Principal: GOTitan Campaign 2026 T&Cs

Terms & Conditions

Principal GOTITAN 2026 Promotion (“Campaign”)
Terms and Conditions

 

  1. The Campaign is organised by TNG Digital Sdn Bhd (201701042478) (“TNG Digital”) and Principal Asset Management Berhad (199401018399 (304078-K)) (“Principal”).
  2. The Campaign begins on 27 October 2026 and ends on 30 November 2026, both dates inclusive (“Campaign Period”).

Eligibility

  1. The Campaign is open to TNG eWallet users who participate through the Principal “Invest” feature and satisfy either the one-time Cash In route or the Auto Cash-In route set out in Clause 7 (“Eligible Participant”). Investments made through any other Principal channel or feature are not eligible.
  2. Eligible Participants may Cash In into one or more of the following participating funds:

a. Principal Asia Titans Fund (Class D)

b. Principal Global Titans Fund (Class D)

c. Principal Malaysia Titans Fund (Class D)

(“Eligible Product”).

  1. Eligible Participants who satisfy these Terms and Conditions will be entitled to the Campaign Reward described under Campaign Rewards and Mechanics below.

Campaign Rewards and Mechanics

  1. Subject to these Terms and Conditions, an Eligible Participant who fulfils Clauses 3, 4 and 7 will receive a Campaign Reward equal to fifty per cent (50%) of the total net sales charge paid on Qualifying Cash In Transactions in each Eligible Product (“Campaign Reward”). A “Qualifying Cash In Transaction” means: (a) a successful Cash In into an Eligible Product through the Principal “Invest” feature during the Campaign Period for which promo code GOTITAN is successfully applied, provided that the Eligible Participant has made at least one single Cash In of RM1,000.00 or more into that Eligible Product during the Campaign Period; or (b) the first successful Auto Cash-In completed in accordance with Clause 7(b)(ii). Rejected, cancelled, reversed, refunded, unsuccessful or unpaid transactions are not Qualifying Cash In Transactions. The Campaign Reward for each Eligible Product will be calculated separately in accordance with Clause 8.
  2. To qualify for the Campaign Reward, an Eligible Participant must fulfil all of the following requirements:
    1. Use promo code GOTITAN. The promo code must be successfully applied to every Cash In transaction for which a Campaign Reward is claimed. For the Auto Cash-In route, the promo code must be successfully applied when Auto Cash-In is activated.
    2. Meet either of the following investment requirements:
      1. One-time Cash In: make a single Cash In of at least Ringgit Malaysia One Thousand (RM1,000.00) into an Eligible Product during the Campaign Period and no later than 30 November 2026 at 11:59 p.m.; or
      2. Auto Cash-In: activate Auto Cash-In of at least Ringgit Malaysia One Thousand (RM1,000.00) into an Eligible Product during the Campaign Period and successfully complete the first Auto Cash-In no later than 31 December 2026 at 11:59 p.m. Only that first successful Auto Cash-In will be treated as a Qualifying Cash In Transaction under the Auto Cash-In route; subsequent recurring Auto Cash-In transactions will not qualify for a Campaign Reward.
    3. Make no Cash Out or redemption from the Eligible Participant’s Principal “Invest” account during the Holding Period. For the one-time Cash In route, the Holding Period begins on the date of the first Qualifying Cash In Transaction. For the Auto Cash-In route, it begins on the date the first qualifying Auto Cash-In is successfully completed. Where an Eligible Participant qualifies under both routes, the Holding Period begins on the earlier of those dates. In every case, the Holding Period ends on 28 February 2027 at 11:59 p.m. Any Cash Out or redemption from any fund or investment held through the Principal “Invest” account during the Holding Period will disqualify the Eligible Participant, whether or not it relates to an Eligible Product or a Qualifying Cash In Transaction. A valid exercise of a statutory or contractual cooling-off right is governed solely by Clause 10 and will not, by itself, constitute a Cash Out or redemption under this Clause 7(c).
    4. There is no individual limit on the number of Qualifying Cash In Transactions, the total amount invested or the Campaign Reward payable, subject always to the total Campaign Reward allocation of RM100,000.
  1. The net sales charge and Campaign Reward will be calculated transaction by transaction. The net sales charge for each Qualifying Cash In Transaction will be calculated using the formula below and rounded to the nearest sen. Fifty per cent (50%) of each rounded net sales charge will then be calculated, and the resulting Campaign Reward amounts will be aggregated by Eligible Product and rounded to the nearest sen. The formula reflects a 1.5% sales charge and 8% SST. If either rate changes by law, the legally applicable rate at the time of the relevant transaction will apply and the formula will be adjusted accordingly.

 

Net Sales Charge = Invested Amount × 1.5% ÷ [1 + 1.5% + (1.5% × 8% SST)]

For an RM1,000 qualifying Cash In, the net sales charge is RM14.76 and the Campaign Reward is RM7.38.

