdigital.com.my/tnc/carinsure-motoinsure-bonanza-campaign-2026/): Campaign Period - [e-Mas: Goal to Gold Campaign T&Cs](https://www.tngdigital.com.my/tnc/e-mas-goal-to-gold-campaign-tcs/): e-Mas Goal to Gold Campaign (“Campaign”) Terms & Conditions - [Duitnow Reload Pot Challenge](https://www.tngdigital.com.my/tnc/duitnow-reload-pot-challenge/): Eligibility - [BizCash Launch Campaign Terms and Conditions](https://www.tngdigital.com.my/tnc/bizcash-launch-campaign-terms-and-conditions/): The BizCash Launch Campaign (“Campaign”) is organized by TNG Digital Sdn Bhd (“TNGD”) in collaboration with CIMB Bank Berhad (“CIMB”). The Campaign is open to all Touch ‘n Go eWallet merchants who are qualified to apply for BizCash (“User(s)”) excluding employees of TNGD and CIMB, their immediate family members, and any parties directly involved in organizing, promoting, or conducting the Campaign. The Campaign shall commence on 12 June 2026 and end on 31 August 2026, both dates inclusive (“Campaign Period”). During the Campaign Period, a User who meets all of the following Campaign requirements (“Eligible User”) will earn ONE (1) entry to stand a chance to win a prize (“Prize(s)”): the User must have applied for CIMB SME QuickBiz Financing via BizCash on Touch ‘n Go eWallet, and the loan application must be approved, accepted by the User with the funds fully disbursed within the Campaign Period (12 June 2026 to 31 August 2026). The User’s minimum disbursed loan amount under CIMB SME QuickBiz Financing via BizCash must be: Ringgit Malaysia Thirty Eight Thousand (RM38,000.00) for eligibility to the Grand Prize; Ringgit Malaysia Fifteen Thousand (RM15,000.00) for eligibility to the 1st Runner-Up Prize; and Ringgit Malaysia Ten Thousand (RM10,000.00) for eligibility to the 2nd Runner-Up Prize. Each Eligible User is only entitled to ONE (1) entry during the Campaign Period, regardless of the number of successful loan applications made under CIMB SME QuickBiz Financing via BizCash.A total of thirty-one (31) winners will be selected from the pool of Eligible Users (“Winner(s)”). Each Winner is only entitled to receive ONE (1) Prize from the Campaign. For the avoidance of doubt, Eligible Users who are selected as Winners for the 2nd Runner-Up Prize shall not be eligible for the lucky draw for the Grand Prize or the 1st Runner-Up Prize. The Eligible User must ensure their Touch 'n Go eWallet account remains active and is not dormant, suspended, cancelled, or terminated for any reason and there is no breach of CIMB SME QuickBiz Financing Terms and Conditions (CIMB SME QuickBiz Financing Terms and Conditions) throughout the Campaign Period and until Prize fulfilment is completed. Campaign Prizes are as stipulated in the table below: Category Prizes No. of Winners Minimum loan disbursement amount to be Eligible User(s) Mechanism Grand Prize Samsung S26 Ultra 256GB 1 RM38,000.00 Lucky Draw 1st Runner Up TNG Digital BlueTap 10 RM15,000.00 Lucky Draw 2nd Runner Up RM100 TNG eWallet Reload PIN 20 RM10,000.00 First come, first served basis to the first twenty (20) loans disbursed within the Campaign Period Note: TNGD reserves the right to revise, vary, and/or amend the unit price of any or all the prizes without prior notice to the winner(s). Winner(s) Selection: Grand Prize and 1st Runner-Up Prize: Winners will be determined via lucky draw from the pool of Eligible Users who meet the respective minimum loan disbursement criteria (“Lucky Draw Winners(s)”). Lucky Draw Winners will be selected via a computerized random system within thirty (30) working days from the end of the Campaign Period. 2nd Runner-Up Prize: Rewards will be awarded on a first come, first served basis to the first twenty (20) loans disbursed within the Campaign Period that meet the minimum loan disbursement criteria. Each Winner is entitled to receive ONE (1) Prize only under the Campaign. Prize fulfilment: Prize fulfilment is subject to TNGD successfully contacting the Winners via a verification email sent to the email address registered with their Touch 'n Go eWallet account. TNGD shall not be liable for any failure to receive such notification due to the Winner's fault, including but not limited to, incorrect email address, full inbox, email being filtered as spam, or any technical issue beyond TNGD's reasonable control. Lucky Draw Winners who are uncontactable or fail to respond within five (5) working days from the date the notification email is sent by TNGD pursuant to clause 8(a) above shall be disqualified and the Prize shall be forfeited. The Lucky Draw Winners(s) must correctly answer and provide proof of identification for verification when contacted by TNGD. Failure to do so will result in immediate disqualification and forfeiture of the Prize. TNGD reserves the right, at its sole discretion, to select an alternative Winner or to forfeit the Prize. All Campaign Prizes will be fulfilled by TNGD within sixty (60) days after the Campaign Period has ended, subject to any delays or changes at TNGD's sole discretion. Lucky Draw Winners (Grand Prize and 1st Runner-Up Prize) are required to personally attend at TNGD office to collect their Prize after successful identity verification. Detailed collection requirements and instructions will be provided to the Lucky Draw Winners in an acknowledgement email, which will be sent following successful identity verification. Collection must be completed within thirty (30) days from the date of acknowledgment email. Failure to do so will result in forfeiture of the Prize. TNGD and CIMB shall not be liable for any expenses, costs, claims, losses, or damages (whether direct, indirect, or consequential) incurred or suffered by any Users in connection with the Campaign, including the use of any Prizes. All Winners are personally liable for all applicable taxes, rates, government fees or any other charges that may be levied against them in relation to the Prizes. By participating in the Campaign, all participants: are required to read and understand these Terms and Conditions; have accessed, read and confirm their agreement to these Terms and Conditions; consent for TNGD to disclose or publish their personal and business information such as their names, company names, identities and any general information in any media, marketing, or advertising materials; and consent for TNGD to collect, record, hold, store, use and disclose their personal and business information for purposes which are necessary or related to the participation in the Campaign in accordance with the TNGD Group Privacy Notice (https://www.touchngo.com.my/policies/privacy-notice/) consent for TNGD to disclose or publish their personal and business information such as their names, company names, identities and any general information in any media, marketing, or advertising materials; and grant TNGD the absolute and unrestricted right to modify, use and publish any still or moving images of the participants for any promotional, marketing, commercial, or other related purpose, without any payment or compensation. TNGD reserves the right, at its absolute discretion and with or without prior notice, to extend, shorten, discontinue, cancel, terminate, or suspend the Campaign via: announcement on the TNGD website; and/or any other means of notification which TNGD deems appropriate. Prizes are non-exchangeable for cash or other items, absolutely non-negotiable and non-transferable to another individual or business. TNGD reserves the right to substitute any Prize with another of equivalent value. The decision of TNGD on all matters relating to the Campaign, including the selection of Winners and resolution of any dispute, shall be final, conclusive, and binding. No correspondence, queries, challenges, or appeals will be entertained. All queries regarding the Campaign shall be directed to TNGD only. All queries regarding  CIMB SME QuickBiz Financing, its terms or its application process shall be directed to CIMB. TNGD shall bear no responsibility for any matters related to the loan product or services provided by CIMB. TNGD shall be entitled to withhold, cancel, or claw back any Prize if a User is found to be in breach of TNGD's User Terms and Conditions (https://www.touchngo.com.my/assets/pdf/user-tnc.pdf) or the CIMB SME QuickBiz Financing Terms and Conditions (CIMB SME QuickBiz Financing Terms and Conditions). These Terms and Conditions are subject to the General Campaign Terms and Conditions available at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions. Please visit https://www.touchngo.com.myfor more information or inquiries. - [GoTravel Expo SafeTrip RM5 Cashback Campaign](https://www.tngdigital.com.my/tnc/gotravel-expo-safetrip-rm5-cashback-campaign/): This Campaign is organized by TNG Digital Sdn Bhd (“TNGD”) in collaboration with AIA General Berhad (“AIA”).   The Campaign Period is from 26 June 2026 until 31 July 2026, inclusive of both dates.   The Campaign is open to TNG eWallet users who scan the dedicated QR at GoTravel Expo between 26 June – 28 June 2026 and receive a SafeTrip RM5 cashback voucher reward. The cashback voucher reward can be found under the “My Rewards” section of the GOrewards page in their TNG eWallet account.(“Eligible Users”).   Eligible Users are required to spend a minimum of RM10 on SafeTrip in a single transaction to receive the RM5 cashback. The cashback will be credited instantly upon successful payment.   