Principal: GOTitan Campaign 2026 FAQs

Frequently Asked Questions

Principal GOTITAN 2026 Campaign FAQs

 

Campaign at a glance
Campaign Period 27 October 2026 to 30 November 2026, inclusive.
How to qualify Use promo code GOTITAN and qualify through either of the following options:

 

·        One-time Cash In: Make a single Cash In of at least RM1,000 into a Participating Fund by 30 November 2026 at 11:59 p.m. The Holding Period starts on the date of your first qualifying Cash In.

·        Auto Cash-In: Set up an Auto Cash-In of at least RM1,000 into a Participating Fund during the Campaign Period. Complete the first successful Auto Cash-In by 31 December 2026 at 11:59 p.m. The Holding Period starts on the date the first qualifying Auto Cash-In is successfully completed.

For either option, do not make any Cash Out or redemption from your Principal “Invest” account during the Holding Period, which ends on 28 February 2027 at 11:59 p.m.
Campaign Reward Receive a reward equivalent to 50% of the net sales charge paid on your qualifying Cash In transactions for each Participating Fund. The reward will be calculated to the nearest sen and credited as additional units of the same fund by 31 March 2027.

All rewards are subjected to:

·        The Campaign’s total reward allocation of RM100,000; and

·        The Campaign Terms and Conditions.

 

1. What does this Campaign offer?

If you meet all Campaign requirements, you will receive a Campaign Reward worth 50% of the net sales charge paid on qualifying Cash In transactions made through the Principal “Invest” feature.

2. When is the Campaign?

The Campaign runs from 27 October 2026 to 30 November 2026, (both dates inclusive).

3. Who can participate?

The Campaign is open to TNG eWallet users who qualify through either the One-Time Cash In or Auto Cash-In option described in FAQ 5. Only investments made through the Principal “Invest” feature are eligible. Investments made through other Principal channels or features will not qualify for this Campaign.

4. Which funds are eligible?

You may invest in any of the following Participating Funds:

  • Principal Asia Titans Fund (Class D)
  • Principal Global Titans Fund (Class D)
  • Principal Malaysia Titans Fund (Class D)

5. How do I qualify for the Campaign Reward?

To qualify for the Campaign Reward, you must meet ALL the requirements below.

  1. Use promo code GOTITAN when making your Cash In or when activating Auto Cash-In into a Participating Fund.
  2. Meet either of the following investment requirements:
    • One-time Cash In: Make a single Cash In of at least RM1,000 into a Participating Fund during the Campaign Period and no later than 30 November 2026 at 11:59 p.m.; or
    • Auto Cash-In: Activate Auto Cash-In of at least RM1,000 into a Participating Fund during the Campaign Period and successfully complete the first Auto Cash-In by 31 December 2026 at 11:59 p.m.
  3. Make no Cash Out or redemption from your Principal “Invest” account during the Holding Period. For a one-time Cash In, the Holding Period starts on the date of your first qualifying Cash In. For Auto Cash-In, it starts on the date the first qualifying Auto Cash-In is successfully completed. In both cases, the Holding Period ends on 28 February 2027 at 11:59 p.m.

Any Cash Out or redemption during the Holding Period will disqualify you from receiving the Campaign Reward.

6. How is the Campaign Reward calculated?

The Campaign Reward is 50% of the total net sales charge paid on qualifying Cash In transactions. If you invest in more than one Participating Fund, the Campaign Reward is calculated separately for each Participating Fund. Each amount is rounded to the nearest sen. You must also meet the Holding Period requirement.

Net Sales Charge = Invested Amount × 1.5% ÷ [1 + 1.5% + (1.5% × 8% SST)]

Example for an RM1,000 investment

Net Sales Charge = RM1,000 × 1.5% ÷ 1.0162 = RM14.76

Campaign Reward = RM14.76 × 50% = RM7.38

Illustration

Assumption: Each scenario below assumes that all qualifying Cash In transactions are made into the same Participating Fund through the Principal “Invest” feature and that promo code GOTITAN is used as required.