Illustration

Scenario Transaction timeline Holding Period test Outcome
A. Multiple Qualifying Cash In Transactions 29 October 2026: RM2,000 Cash In using promo code GOTITAN.
30 November 2026: further RM10,000 Cash In using promo code GOTITAN.
Total Qualifying Cash In Transactions: RM12,000.
Total net sales charge: RM177.13.		 Passed. No Cash Out or redemption is made from 29 October 2026 to 28 February 2027 at 11:59 p.m. Eligible.
Campaign Reward: RM88.57.
B. Cash Out during the Holding Period 30 October 2026: RM30,000 Cash In using promo code GOTITAN.
25 November 2026: RM7,000 Cash Out.		 Failed. The Cash Out occurs after the Holding Period begins on 30 October 2026. Not eligible.
C. Cash Out before qualification 27 October 2026: RM5,000 Cash Out.
25 November 2026: first Qualifying Cash In Transaction of RM10,000 using promo code GOTITAN.		 Passed. The Holding Period begins on 25 November 2026, and no Cash Out or redemption is made during it. Eligible.
Campaign Reward: RM73.81.
D. Partial Cash Out during the Holding Period 30 October 2026: RM1,000 Cash In using promo code GOTITAN.
10 November 2026: further RM5,000 Cash In using promo code GOTITAN.
15 December 2026: RM1,000 Cash Out.		 Failed. Any Cash Out during the Holding Period results in disqualification. Not eligible.
E. Auto Cash-In 20 November 2026: Auto Cash-In of RM1,000 activated using promo code GOTITAN.
2 December 2026: first Auto Cash-In successfully completed.
Net sales charge: RM14.76.		 Passed. No Cash Out or redemption is made from 2 December 2026 to 28 February 2027 at 11:59 p.m. Eligible.
Campaign Reward: RM7.38.

 

Other Campaign Terms and Conditions

  1. The Campaign Reward will be credited as additional fund units into the Eligible Product linked to each Qualifying Cash In Transaction no later than 31 March 2027 (“Reward Distribution Date”), subject to fulfilment of all Campaign requirements. Reward units will be issued using the applicable net asset value per unit at the next available valuation point determined under the relevant Eligible Product’s constitutive and disclosure documents and normal transaction-processing rules. If an Eligible Participant has Qualifying Cash In Transactions in more than one Eligible Product, the relevant Campaign Reward will be calculated and credited separately into each Eligible Product. The TNG eWallet account and Principal “Invest” account must remain active and in good standing until the Campaign Reward is credited.
  2. If, before the Campaign Reward is credited, an Eligible Participant closes their TNG eWallet account or Principal “Invest” account, or either account ceases to be active and in good standing, the Eligible Participant will be disqualified and will not receive any Campaign Reward. If an Eligible Participant validly exercises a cooling-off right for a Qualifying Cash In Transaction, that transaction alone will be excluded from the Campaign Reward calculation and will not constitute a Cash Out or redemption under Clause 7(c). If no Qualifying Cash In Transaction remains, the Eligible Participant will not receive any Campaign Reward.
  3. All Campaign Rewards are subject to a total allocation of RM100,000. Subject to final eligibility verification after the Holding Period, the allocation will be applied on a first-come, first-served basis according to the date and time at which each Qualifying Cash In Transaction is successfully recorded in Principal’s system. If the remaining allocation is insufficient to pay the full Campaign Reward attributable to the final eligible transaction, only the remaining amount will be awarded for that transaction. No further Campaign Reward will be awarded once the allocation is fully utilised. The system records of Principal and TNG Digital will determine transaction status, date and time, subject to manifest error.
  4. Eligible Participants may participate concurrently in other promotions or campaigns organised by Principal or TNG Digital during the Campaign Period, subject to the respective terms and conditions of those promotions or campaigns.
  5. Any collection, use, disclosure or other processing of an Eligible Participant’s personal data in connection with the Campaign will be carried out by TNG Digital and Principal in accordance with applicable laws and their respective privacy notices.
  6. Each Eligible Participant is responsible for any tax, levy, government fee or other charge that may be imposed under applicable laws in connection with the Campaign Reward.
  7. TNG Digital may withhold any benefit under this Campaign, after giving prior notice, if an Eligible Participant is found to have breached the applicable TNG eWallet user terms and conditions.
  8. TNG Digital and Principal may alter, shorten, cancel, suspend or terminate the Campaign, in whole or in part, or vary these Terms and Conditions by giving written notice through their respective websites or social media platforms. Any amendment, suspension or termination will not prejudice an Eligible Participant’s entitlement arising from a Qualifying Cash In Transaction completed before its effective date, except where required by law or a regulatory authority, or reasonably necessary for fraud prevention, system integrity or circumstances beyond the reasonable control of TNG Digital or Principal.
  9. TNG Digital and Principal may disqualify or reject any Eligible Participant who does not comply with these Terms and Conditions or who is found or reasonably suspected to have tampered with the Campaign, its processes or its operation. Tampering includes fraudulent conduct, deceit, deception or cheating in connection with the Campaign.
  10. To the fullest extent permitted by law, TNG Digital and Principal will not be liable for any indirect, incidental, consequential or special loss arising from participation in the Campaign. Nothing in these Terms and Conditions excludes or limits liability for fraud, wilful misconduct, negligence, breach of statutory duty, or any liability that cannot lawfully be excluded or limited, and nothing affects an Eligible Participant’s non-excludable statutory rights.
  11. These Terms and Conditions are further subject to TNG Digital’s General Campaign Terms and Conditions available at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/, the applicable Principal “Invest” terms, and the constitutive and disclosure documents for each Eligible Product. If there is any inconsistency relating specifically to this Campaign, these Terms and Conditions will prevail over the Campaign FAQ and TNG Digital’s General Campaign Terms and Conditions. The applicable Principal “Invest” terms and the relevant Eligible Product’s constitutive and disclosure documents will prevail in relation to investment processing, valuation, cooling-off rights, fund operation and regulatory matters.
  12. These Terms and Conditions shall be governed by the laws of Malaysia.
  13. If there is any inconsistency, discrepancy or conflict between the English and Bahasa Malaysia versions of these Terms and Conditions, the English version shall prevail.
  14. Please visit https://www.touchngo.com.my for more information or enquiries about this Campaign.