Each Eligible User will be entitled to One (1) cashback only throughout the Campaign Period.   The first 2,000 Eligible Users who successfully purchase SafeTrip during Campaign Period will be eligible to enjoy the RM5 cashback, based on a first come, first served basis.   The RM5 SafeTrip cashback voucher is valid from issuance date until 31 July 2026.   The Campaign will cease once the Cashback has been fully utilized or at the expiration of the Campaign Period, whichever comes first.   TNG Digital will not entertain any request from any User to credit Cashback to any third party other than the TNG eWallet account of the eligible user.   Any user who terminates their TNG eWallet account during the Campaign Period shall be automatically disqualified from this Campaign and shall not be entitled to participate in this Campaign.   TNG Digital shall be entitled to withhold any benefits under the services rendered, with prior notice to the users if the users are found to have been in breach of any TNG Digital’s Users Terms and Conditions. The General Users Terms and Conditions which can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf.   This Terms and Conditions shall be further subject to The General Promotion Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/ .   Please visit https://www.touchngo.com.my for more information or inquiries. - [[CashLoan] Terms and Conditions](https://www.tngdigital.com.my/tnc/cashloan/): Your use of CashLoan services are subject to the CashLoan Terms and Conditions herein (these “CashLoan T&Cs”). This CashLoan T&Cs shall be read together with TNG eWallet User Terms and Conditions (the “User T&Cs”) and, unless otherwise stated, capitalised terms shall have the same meaning as defined therein. You shall be further subject to any terms and conditions that may be imposed by the respective financial institutions (the “Underwriting Financial Institutions”) from which you apply and/or obtain a loan and/ or financing through the services of CashLoan. - [It’s not me, it’s you – Social Contest](https://www.tngdigital.com.my/tnc/its-not-me-its-you-social-contest/): This “It’s not me, it’s you” (“Contest”) is organised by TNG Digital Sdn. Bhd. (“TNGD”). The Contest period is from 13 June 2026 to 20 June 2026, both dates inclusive (“Contest Period”). Contest posts will be posted on TNGD’s official Facebook, Instagram, Xiaohongshu and TikTok platform (“Contest Post”) during Contest Period. This Contest is open to all individuals (“Users”, “you”, or “your”) who hold a valid, active personal account on the respective social media platforms and participate in the Contest in accordance with these Terms and Conditions during the Contest Period (“Participant(s)”). Campaign Mechanism To be eligible to stand a chance to win a Prize, Participant must follow @touchngoewallet on the respective platform used for participation and complete the following: Comment on the Contest Post “Most savage breakup text” and share the worst break up text. Tag a friend and @touchngoewallet in the same comment; and Include the hashtag #OneAppSemuaOnz. Winners’ announcement and selection: The top ten (10) most savage comments for each designated platform, as determined solely by TNGD, will be selected as Winners (“Winners”). Winners will be announced via a pinned comment on the Contest Post. TNGD reserves the right to determine the timing of the announcement at its sole discretion. TNGD shall have the sole and absolute discretion in determining, verifying, and finalising the number of valid Winners and the selection of Winners. The selection of the Winners shall be final and binding, and no queries, challenges or appeals with regard to the selection of Winners will be entertained. Prizes: A total of thirty (40) Winners will be selected across all designated platforms, comprising: Ten (10) Winners from Facebook Ten (10) Winners from Instagram Ten (10) Winners from TikTok Ten (10) Winners from Xiaohongshu (XHS) Each Winner will receive: One (1) RM100.00 Touch ‘n Go eWallet Reload PIN (“Prize”). Each User is eligible to win only one (1) Prize throughout the Contest. The Winners will be announced on TNGD’s official social media platforms – Facebook, Instagram, Xiaohongshu (XHS) and TikTok after the end of the Contest Period or as and when determined by TNGD from time to time. TNGD will notify the Winners via direct message (DM) to the social media profile used to participate in the Contest. Prize fulfilment: For Facebook, Instagram and TikTok Winners will be contacted via DM on the respective platform used to participate in the Contest for prize fulfilment purposes. For Xiaohongshu (XHS), upon contacting the Winners via DM, the Winners will then be required to provide a valid email address. TNGD will subsequently contact the Winners via email for Prize fulfilment purposes. Upon issuance of the Prize, TNGD shall bear no responsibility or liability in relation to the Winner’s receipt, non-receipt, usage, or non-usage of the Prize, for any reason whatsoever including but not limited to unsuccessful redemption or utilization of the Prize. TNGD shall not be responsible or liable in the event the Prize is redeemed, used, or otherwise exploited by any third party (with or without the Winner’s consent). Any Prize with a validity period must be redeemed and/or used within the validity period, failing which the Prize will be forfeited without any extension, compensation, replacement, or reissuance by TNGD. TNGD reserves the right to substitute any of the Prizes with another prize of equivalent value due to any reason as solely determined by TNGD without prior notice. All Prizes are non-transferable to another individual and non-negotiable. No request for replacement and/or exchange of Prize will be entertained. TNGD shall not be responsible or liable for any disputes or claims or losses that arise from the Winner’s failure to receive the necessary DMs or the Prize from TNGD which is or may have been due to the fault or negligence of the Participants/Winners, including but not limited to providing TNGD with incorrect or incomplete personal details as required. TNGD reserves the right to disqualify any Participant or disregard any Winner that it reasonably suspects to be fraudulent, invalid, duplicated, or in breach of these terms and conditions. By participating in this Contest, all Users: Consent for TNGD to collect, record, hold, store, use, and disclose your personal information for purposes which are necessary or related to the participation in this Contest; Consent for TNGD to disclose or publish personal information such as your names, social media handle, last 4 digits of the IC number and any general information in any media, marketing, or advertising materials; and Grant TNGD the right to modify, use and publish any of your still or moving images for any promotional, marketing, commercial, or other related purposes, without any payment or compensation. TNGD shall be entitled to withhold any benefits under any services rendered, if the Users are found to have been in breach of any TNGD’s Users Terms and Conditions. The General Users Terms and Conditions can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf This Terms and Conditions shall be further subject to the General Promotion Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/ Please visit https://www.touchngo.com.my for more information or inquiries. - [2026 Free MyCTOS Report with CCRIS Promotion](https://www.tngdigital.com.my/tnc/2026-free-myctos-report-with-ccris-promotion/): 2026 Free MyCTOS Report with CCRIS Promotion - [GOrewards Lucky Draw Campaign: June 2026](https://www.tngdigital.com.my/tnc/gorewards-lucky-draw-campaign-june-2026/): Information is updated as of 1 June 2026. - [MotoInsure JIMAT 2026](https://www.tngdigital.com.my/tnc/motoinsure-jimat-2026/): MotoInsure Jimat dengan TNG Campaign 2026 (“Campaign”) is organised by TNG Digital Sdn Bhd (“Organiser”). By joining this Campaign, you agree to be bound by these terms and conditions. The Organiser reserves the right to amend, add to or remove any of these Terms and Conditions with prior notice. - [GOrewards Digital Wallpaper Voucher Initiative](https://www.tngdigital.com.my/tnc/gorewards-digital-wallpaper-voucher/): Voucher Terms and Conditions - [Happy 18th Campaign 2026 (June)](https://www.tngdigital.com.my/tnc/happy-18th-campaign-2026-june/): Terms and Conditions   - [Crossborder QR Free CHAGEE Campaign](https://www.tngdigital.com.my/tnc/crossborder-qr-free-chagee-campaign/): The Campaign mechanics are as follows: - [Jalan Genting Highlands Private Road Charge Cashback Campaign (“Campaign”)](https://www.tngdigital.com.my/tnc/genting-highlands-private-road-charge-cashback-campaign/): Terms and Conditions - [Jalan Genting Highlands Private Road Charge Cashback Campaign](https://www.tngdigital.com.my/tnc/genting-road-charge-cashback-campaign-participating-outlet/): List of Participating Outlets: - [ZUS Coffee RM4 off with minimum spend of RM30 Promotion](https://www.tngdigital.com.my/tnc/zus-coffee-rm4-off-with-minimum-spend-of-rm30-promotion/): Terms and Conditions - [Spin the Wheel Referral Cashback Campaign](https://www.tngdigital.com.my/tnc/spin-the-wheel-referral-cashback-campaign/): Organiser & Campaign Period 1.1 This Campaign is organised by TNG Digital Remittance Sdn Bhd (“TNGDR”). 1.2 The Campaign period is from 27 May 2026 until 28 May 2026, both dates inclusive (“Campaign Period”).   