Scenario Key transaction timeline Total net sales charge Holding Period test Outcome
A. Multiple qualifying Cash In transactions 29 October 2026: First qualifying Cash In of RM2,000 using promo code GOTITAN.
30 November 2026: Further qualifying Cash In of RM10,000.
Total qualifying Cash In: RM12,000.		 RM177.13
RM29.52 + RM147.61		 Passed.
The Holding Period runs from 29 October 2026 to 28 February 2027 at 11:59 p.m. No Cash Out or redemption is made during this period.		 Eligible
Campaign Reward: RM88.57
B. Cash Out during the Holding Period 30 October 2026: First qualifying Cash In of RM30,000 using promo code GOTITAN.
25 November 2026: Cash Out of RM7,000.		 RM442.83 Failed.
The Cash Out is made during the Holding Period, which starts on 30 October 2026.		 Not eligible
No Campaign Reward.
C. Cash Out before qualification 27 October 2026: Cash Out of RM5,000 before the participant first qualifies for the Campaign.
25 November 2026: First qualifying Cash In of RM10,000 using promo code GOTITAN.		 RM147.61 Passed.
The Holding Period starts on 25 November 2026. The earlier Cash Out falls outside the Holding Period, and no Cash Out or redemption is made before 28 February 2027 at 11:59 p.m.		 Eligible
Campaign Reward: RM73.81
D. Cash Out after the Holding Period 30 October 2026: First qualifying Cash In of RM30,000 using promo code GOTITAN.
3 March 2027: Cash Out of RM7,000.		 RM442.83 Passed.
No Cash Out or redemption is made from 30 October 2026 to 28 February 2027 at 11:59 p.m. The Cash Out occurs after the Holding Period.		 Eligible
Campaign Reward: RM221.42
E. Partial Cash Out during the Holding Period 30 October 2026: First qualifying Cash In of RM1,000 using promo code GOTITAN.
10 November 2026: Further qualifying Cash In of RM5,000.
15 December 2026: Cash Out of RM1,000.
Total qualifying Cash In: RM6,000.		 RM88.56
RM14.76 + RM73.80		 Failed.
The partial Cash Out is made during the Holding Period, which starts on 30 October 2026.		 Not eligible
No Campaign Reward.
F. Auto Cash-In 20 November 2026: Auto Cash-In of RM1,000 is activated during the Campaign Period using promo code GOTITAN.
2 December 2026: First qualifying Auto Cash-In of RM1,000 is successfully completed.		 RM14.76 Passed.
The Holding Period starts on 2 December 2026. No Cash Out or redemption is made before 28 February 2027 at 11:59 p.m.		 Eligible
Campaign Reward: RM7.38

 

7. Can I make a Cash Out or redemption during the Holding Period?

No. For a one-time Cash In, your Holding Period starts on the date of your first qualifying Cash In. For Auto Cash-In, it starts on the date the first qualifying Auto Cash-In is successfully completed. In both cases, the Holding Period ends on 28 February 2027 at 11:59 p.m.

You must not make any Cash Out or redemption from your Principal “Invest” account during the Holding Period. Otherwise, you will be disqualified from receiving the Campaign Reward.

8. Is there a limit on qualifying Cash In transactions or the Campaign Reward?

There is no individual limit on the number of qualifying Cash In transactions, the total amount invested, or the Campaign Reward payable to an eligible participant.

All Campaign Rewards are subject to the total Campaign Reward allocation of RM100,000 and the allocation basis stated in the Campaign Terms and Conditions. No further Campaign Rewards will be awarded once the allocation has been fully utilised.

9. How will I receive the Campaign Reward?

The Campaign Reward will be credited as additional fund units into the Participating Fund linked to each qualifying Cash In transaction by 31 March 2027, subject to your fulfilment of all Campaign requirements. If you have qualifying transactions in more than one Participating Fund, the relevant Campaign Reward will be credited separately into each Participating Fund.

10. What happens if I close my account or exercise my cooling-off right?

Before the Campaign Reward is credited:

  • If you close your TNG eWallet account or Principal “Invest” account, you will be disqualified from the Campaign and will not receive any Campaign Reward.
  • If you exercise a cooling-off right for a qualifying Cash In transaction, that transaction will be excluded from the Campaign Reward calculation. If no qualifying Cash In transaction remains, you will not receive any Campaign Reward.

11. Can I participate in other promotions at the same time?

Yes. You may participate in other promotions or campaigns organised by Principal or TNG Digital during the Campaign Period, subject to their respective terms and conditions.

These FAQs must be read together with the Campaign Terms and Conditions. If there is any inconsistency, the Campaign Terms and Conditions will prevail.