Campaign Overview 2.1 This Campaign is a bonus cashback campaign offered in conjunction with the existing TNG Remittance Referral Program. 2.2 Under this Campaign, eligible users may earn Spin the Wheel chances for successful referrals and stand a chance to win instant cashback rewards. 2.3 This Campaign shall be read together with the standard Remittance Referral Program Terms & Conditions, and all existing referral rules continue to apply unless otherwise stated.   Definitions 3.1 “Referrer” refers to any existing or new TNG eWallet user who shares the TNG Remittance Service via a unique referral QR code or invitation link. 3.2 “Referee” refers to any new remittance user who has not previously completed any remittance transaction. 3.3 “Successful Referral” refers to a referral that fulfils all conditions set out in Clause 4.   Eligibility & Qualification 4.1 A referral shall be deemed successful only when the Referee: (a) is a new remittance user; (b) completes all required verification and onboarding requirements imposed by TNGDR; and (c) completes their first successful remittance transaction within the Campaign Period. 4.2 A Successful Referral shall be determined based on the last referral QR code scanned or invitation link clicked before completion of the Referee’s first successful remittance transaction. 4.3 Only the first fifty (50) Successful Referrals recorded per day during the Campaign Period shall qualify.   Referrer’s Bonus Reward (Spin the Wheel) 5.1 Each eligible Referrer will receive one (1) Spin the Wheel chance for each Successful Referral. 5.2 Each Successful Referral entitles the Referrer to one (1) Spin chance only. 5.3 The Spin the Wheel reward is a bonus incentive and is provided in addition to any base cashback earned under the Remittance Referral Program (if applicable).   Daily Prize Pool 6.1 Each Spin the Wheel attempt gives the Referrer a chance to win instant cashback rewards. 6.2 The daily prize pool consists of: (a) One (1) winner – RM200 cashback (b) Three (3) winners – RM150 cashback each (c) Six (6) winners – RM100 cashback each (d) Forty (40) winners – RM50 cashback each 6.3 The prize pool is available on a while-stocks-last basis and applies separately for each day of the Campaign Period.   Reward Fulfilment 7.1 Any cashback won via the Spin the Wheel shall be credited to the eligible Referrer’s TNG eWallet account, subject to TNGDR’s verification and processing. 7.2 Each Spin the Wheel chance is: (a) non-transferable; (b) non-assignable; and (c) non-exchangeable. 7.3 Any unused, forfeited, invalid or unsuccessful Spin chance shall lapse automatically without any replacement or compensation.   General Terms 8.1 TNGDR reserves the right to determine the eligibility of any participant and to reject or disqualify any participant suspected of fraud, abuse, or misconduct. 8.2 TNGDR reserves the right to amend, vary, suspend, or terminate this Campaign or these Terms & Conditions at any time without prior notice, unless otherwise required by law. 8.3 All decisions by TNGDR relating to this Campaign shall be final, conclusive, and binding. - [Foreigner Spin the Wheel Campaign T&C](https://www.tngdigital.com.my/tnc/foreigner-spin-the-wheel-campaign-tc/): 1. This Foreigners Spin the Wheel Campaign (“Campaign”) is organised by TNG Digital Sdn Bhd (“TNGD”). ## TNGD Campaign FAQ - [bKash Remittance Lucky Draw Campaign](https://www.tngdigital.com.my/faq/bkash-remittance-lucky-draw-campaign/): 2. Who is eligible to participate? - [TNGD x Firefly 2% Cashback Promotion](https://www.tngdigital.com.my/faq/tngd-x-airpaz-2-cashback-promotion-2/): What is this promotion? - [TNG eWallet Visa Travel Card x Agoda Campaign](https://www.tngdigital.com.my/faq/tng-ewallet-visa-travel-card-x-agoda-campaign/): Frequently Asked Questions 1. What is the campaign duration? The TNG eWallet Visa Travel Card x Agoda Campaign booking period runs from 01 June 2026 until 31 December 2026. Bookings made within this period can be for stays up to 30 June 2027. 2. What is the difference between “Booking Period” and “Stay Period”? a. Booking Period (1 June 2026 – 31 December 2026): this is the window during which users must make their booking via Agoda landing page. b. Stay Period (1 June 2026 – 30 June 2027): this is the window during which your actual accommodation stay can take place. 3. Who is eligible for this campaign? a. Users who have registered their TNG eWallet with a valid registered mobile number and successfully activated their TNG eWallet Visa Travel Card. b. Users who perform a transaction using their TNG eWallet Visa Travel Card via dedicated Agoda promotion landing page: Official Website 4. What is the Campaign Reward? a. Eligible users shall be entitled to enjoy a 15% discount off accommodation room charges, capped at RM100 per transaction, on a first come first serve basis. b. The discount applies to room charges only, excluding local taxes, service fees, extra charges and personal consumption. c. There is no limit to the number of times an eligible user can enjoy this offer during the campaign period. 5. How do I redeem/enjoy the offer? Simply book your accommodation via the Agoda landing page above and pay using your TNG eWallet Visa Travel Card. The discount will be automatically applied at checkout. 6. What if I book directly via the Agoda app or website? Bookings made outside the dedicated landing page will not qualify, even if paid with the TNG eWallet Visa Travel Card. 7. Who should I contact for assistance? For any inquiries or assistance, you can reach out to us via our live chat from your TNG eWallet (go to your Profile page and scroll down to "Chat with Us") between 7am and 10pm daily, including public holidays, or by writing to us, here. - [TNG eWallet Visa Travel Card “Refer & Earn” Campaign](https://www.tngdigital.com.my/faq/referral-faq/): Frequently Asked Questions - [FOOTBALL FIESTA CHECK-IN CAMPAIGN 2026](https://www.tngdigital.com.my/faq/football-fiesta-2026/): FREQUENT ASKED QUESTIONS  - [Youth Visa Card Cashback Voucher (Merdeka) 2026](https://www.tngdigital.com.my/faq/youth-visa-card-cashback-voucher-merdeka-2026/): FREQUENT ASKED QUESTIONS - [GOrewards Lucky Draw Campaign: July 2026](https://www.tngdigital.com.my/faq/gorewards-lucky-draw-campaign-july-2026/): 1. What is the duration of GOrewards Prizes Giveaway? The GOrewards Lucky Draw campaign ("Campaign") will run from 1 – 31 July 2026 for duration of thirty-one (31) days (“Contest Period”). 2. Who can participate in the Campaign? The Campaign is only open to users who have joined the GOrewards and have redeemed the Lucky Draw Voucher(s) ("Voucher(s)") with their points. If you have not already joined, simply tap "Join" in the GOrewards main page. 3. How do I participate in the Campaign? To participate in the Campaign, you have to redeem the Vouchers with your points via GOrewards Catalogue. ONE (1) redeemed voucher registers as ONE (1) entry submitted to win a prize in the Campaign. 4. Where can I find the Voucher(s)? The Voucher(s) of the month can be found in the GOrewards Catalogue along with the rest of available vouchers offered by TNG Digital Sdn Bhd (“TNGD”) partners. 5. How many times can I participate in Campaign? You can submit multiple entries to participate in the Campaign by redeeming Voucher(s) of your choice until 31 July 2026 to increase your chances of winning a prize. 6. If I change my mind once I claimed the Voucher(s), can I un-claim it and choose a different one? No, redeemed vouchers are irreversible. Once redeemed, users will not be able to return/exchange the voucher and choose a different one. 7. Will my points be refunded if I do not win any prizes with the redeemed vouchers? No, any redeemed vouchers will not be refunded in the event that users do not win any prizes. 8. Can I redeem the Voucher(s) for cashback? Redeemed Voucher(s) will not give any cashback/discount and cannot be utilized. It will be kept as record of entry to the Campaign only. 9. What is the validity of the Voucher(s) I have claimed? The Vouchers claimed will expire/disappear by 1 August 2026. 10. What can I win by participating in the Campaign? You stand a chance to win a prize. Please refer to the specific GOrewards Lucky Draw Campaign Terms & Conditions for more information. 11. How are Campaign winners being chosen? The Campaign winners will be chosen randomly by TNGD. This is subjected to the event that the winners successfully answered ONE (1) question for verification purpose when contacted by TNGD, then the prizes will be fulfilled. 12. How many units of prizes can I win during the entire Contest Period? Each eligible participant is entitled to win only ONE (1) prize during the entire duration of the Contest Period. However, you can redeem multiple Voucher(s) with your points for each prize until 30 June 2026 to increase the chances of winning. 13. How will I know that I have won in the Campaign? Winner announcement will be made within FOURTEEN (14) working days after the Contest Period end through the GOrewards promotion page, Facebook or Instagram posts. The winners will then be contacted by TNGD via email and/or SMS. Winners are required to provide proof of identification and contact details to TNGD via email for prize collection arrangement. 14. I have been selected as a winner. When will I receive my prize? The prize will be fulfilled within THREE (3) months upon successfully contacting the winners. In the event that it is not met, TNGD reserves all rights at any time, at its absolute discretion without any prior notice to substitute the prizes with another prize of equivalent value to the published Recommended Retail Price (RRP). 15. What if I cannot be contacted due to invalid contact details or other reasons? The eligibility to claim the prize will be forfeited if the winners cannot be contacted by within ONE (1) week from the announcement date. Therefore, TNGD has the right to select the next eligible winner at its absolute discretion. 16. How do I get or collect my prize? All eligible winners will be contacted by TNGD via email and/or SMS for prize collection/ delivery arrangement and are required to reply via the same email received. TNGD has the right to select the next eligible winner at its absolute discretion if the winners cannot be contacted by within ONE (1) week from the announcement date. 17. If I have won a prize, can I exchange it for cash or other products? All prizes are non-transferable, non-refundable, and non-exchangeable for cash or any other kind whether in part or in full. However, subjecting to stock availability, TNGD reserves all rights at any time, to substitute the prizes with another prize of equivalent value to the published Recommended Retail Price (RRP) if the prize fulfilment is not met within THREE (3) months upon successfully contacting the winners. 18. Who or where can I complain to as my prize did not arrive as expected (missing items, scratches on products etc.)? TNGD makes no warranties or representations with respect to the prizes and shall not be responsible nor liable for any misuse of any of the prizes, nor for any claims, liability, loss or damages arising out of or in connection with the prizes associated with the Campaign. - [FamilyMart RM2 off with Minimum Spend RM10](https://www.tngdigital.com.my/faq/familymart-rm2-off-with-minimum-spend-rm10/): TNG Digital and the Partner reserve the right to amend, modify, or terminate the Campaign and its terms and conditions, including but not limited to the Campaign Period, at any time without prior notice. - [Streaming Bundle: Cashback Campaign](https://www.tngdigital.com.my/faq/streaming-bundle-cashback-campaign-3/): Frequently Asked Questions - [FAQ – 1%Cashback Campaign for CashLoan](https://www.tngdigital.com.my/faq/faq-1%cashback-campaign-for-cashloan/): Frequently Asked Questions (FAQ) - [TNG eWallet x Indah Water RM2 Cashback Campaign 2026](https://www.tngdigital.com.my/faq/tng-ewallet-x-indah-water-rm2-cashback-campaign-2026/): Frequently Asked Questions - [Turbo Mission Hunt Campaign Page July 2026](https://www.tngdigital.com.my/faq/turbo-mission-hunt-campaign-page-july-2026/): The Turbo Mission Hunt Campaign Page is a curated campaign page available in the Touch ‘n Go eWallet app from 1 July 2026 to 31 July 2026. It brings together relevant Mid-Year-related features, services, rewards, vouchers, travel deals and selected product or service recommendations, combined with a Mission Spin Wheel, all in one place. Users complete everyday transactions ("Missions") to earn chances to spin a reward wheel ("Spin"). Each Spin gives you a randomised reward – which would be a cashback voucher, discount voucher, promo code voucher or a Lucky Draw Entry for a chance to win RM2,888. - [Happy 18th Campaign 2026 FAQ (July)](https://www.tngdigital.com.my/faq/happy-18th-campaign-2026-faq-june-2/): FREQUENTLY ASKED QUESTIONS (FAQ)  - [Food & Deals Shake & Win – Frequently Asked Questions (FAQ)](https://www.tngdigital.com.my/faq/near-me-shake-win-frequently-asked-questions-faq-4/): Kempen Food & Deals Shake & Win! - Soalan Lazim (FAQ) - [Documents Needed for Account Recovery](https://www.tngdigital.com.my/faq/documents-needed-for-account-recovery/): Let's begin with a few details from you. To help Teman resolve your request quickly, please have these items ready: - [Spend & Win Umrah Campaign TNG eWallet Visa Travel Card Campaign](https://www.tngdigital.com.my/faq/spend-win-umrah-campaign-tng-ewallet-visa-travel-card-campaign/): Frequently Asked Questions 1. What is the Spend & Win Umrah Campaign? The Spend & Win Umrah Campaign rewards eligible Bumiputera Touch ‘n Go eWallet Visa Travel cardholders who perform qualifying overseas in-store transactions during the campaign period with a chance to win an Umrah package for two (2) persons. 2. When is the campaign period? The campaign will run from 1 July 2026 until 31 August 2026, both dates inclusive. 3. Who is eligible to participate in this campaign? This campaign is open exclusively to eligible Bumiputera individuals who are Touch ‘n Go eWallet Visa Travel cardholders with accounts in good standing. 4. What transactions are eligible for this campaign? Eligible transactions are eligible overseas in-store transactions paid in foreign currency using the Touch ‘n Go eWallet Visa Travel Card during the campaign period. 5. Are local retail transactions eligible? No. Only eligible and overseas in-store transactions in foreign currency are eligible. Local transactions and online transactions will not qualify for this campaign. 6. Will cancelled or refunded transactions be counted? No. Transactions that are cancelled, refunded, reversed, disputed, charged back, and/or deemed fraudulent will not be considered eligible. 7. How many winners will be selected? A total of two (2) winners will be selected during the campaign period. 8. How will the winners be selected? One (1) winner will be selected each month based on eligible spending and/or selection mechanics as set out in the campaign terms and conditions. 9. What is the prize for the winners? Each winner will receive one (1) Umrah package for two (2) people, worth approximately RM23,000. 10. What does the Umrah package include? The prize includes a 12 Days 10 Nights Umrah travel package to Saudi Arabia, subject to the appointed travel agency’s itinerary, availability and arrangements. 11. When is the travel period? The travel period is expected to be between January 2027 and March 2027, subject to availability and the travel agency’s schedule. 12. Can the prize be exchanged for cash or transferred to another person? No. The prize is non-transferable, non-exchangeable and non-convertible to cash. 13. How will winners be notified? Winners may be contacted via phone call, email and/or other communication channels deemed appropriate by the organiser. 14. What happens if the winner cannot be contacted? If a winner cannot be contacted after reasonable attempts or fails to respond within the stipulated timeline, the organiser reserves the right to forfeit the prize and select an alternative winner. 15. Where can I find the full Terms & Conditions? Participants should refer to the official campaign Terms & Conditions for full details of the campaign. - [Enjoy Free Lounge Access with TNG eWallet Visa Travel Card Campaign](https://www.tngdigital.com.my/faq/enjoy-free-lounge-access-with-tng-ewallet-visa-travel-card-campaign/): Frequently Asked Questions  - [ASNB: Peluang Keemasan Auto Labur Campaign 2026 FAQ](https://www.tngdigital.com.my/faq/asnb-peluang-keemasan-auto-labur-campaign-2026-faq/): ASNB Peluang Keemasan Auto Labur Campaign 2026 FAQs - [Cashback Rewards Campaign 2026](https://www.tngdigital.com.my/faq/cashback-rewards-campaign-2026/): FREQUENT ASKED QUESTIONS  - [CarInsure & MotoInsure Bonanza Campaign 2026](https://www.tngdigital.com.my/faq/carinsure-motoinsure-bonanza-campaign-2026/): What is the CarInsure & MotoInsure Bonanza Campaign? The Campaign is a limited‑time promotion where eligible TNG eWallet users who purchase CarInsure or MotoInsure policies via the TNG eWallet can enjoy cashback rewards and stand a chance to win attractive lucky draw prizes. When is the Campaign period? The Campaign runs from 15 July 2026 to 14 September 2026, both dates inclusive. Who is eligible to participate? The Campaign is open to eligible TNG eWallet users who successfully purchase a CarInsure or MotoInsure policy or certificate via the TNG eWallet during the Campaign Period. Users must enter the promo code “BONANZA” at checkout to be eligible for the Cashback Reward and Lucky Draw. Which purchases qualify for this Campaign? Only successfully issued and non‑cancelled CarInsure or MotoInsure policies purchased through the CarInsure and MotoInsure platform in the TNG eWallet app are eligible. Can I participate more than once? Yes. Multiple policy purchases are allowed. Each successfully issued and non‑cancelled policy purchase counts as one (1) lucky draw entry for the applicable campaign month. What cashback rewards are offered? Eligible users will receive: RM20 cashback for each successful Comprehensive CarInsure purchase; and RM5 cashback for each successful MotoInsure purchase. Do I need to enter a promo code to get the cashback? Yes. You must enter the promo code “BONANZA” at checkout to be eligible for the cashback and lucky draw. When will the cashback be credited? Cashback will be credited into your TNG eWallet within 10 working days after successful policy issuance, subject to a total cashback pool of RM80,000. Can cashback be withdrawn or transferred? No. Cashback is non‑transferable, non‑exchangeable, and not withdrawable as cash, unless otherwise stated by TNGD. What lucky draw prizes can I win? A total of 20 prizes will be awarded under the Campaign: 10 prizes for 15 July-14 August 2026, and 10 prizes for 15 August- 14 September 2026, including smartphones, tablets, home appliances, wearables, and car accessories. (Prizes vary by month and are non‑transferable and not exchangeable for cash.) How are lucky draw winners selected? Winners will be selected at random from all eligible entries for each campaign month, after the end of the Campaign Period. When and how will winners be notified? Winners will be notified via email. Winners must respond within 14 days from the notification date, failing which the prize will be forfeited. When will prizes be delivered? Prize fulfilment will be completed within two (2) months after the end of the Campaign Period. Can prizes be delivered outside Malaysia? No. Prize delivery outside Malaysia is not permitted. What happens if I provide incorrect or incomplete details? TNGD will not be responsible for delays or failure in prize fulfilment caused by incomplete or inaccurate information provided by winners. Can this Campaign be combined with other promotions? No. This Campaign is not valid in conjunction with any other promotions, discounts, or voucher redemptions. Are reloads, gift cards, or offline transactions eligible? No. The Campaign does not apply to reload transactions, gift card purchases, in‑store services, offline transactions, or third‑party platforms. Can TNGD disqualify participants? Yes. TNGD reserves the right to disqualify users suspected of fraud, misuse, technical abuse, or breach of TNG eWallet Terms & Conditions. - [e-Mas: Goal To Gold Campaign FAQs](https://www.tngdigital.com.my/faq/e-mas-goal-to-gold-campaign-faqs/): e-Mas Goal To Gold Campaign (“Campaign”) Frequently Asked Questions - [Duitnow Reload Pot Challenge](https://www.tngdigital.com.my/faq/duitnow-reload-pot-challenge/): It’s a campaign where you can earn entries when you reload your TNG eWallet via DuitNow Transfer, and stand a chance to win up to RM2,000 cash reward. - [BizCash Launch Campaign](https://www.tngdigital.com.my/faq/bizcash-launch-campaign/): Frequently Asked Questions (FAQ) - [GoTravel Expo SafeTrip RM5 Cashback Campaign](https://www.tngdigital.com.my/faq/gotravel-expo-safetrip-rm5-cashback-campaign/): Q1. What is this promotion? - [FAQ – 2026 Free MyCTOS Report with CCRIS Promotion](https://www.tngdigital.com.my/faq/faq-2026-free-myctos-report-with-ccris-promotion/): Q1 What is this promotion about? - [MotoInsure JIMAT Campaign 2026](https://www.tngdigital.com.my/faq/motoinsure-jimat-campaign-2026/): Total cashback allocation: RM20,000 (first come, first served basis) - [GOrewards Lucky Draw Campaign: June 2026](https://www.tngdigital.com.my/faq/gorewards-lucky-draw-campaign-june-2026/): 1. What is the duration of GOrewards Prizes Giveaway? The GOrewards Lucky Draw campaign ("Campaign") will run from 1 – 30 June 2026 for duration of thirty (30) days (“Contest Period”). 2. Who can participate in the Campaign? The Campaign is only open to users who have joined the GOrewards and have redeemed the Lucky Draw Voucher(s) ("Voucher(s)") with their points. If you have not already joined, simply tap "Join" in the GOrewards main page. 3. How do I participate in the Campaign? To participate in the Campaign, you have to redeem the Vouchers with your points via GOrewards Catalogue. ONE (1) redeemed voucher registers as ONE (1) entry submitted to win a prize in the Campaign. 4. Where can I find the Voucher(s)? The Voucher(s) of the month can be found in the GOrewards Catalogue along with the rest of available vouchers offered by TNG Digital Sdn Bhd (“TNGD”) partners. 5. How many times can I participate in Campaign? You can submit multiple entries to participate in the Campaign by redeeming Voucher(s) of your choice until 30 June 2026 to increase your chances of winning a prize. 6. If I change my mind once I claimed the Voucher(s), can I un-claim it and choose a different one? No, redeemed vouchers are irreversible. Once redeemed, users will not be able to return/exchange the voucher and choose a different one. 7. Will my points be refunded if I do not win any prizes with the redeemed vouchers? No, any redeemed vouchers will not be refunded in the event that users do not win any prizes. 8. Can I redeem the Voucher(s) for cashback? Redeemed Voucher(s) will not give any cashback/discount and cannot be utilized. It will be kept as record of entry to the Campaign only. 9. What is the validity of the Voucher(s) I have claimed? The Vouchers claimed will expire/disappear by 1 July 2026. 10. What can I win by participating in the Campaign? You stand a chance to win a prize. Please refer to the specific GOrewards Lucky Draw Campaign Terms & Conditions for more information. 11. How are Campaign winners being chosen? The Campaign winners will be chosen randomly by TNGD. This is subjected to the event that the winners successfully answered ONE (1) question for verification purpose when contacted by TNGD, then the prizes will be fulfilled. 12. How many units of prizes can I win during the entire Contest Period? Each eligible participant is entitled to win only ONE (1) prize during the entire duration of the Contest Period. However, you can redeem multiple Voucher(s) with your points for each prize until 30 June 2026 to increase the chances of winning. 13. How will I know that I have won in the Campaign? Winner announcement will be made within FOURTEEN (14) working days after the Contest Period end through the GOrewards promotion page, Facebook or Instagram posts. The winners will then be contacted by TNGD via email and/or SMS. Winners are required to provide proof of identification and contact details to TNGD via email for prize collection arrangement. 14. I have been selected as a winner. When will I receive my prize? The prize will be fulfilled within THREE (3) months upon successfully contacting the winners. In the event that it is not met, TNGD reserves all rights at any time, at its absolute discretion without any prior notice to substitute the prizes with another prize of equivalent value to the published Recommended Retail Price (RRP). 15. What if I cannot be contacted due to invalid contact details or other reasons? The eligibility to claim the prize will be forfeited if the winners cannot be contacted by within ONE (1) week from the announcement date. Therefore, TNGD has the right to select the next eligible winner at its absolute discretion. 16. How do I get or collect my prize? All eligible winners will be contacted by TNGD via email and/or SMS for prize collection/ delivery arrangement and are required to reply via the same email received. TNGD has the right to select the next eligible winner at its absolute discretion if the winners cannot be contacted by within ONE (1) week from the announcement date. 17. If I have won a prize, can I exchange it for cash or other products? All prizes are non-transferable, non-refundable, and non-exchangeable for cash or any other kind whether in part or in full. However, subjecting to stock availability, TNGD reserves all rights at any time, to substitute the prizes with another prize of equivalent value to the published Recommended Retail Price (RRP) if the prize fulfilment is not met within THREE (3) months upon successfully contacting the winners. 18. Who or where can I complain to as my prize did not arrive as expected (missing items, scratches on products etc.)? TNGD makes no warranties or representations with respect to the prizes and shall not be responsible nor liable for any misuse of any of the prizes, nor for any claims, liability, loss or damages arising out of or in connection with the prizes associated with the Campaign. - [MotoInsure JIMAT 2026](https://www.tngdigital.com.my/faq/motoinsure-jimat-2026/): Total cashback allocation: RM20,000 (first come, first served basis) - [GOrewards Digital Wallpaper Vouchers – Frequently Asked Questions (FAQ)](https://www.tngdigital.com.my/faq/gorewards-digital-wallpaper-voucher/): 1. What is the GOrewards Digital Wallpaper Voucher? - [Happy 18th Campaign 2026 FAQ (June)](https://www.tngdigital.com.my/faq/happy-18th-campaign-2026-faq-june/): FREQUENTLY ASKED QUESTIONS (FAQ)  - [Crossborder QR Free CHAGEE Campaign](https://www.tngdigital.com.my/faq/crossborder-qr-free-chagee-campaign/): Q1: When is the Campaign Period? - [Jalan Genting Highlands Private Road Charge Cashback Campaign (“Campaign”)](https://www.tngdigital.com.my/faq/genting-road-charge-cashback-campaign/): The Voucher is valid for twenty-four (24) hours from the point the Voucher is received. The Voucher will be applied automatically on the next transaction when User spend a minimum of RM100 in a single receipt at participating outlets of Resorts World Genting only using TNG eWallet as the payment method. - [Enjoy 40% OFF on Legoland Tickets!](https://www.tngdigital.com.my/faq/enjoy-40-off-on-legoland-tickets/): Q1       What is the duration of this promotion? A1       The promotion period is from 20th May to 15th November 2026, inclusive of both dates. Q2       What is this promotion? A2       Day tickets listed below are eligible for 40% off: Day Ticket Pricing Adult (12-59 Years Old) Original After 1-Day Water Park Ticket: MyKad RM149.00 RM90.00 1-Day Theme Park Ticket: MyKad RM205.00 RM123.00 1-Day Combo (Double-Park) Ticket: MyKad Theme Park + SEA LIFE RM285.00 RM171.00 1-Day Combo (Triple-Park) Ticket: MyKad Theme Park + Water Park + SEA LIFE RM345.00 RM207.00 Day Ticket Pricing Child (3-11 Years Old) & Senior Citizen (60+ Years Old) Orginal After 1-Day Water Park Ticket: MyKad RM129.00 RM78.00 1-Day Theme Park Ticket: MyKad RM175.00 RM105.00 1-Day Combo (Double-Park) Ticket: MyKad Theme Park + SEA LIFE RM225.00 RM135.00 1-Day Combo (Triple-Park) Ticket: MyKad Theme Park + Water Park + SEA LIFE RM285.00 RM171.00 Q3       Who is eligible for this promotion? A3       Users who purchase day ticket over-the-counter using TNG eWallet. Valid for Malaysian citizens and residents (long term pass holders) only. Q4       Can the ticket purchased during the promotional period be exchanged or returned? A4       No, ticket purchased during the promotional period cannot be exchanged nor returned. - [ZUS Coffee RM4 off with minimum spend of RM30 Promotion](https://www.tngdigital.com.my/faq/zus-coffee-rm4-off-with-minimum-spend-of-rm30-promotion/): Q1 What is this promotion? - [Spin the Wheel Referral Cashback Campaign](https://www.tngdigital.com.my/faq/spin-the-wheel-referral-cashback-campaign/): What is this campaign? This is a bonus cashback campaign held together with the TNG Remittance Referral Program. Eligible Referrers can earn Spin the Wheel chances for successful referrals and stand a chance to win instant cashback rewards.   What is the duration of this campaign? The Campaign Period is from 27 May 2026 until 28 May 2026, both dates inclusive.   Who is eligible to participate? Any existing or new TNG eWallet user who shares the TNG Remittance Service via their referral QR code or invitation link may participate as a Referrer. The Referee must be a new remittance user who has not previously completed any remittance transaction.   What is considered a Successful Referral? A referral is considered successful when the Referee is a new remittance user, completes all required verification and onboarding requirements, and completes their first successful remittance transaction within the Campaign Period.   How is the successful Referrer determined? The Successful Referral will be attributed based on the last referral QR code scanned or invitation link clicked by the Referee before the Referee completes their first successful remittance transaction.   How does a Referrer earn a Spin the Wheel chance? The Referrer will receive one Spin the Wheel chance for each Successful Referral. Each Successful Referral entitles the Referrer to one spin chance only.   Is there any limit to qualifying referrals? Yes. Only the first fifty (50) Successful Referrals recorded per day during the Campaign Period will qualify for this campaign.   What rewards can I win from the Spin the Wheel? Each Spin the Wheel attempt gives the Referrer a chance to win instant cashback rewards from the daily prize pool: one winner of RM200, three winners of RM150 each, six winners of RM100 each, and forty winners of RM50 each, while stocks last.   When will I receive the cashback reward if I win? Any cashback won through the Spin the Wheel will be credited to the eligible Referrer’s TNG eWallet account, subject to verification and processing by TNGDR.   Can I transfer or exchange my Spin the Wheel chance? No. Each Spin the Wheel chance is non-transferable, non-assignable, and non-exchangeable. Any unused, forfeited, invalid, or unsuccessful spin chance will lapse automatically without replacement or compensation. - [Mission Hunt May 2026 Campaign](https://www.tngdigital.com.my/faq/mission-hunt-may-2026-campaign/):   - [Foreigner Spin the Wheel Campaign FAQ](https://www.tngdigital.com.my/faq/foreigner-spin-the-wheel-campaign-faq/): Foreigners Spin the Wheel Campaign 1. What is this campaign about? The Foreigners Spin the Wheel is a campaign for foreigners working in Malaysia and verified using TNG eWallet. Eligible users complete selected missions stated in the T&C in the app to earn spin chances and stand a chance to receive instant rewards such as cashback, reload pins, or lucky draw entries. 2. What is the campaign duration? The campaign period is held from 10 July 2026 to 31 August 2026, inclusive of both dates (“Campaign Period”), unless otherwise stated by TNG Digital. 3. Who is eligible? You are eligible if you: • Are a foreigner using TNG eWallet • Are a verified TNG eWallet user • Fall within the intended campaign segment; Availability may vary by user segment and campaign stock. 4. How do I participate in the Spin the Wheel Campaign? Users need to complete eligible missions stated in the T&C and in the app to earn spin chances. After a qualifying mission is completed, a spin chance is credited to the user, and the user can open the campaign page to claim the spin. 5. Is there a limit on spins? Yes. Users can only earn 1 spin for each mission daily. There is a limit of 7 spins per week. The same mission should not be credited more than once on the same day unless TNG Digital states otherwise. 6. What can I win? Possible rewards may include cashback for selected use cases, reload pins, and entries for a Lucky Draw. The exact reward mix may change from time to time and is subject to availability. 7. How are the winners selected? Winners will be selected after the end of the campaign period, based on the criteria (lucky draw) determined by TNG Digital Remittance at its sole discretion, in accordance with the campaign Terms & Conditions. 8. How will I know if I earn a spin? Once a qualifying mission is completed, the spin number will be reflected on the lucky draw page directly. 9. How and when will the winners be announced? The Lucky Draw Winner of the RM1000 Reload Pin will be announced within TWENTY (20) working days from the end of the Contest Period. Winners may be notified by email, WhatsApp, or phone call, subject to the contact details available to TNG Digital. 10. What do winners need to do after receiving the notification? Winners must respond within 3 days from the date the notification was sent. If a winner does not respond within the stated period, TNG Digital reserves the right to forfeit the prize and treat it as void. 11. Can the prize be transferred or exchanged? No. All prices and vouchers are non-transferable, non-exchangeable, non-replaceable, and cannot be exchanged for cash or other items. 12. What if my transaction is cancelled, refunded, reversed, or fails? Only successful and eligible transactions qualify. Cancelled, refunded, reversed, incomplete, or failed transactions do not qualify for spin credit. 13. What should I do if I have questions about this Campaign? Please visit www.tngdigital.com.my for more information or inquiries. - [TNG eWallet Visa Travel Card Loyalty User – Free Starbucks Voucher Campaign 2026](https://www.tngdigital.com.my/faq/tng-ewallet-visa-travel-card-loyalty-user-free-starbucks-voucher-campaign-2026/): Frequently Asked Questions - [[CashLoan] Frequently Asked Questions](https://www.tngdigital.com.my/faq/cashloan-frequently-asked-questions/): Below are their loan offerings and features: - [Eastel Sign-Up Campaign](https://www.tngdigital.com.my/faq/eastel-sign-up-campaign/): Frequently Asked Questions - [TNG eWallet Visa Card Free Starbucks Campaign 2026](https://www.tngdigital.com.my/faq/tng-ewallet-visa-card-free-starbucks-campaign-2026/): Frequently Asked Questions - [Near Me Shake & Win – Frequently Asked Questions (FAQ)](https://www.tngdigital.com.my/faq/near-me-shake-win-frequently-asked-questions-faq-3/): 12.If I am based outside of the Klang Valley, Penang and Johor but can view ‘Near Me’ and see most merchants located in the Klang Valley, Penang and Johor, can I still join the campaign? - [EZ Qurban 19th Anniversary Campaign: RM1.90 Qurban](https://www.tngdigital.com.my/faq/ez-qurban-19th-anniversary-campaign-rm1-90-qurban/): What is this campaign offer? - [Remittance Ramadan Gold Giveaway Campaign 2026](https://www.tngdigital.com.my/faq/remittance-ramadan-gold-giveaway-campaign-2026/): Q1. What is this Campaign? - [Komuniti Kita 2026](https://www.tngdigital.com.my/faq/komuniti-kita-2026/): Apakah halaman Komuniti Kita TNG eWallet? Halaman Komuniti Kita ialah halaman kempen yang dikurasi dan tersedia dalam aplikasi TNG eWallet. Ia menghimpunkan ciri, perkhidmatan, pilihan makanan, alat perjalanan dan ganjaran terpilih yang relevan — semuanya di satu tempat. Adakah kempen ini hanya berkaitan diskaun dan ganjaran? Tidak. Komuniti Kita direka sebagai hab penemuan. Tidak semua ciri disertakan dengan diskaun, baucar atau ganjaran. Sesetengah bahagian mungkin membantu anda menemui restoran atau perkhidmatan berdekatan, menyediakan alat mudah untuk pembayaran, perjalanan atau pindahan, atau menawarkan baucar, pulangan tunai atau tawaran, tertakluk kepada ketersediaan dan terma. Sebarang ganjaran atau manfaat adalah khusus mengikut ciri dan tertakluk kepada terma dan syarat yang berkaitan. Siapakah yang layak menyertai kempen ini? Kempen ini terbuka kepada peserta yang memenuhi semua kriteria berikut: peserta hendaklah merupakan pengguna Touch ‘n Go eWallet (“TNG eWallet”) yang berdaftar; dan akaun TNG eWallet peserta didaftarkan dengan serta dipautkan kepada nombor telefon mudah alih Malaysia yang sah. Sila ambil perhatian bahawa setiap tawaran yang dipaparkan pada halaman Kempen mungkin mempunyai syarat kelayakan dan terma tambahan. Bagaimanakah saya boleh mengakses halaman Komuniti Kita? Buka aplikasi TNG eWallet anda dan ketik jubin “Komuniti” pada halaman utama, atau akses halaman kempen melalui banner promosi dalam aplikasi sepanjang tempoh kempen. Apakah jenis ciri yang tersedia daripada halaman kempen? Bergantung kepada ketersediaan, kempen ini mungkin menampilkan baucar berasaskan mata yang boleh ditebus menggunakan mata GOrewards anda; tawaran yang boleh ditebus menggunakan gabungan mata GOrewards dan bayaran untuk pembelian; tawaran pulangan tunai atau kod promo; serta ciri penemuan seperti cadangan restoran dan alat perjalanan. Sesetengah baucar mungkin berbentuk pulangan tunai, manakala yang lain ialah baucar diskaun atau kod promo yang perlu digunakan semasa pembayaran. Setiap tawaran atau ciri tertakluk kepada terma dan syarat masing-masing. Adakah semua pengguna akan melihat tawaran dan ciri yang sama? Tidak semestinya. Kandungan yang dipaparkan mungkin berbeza berdasarkan kelayakan, lokasi, ketersediaan ciri, penyertaan peniaga dan konfigurasi aplikasi. Di manakah saya boleh mencari dan menggunakan baucar saya? Semua baucar yang telah ditebus tersedia di bahagian “Ganjaran Saya” dalam halaman utama GOrewards. Halaman utama GOrewards boleh diakses melalui halaman utama aplikasi TNG eWallet. Bilakah saya akan menerima pulangan tunai atau ganjaran saya, jika berkenaan? Masa penerimaan bergantung kepada jenis tawaran. Baucar pulangan tunai akan dikreditkan ke TNG eWallet anda dalam garis masa yang ditetapkan dalam terma dan syarat tawaran berkaitan selepas transaksi yang layak diselesaikan. Bagi baucar kod promo atau diskaun, diskaun akan digunakan pada harga akhir mengikut arahan yang dinyatakan. Tawaran atau perkhidmatan mungkin dipenuhi secara langsung oleh peniaga atau rakan kongsi masing-masing selepas transaksi yang layak. Garis masa pemenuhan akan ditentukan oleh peniaga atau rakan kongsi masing-masing. Sila rujuk terma dan syarat tawaran berkaitan untuk maklumat lanjut. Baucar saya tidak muncul, atau diskaun/pulangan tunai/tawaran tidak diterima. Apakah yang perlu saya lakukan? Sekiranya baucar, diskaun atau pulangan tunai anda tidak dipaparkan dalam garis masa yang ditetapkan mengikut terma tawaran, sila semak bahawa transaksi anda memenuhi syarat khusus baucar serta terma dan syaratnya, contohnya jumlah perbelanjaan, peniaga yang mengambil bahagian dan pembayaran melalui TNG eWallet. Sesetengah diskaun atau tawaran promosi dipenuhi secara langsung oleh peniaga atau rakan kongsi katalog dan mungkin mengambil masa tambahan untuk disampaikan. Jika masih belum selesai, hubungi Khidmat Pelanggan melalui Pusat Bantuan dalam aplikasi TNG eWallet anda. Lampirkan resit transaksi anda untuk bantuan yang lebih pantas. Bolehkah saya menebus lebih daripada satu baucar atau pulangan tunai? Ya, anda boleh menebus beberapa baucar atau ganjaran yang berbeza sepanjang kempen, selagi bajet kempen atau kuota peniaga belum habis ditebus; anda memenuhi terma dan syarat baucar masing-masing, contohnya perbelanjaan minimum; mempunyai mata GOrewards yang mencukupi, jika berkenaan; dan melainkan dinyatakan sebaliknya dalam terma individu masing-masing. Bilakah baucar akan tamat tempoh? Setiap baucar atau tawaran mempunyai tempoh sah laku tersendiri. Setelah tamat tempoh, baucar atau ganjaran tidak boleh dikembalikan semula. Ingat untuk menggunakannya sebelum tamat tempoh bagi menikmati manfaatnya. Adakah terdapat sebarang had ganjaran? Setiap baucar atau tawaran mungkin mempunyai kuantiti terhad yang ditetapkan oleh kempen atau peniaga, berdasarkan siapa cepat, dia dapat. Setelah anda berjaya menebus atau membeli baucar/tawaran, anda boleh menggunakannya selagi masih dalam tempoh sah laku. Apakah yang berlaku jika saya membatalkan atau mendapatkan bayaran balik untuk transaksi saya? Sekiranya transaksi dibatalkan atau dibayar balik, pulangan tunai, diskaun atau ganjaran yang berkaitan akan dibatalkan dan/atau diterbalikkan. Di manakah saya boleh membaca Terma & Syarat Kempen ini? Anda boleh mendapatkan terma dan syarat kempen di https://h5-web.tngdigital.com.my/tnc/?tnc=komuniti-kita-2026 - [Happy 18th Campaign 2026](https://www.tngdigital.com.my/faq/happy-18th-campaign-2026-2/): FREQUENT ASKED QUESTIONS  - [Prepaid Internet: RM1.50 Cashback and RM1 Voucher (New Users)](https://www.tngdigital.com.my/faq/prepaid-internet-rm1-50-cashback-and-rm1-voucher-new-users/): Frequently Asked Questions - [FAQ – Accept and Win with CashLoan](https://www.tngdigital.com.my/faq/faq-accept-and-win-with-cashloan/): Frequently Asked Questions (FAQ) - [GOyang-GOyang Geolocation Rewards](https://www.tngdigital.com.my/faq/goyang-goyang-geolocation-rewards/): 1.   What is GOyang-GOyang reward? - [BUDI95 RM3 Cashback Campaign](https://www.tngdigital.com.my/faq/budi95-rm30-cashback-campaign/): The RM3.00 cashback is limited to first 30,000 eligible transactions during the promotion period. The Promotion will cease once the Cashbacks have been fully utilized or at the expiration of the Promotion Period, whichever is earlier. ## TNGD Promotions - [Get 2% unlimited cashback with Firefly!](https://www.tngdigital.com.my/promotions/get-2-unlimited-cashback-with-firefly/): Fly with Firefly this year and get unlimited 2% cashback! - [Pay your Whoosh Tickets with Zero Fees!](https://www.tngdigital.com.my/promotions/pay-your-whoosh-tickets-with-zero-fees/): Checkout with QRIS & scan with TNG eWallet! - [Your starter pack in Malaysia!](https://www.tngdigital.com.my/promotions/welcome-to-malaysia/): Reload with Visa Card now to enjoy more deals! - [Enjoy 15% off on Agoda with Visa Travel Card](https://www.tngdigital.com.my/promotions/enjoy-15-off-on-agoda-with-visa-travel-card/): Enjoy 15% off on Agoda when you pay with Visa Travel Card - [Sawadee Thailand with Visa Travel Card](https://www.tngdigital.com.my/promotions/sawadee-thailand-with-visa-travel-card/): Up to 3% unlimited cashback in Thailand with Visa Travel Card. - [AIA Up to 30% OFF](https://www.tngdigital.com.my/promotions/aia-up-to-30-off/): Sign up for an Critical Illness insurance - [AIA Waiver Kaw Kaw](https://www.tngdigital.com.my/promotions/aia-waiver-kaw-kaw/): Enjoy 1- month contribution waiver - [Renew, Get Rewarded & Win Big with BONANZA!](https://www.tngdigital.com.my/promotions/renew-get-rewarded-win-big-with-bonanza/): Promo code: BONANZA - [Pay DBKL bills in TNG eWallet now!](https://www.tngdigital.com.my/promotions/pay-dbkl-bills-in-tng-ewallet-now/): DBKL Now available in TNGD - [More than just a car service with RM50 cashback](https://www.tngdigital.com.my/promotions/service-your-car-and-get-rm50-cashback/): Find the best car service deals here - [Turbo Mission Hunt Campaign Prize List](https://www.tngdigital.com.my/promotions/turbo-mission-hunt-campaign-prize-list/): Complete missions, spin and to win up to RM2,888 direct credit and more rewards! - [AIA A-Plus Health360](https://www.tngdigital.com.my/promotions/aia-a-plus-health360/): Your 360° Health Partner. More Than Just a Cover. Up to 70, 80 or 100 years old or 25 years - [Up to 1% Cashback with CashLoan](https://www.tngdigital.com.my/promotions/up-to-1-cashback-with-cashloan/): Stand to win up to RM1,500 cashback when you CashLoan the money you need! - [Get RM2 Cashback When You Pay Your Indah Water Bill](https://www.tngdigital.com.my/promotions/get-rm2-cashback-when-you-pay-your-indah-water-bill/): Get RM2 Cashback When You Pay Your Indah Water Bill - [Enjoy Free Airport Lounge Access](https://www.tngdigital.com.my/promotions/enjoy-free-airport-lounge-access/): Free Airport Lounge access with Visa Travel Card - [ASNB: Peluang Keemasan Auto Labur Campaign 2026](https://www.tngdigital.com.my/promotions/asnb-peluang-keemasan-auto-labur-campaign-2026/): Auto Labur your way and stand to win up to 5grams of digital gold! - [You’ve Entered the Backrooms…](https://www.tngdigital.com.my/promotions/if-backrooms-is-in-malaysia/): Dare to enter? Try your luck! - [Principal New User Welcome Campaign 2026](https://www.tngdigital.com.my/promotions/principal-new-user-welcome-campaign-2026/): New to Principal? Earn up to RM50* on top of your investments with code: WELCOME - [Come Meet Us at GoTravel Expo!](https://www.tngdigital.com.my/promotions/come-meet-us-at-gotravel-expo/): Join to save more, travel easier and win goodies! - [Pay with us on Shopee Thailand with Zero Fees!](https://www.tngdigital.com.my/promotions/pay-with-us-on-shopee-thailand-with-0-fees/): Shop all your favourite local Thai brands here. - [Pay with Zero Fees on Weverse!](https://www.tngdigital.com.my/promotions/pay-with-us-with-0-fees-on-weverse/): K-POP fans, shop all your favourite artists' merch & albums here! - [e-Mas: Goal to Gold Campaign](https://www.tngdigital.com.my/promotions/e-mas-goal-to-gold-campaign/): Make your winning move and score your golden goals ⚽✨ - [BizCash Launch Campaign](https://www.tngdigital.com.my/promotions/bizcash-launch-campaign/): Grow your business with BizCash and earn chances to win amazing prizes! - [DuitNow Reload Pot Challenge](https://www.tngdigital.com.my/promotions/duitnow-reload-pot-challenge/): Reload with DuitNow and stand a chance to win your first reload amount back! - [Smart Protection That Pays You Back](https://www.tngdigital.com.my/promotions/motoinsure_jimat15_campaign/): Up to RM15 CASHBACK - [TNG eWallet လခထုတ်ရက် ကံထူးအစီအစဉ်](https://www.tngdigital.com.my/promotions/tng-ewallet-payday-challenge-myanmar/): လခထုတ်ရက်မှာ ဆုကြီးဆွတ်ခူးဖို့ အဆင်သင့်ဖြစ်ပြီလား? သင့်လစာကို TNG eWallet မှတစ်ဆင့် လက်ခံရယူပြီး အထူးဆုလက်ဆောင်များ + cashback အများအပြား ရရှိနိုင်မည့် အခွင့်အရေးကို ရယူလိုက်ပါ! - [Rezeki Hari Gajian TNG eWallet](https://www.tngdigital.com.my/promotions/tng-ewallet-payday-challenge-indonesia/): Siap meraih kemenangan besar di hari gajian? Terima gaji Anda melalui TNG eWallet untuk berkesempatan memenangkan hadiah besar! - [2026 Free MyCTOS Report with CCRIS Promotion](https://www.tngdigital.com.my/promotions/2026-free-myctos-report-with-ccris-promotion-2/): Get your Free MyCTOS Report with CCRIS! - [TNG eWallet বেতন দিবসের সৌভাগ্য উৎসব](https://www.tngdigital.com.my/promotions/tng-ewallet-payday-challenge-bgd/): আপনিই কি আমাদের পরবর্তী বড় বিজয়ী হবেন? - [Drive Up, Get Rewarded — RM5 Cashback at Resorts World Genting!](https://www.tngdigital.com.my/promotions/drive-up-get-rewarded-rm5-cashback-at-resorts-world-genting/): 🚗 Drive Up, Get Rewarded — RM5 Cashback at Resorts World Genting! - [Free Chagee in China!](https://www.tngdigital.com.my/promotions/free-chagee-in-china/): Scan & Pay with us in China to claim! - [GOrewards: Lucky Draw](https://www.tngdigital.com.my/promotions/gorewards-lucky-draw-jun-2026/): Join GOrewards now for a shot at the lucky draw! - [GOrewards Snack More Save More](https://www.tngdigital.com.my/promotions/gorewards-convenient-store-rewards/): Get up to RM5 savings on your next convenient store purchase - [GOrewards Snack More Save More](https://www.tngdigital.com.my/promotions/gorewards-convenient-store-instant-cashback/): Get up to RM5 cashback on convenient stores - [Enjoy 40% OFF on Legoland Day Tickets!](https://www.tngdigital.com.my/promotions/legoland-malaysia-40-off-ticket-promotion/): Screenshot the page & pay with TNG eWallet there! - [Perjalanan Umrah Lebih mudah dan dipercayai](https://www.tngdigital.com.my/promotions/umrah/): Kini anda boleh menempah pakej Umrah bersama MKM Travel terus melalui TNG eWallet anda. - [Eid shopping and remittance in one stop with TNG eWallet](https://www.tngdigital.com.my/promotions/eid-shopping-and-remittance-in-one-stop-with-tng-ewallet/): Eid shopping and remittance in one stop with TNG eWallet - [Enjoy RM30 OFF on HopeGoo!](https://www.tngdigital.com.my/promotions/enjoy-rm50-off-flights-on-hopegoo/): Checkout with TNG eWallet! - [TNG VISA Card प्रयोग गरेर Daraz मा किनमेल गर्नुहोस्!](https://www.tngdigital.com.my/promotions/shop-at-daraz-with-tng-visa-card-npl/): अब तपाईं मलेसियाबाटै घरका प्रियजनहरूका लागि उपहार किन्न सक्नुहुन्छ! TNG Everyday VISA Card प्रयोग गरेर Daraz बाट किनमेल गरी उनीहरूको घरमै डेलिभरी गराउनुहोस्। - [TNG VISA Card کے ساتھ Daraz پر شاپنگ کریں!](https://www.tngdigital.com.my/promotions/shop-at-daraz-with-tng-visa-card-pak/): اب آپ ملائیشیا سے اپنے پیاروں کے لیے تحفہ خرید سکتے ہیں! TNG Everyday VISA Card کے ساتھ Daraz استعمال کریں اور سیدھا ان کے گھر پہنچائیں! - [TNG VISA Card দিয়ে Daraz-এ শপিং করুন!](https://www.tngdigital.com.my/promotions/shop-at-daraz-with-tng-visa-card_bgd/): TNG eWallet VISA Card দিয়ে Daraz ব্যবহার করুন। দূরে থেকেও আপনার উপহারে তাদের মুখে হাসি ফোটান! - [Your prepaid could cost less soon](https://www.tngdigital.com.my/promotions/eastel-teaser/): Your prepaid could cost less soon - [Korban RM1.90 bersama EZQurban](https://www.tngdigital.com.my/promotions/korban-rm1-90-bersama-ezqurban/): Istimewa Korban RM1.90! - [Shop at Daraz with TNG Visa Card](https://www.tngdigital.com.my/promotions/shop-at-daraz-with-tng-visa-card/): You can now shop on Daraz with TNG eWallet VISA Card - [Ready for the concert? Make sure your deals are ready too!](https://www.tngdigital.com.my/promotions/ready-for-the-concert-make-sure-your-deals-are-ready-too/): All your need for your concert trip in TNG eWallet - [Skip the FOOL price for your trip!](https://www.tngdigital.com.my/promotions/skip-the-fool-price-for-your-trip/): Stack your discounts when you checkout with TNG eWallet! - [iQIYI:All Your Favorites, One Platform](https://www.tngdigital.com.my/promotions/iqiyi-2/): All Your Favorites, One Platform - [Send Money & Enjoy First Transfer FREE!](https://www.tngdigital.com.my/promotions/send-money-enjoy-first-transfer-free/): Send money to over 50 countries from your eWallet - [Skip 3% foreign fees when you scan & pay your rides overseas with us!](https://www.tngdigital.com.my/promotions/book-your-rides-overseas-with-us/): Scan & pay with 0 hidden fees when you reach your destination. - [AIA Live Well, Plan Well Campaign](https://www.tngdigital.com.my/promotions/aia-live-well-plan-well-campaign/): the ultimate LiveWell, PlanWell experience ## TNGD JSON - [activate visa card](https://www.tngdigital.com.my/tngd-json/activate-visa-card/) - [apply and activate visa card stepper](https://www.tngdigital.com.my/tngd-json/apply-and-activate-visa-card-stepper/) - [reload pin topup stepper](https://www.tngdigital.com.my/tngd-json/reload-pin-topup-stepper/) - [Verify Account Stepper](https://www.tngdigital.com.my/tngd-json/verify-account-stepper/) - [Register TnG eWallet Stepper](https://www.tngdigital.com.my/tngd-json/register-tng-ewallet-stepper/) - [CashLoan – Copy](https://www.tngdigital.com.my/tngd-json/cashloan-copy/) - [Promotions Steps – Apple App Store](https://www.tngdigital.com.my/tngd-json/promotions-steps-apple-app-store/) - [Promotions steps : Google Play Store](https://www.tngdigital.com.my/tngd-json/promotions-steps-google-play-store/) - [appstore-playstore-steps](https://www.tngdigital.com.my/tngd-json/appstore-playstore-steps/) - [duitnow-pot-challenge](https://www.tngdigital.com.my/tngd-json/duitnow-pot-challenge/) - [apply-asbf](https://www.tngdigital.com.my/tngd-json/apply-asbf/) - [reload-overseas-transfer](https://www.tngdigital.com.my/tngd-json/reload-overseas-transfer/) - [reload-gift](https://www.tngdigital.com.my/tngd-json/reload-gift/) - [reload-reload-pin](https://www.tngdigital.com.my/tngd-json/reload-reload-pin/) - [reload-credit-debit](https://www.tngdigital.com.my/tngd-json/reload-credit-debit/) - [reload-duitnow-qr](https://www.tngdigital.com.my/tngd-json/reload-duitnow-qr/) - [reload-duitnow-account](https://www.tngdigital.com.my/tngd-json/reload-duitnow-account/) - [reload-duitnow-transfer](https://www.tngdigital.com.my/tngd-json/reload-duitnow-transfer/) - [reload-phone-number](https://www.tngdigital.com.my/tngd-json/reload-phone-number/) - [duitnow-qr](https://www.tngdigital.com.my/tngd-json/duitnow-qr/) - [duitnow-transfer](https://www.tngdigital.com.my/tngd-json/duitnow-transfer/) - [lottie-esim-phone2.json](https://www.tngdigital.com.my/tngd-json/lottie-esim-phone2-json/) - [lottie-esim-phone.json](https://www.tngdigital.com.my/tngd-json/lottie-esim-phone-json/) - [On-Street Parking Location](https://www.tngdigital.com.my/tngd-json/on-street-parking-location/) - [How to add money tourists](https://www.tngdigital.com.my/tngd-json/how-to-add-money-tourists/) - [How to sign up tourists](https://www.tngdigital.com.my/tngd-json/how-to-sign-up-tourists/) - [Phishing calls](https://www.tngdigital.com.my/tngd-json/phishing-calls/) - [Phishing link](https://www.tngdigital.com.my/tngd-json/phishing-link/) - [How to activate business account stepper](https://www.tngdigital.com.my/tngd-json/how-to-activate-business-account-stepper/) - [How to leave a review stepper](https://www.tngdigital.com.my/tngd-json/how-to-leave-a-review-stepper/) - [How to get cashback stepper](https://www.tngdigital.com.my/tngd-json/how-to-get-cashback-stepper/) - [How to find restaurants stepper](https://www.tngdigital.com.my/tngd-json/how-to-find-restaurants-stepper/) - [Lump sum cash-in stepper](https://www.tngdigital.com.my/tngd-json/lump-sum-cash-in-stepper/) - [Monthly cash-in stepper](https://www.tngdigital.com.my/tngd-json/monthly-cash-in-stepper/) - [Med insure stepper](https://www.tngdigital.com.my/tngd-json/med-insure-stepper/) - [stepper gift receiving](https://www.tngdigital.com.my/tngd-json/stepper-gift-receiving/) - [How to access money packet leaderboard](https://www.tngdigital.com.my/tngd-json/how-to-access-money-packet-leaderboard/) - [How to receive money packet](https://www.tngdigital.com.my/tngd-json/how-to-receive-money-packet/) - [How to create money packet](https://www.tngdigital.com.my/tngd-json/how-to-create-money-packet/) - [stepper-gift-sending](https://www.tngdigital.com.my/tngd-json/stepper-gift-sending/) - [How to transfer](https://www.tngdigital.com.my/tngd-json/how-to-transfer/) - [How to hunt for Cashback Packet](https://www.tngdigital.com.my/tngd-json/how-to-hunt-for-cashback-packet/) - [How to apply for BizCash](https://www.tngdigital.com.my/tngd-json/apply-bizcash/) - [Goyang-goyang view voucher](https://www.tngdigital.com.my/tngd-json/goyang-goyang-view-voucher/) - [How to redeem point](https://www.tngdigital.com.my/tngd-json/how-to-redeem-point/) - [How to join our loyalty program](https://www.tngdigital.com.my/tngd-json/how-to-join-our-loyalty-program/) - [pay-with-your-qr](https://www.tngdigital.com.my/tngd-json/pay-with-your-qr/) - [scan-merchants-qr-to-pay](https://www.tngdigital.com.my/tngd-json/scan-merchants-qr-to-pay/) - [remittance-how-to-receive](https://www.tngdigital.com.my/tngd-json/remittance-how-to-receive/) - [remittance-how-to-transfer](https://www.tngdigital.com.my/tngd-json/remittance-how-to-transfer/) ## TNGD JSON USP - [GOtravel – One eWallet to power your adventures](https://www.tngdigital.com.my/tngd-json-usp/gotravel-one-ewallet-to-power-your-adventures/) - [GOTravel_why](https://www.tngdigital.com.my/tngd-json-usp/gotravel_why/) - [GOfinance makes money management a breeze](https://www.tngdigital.com.my/tngd-json-usp/gofinance/) - [sample](https://www.tngdigital.com.my/tngd-json-usp/your_sample_json_here/)