2026 Principal Malaysia Fund Special Promotion (“Campaign”)

Terms & Conditions

  1. The Campaign is organised by TNG Digital Sdn Bhd (201701042478) (“TNG Digital”) and Principal Asset Management Berhad (199401018399 (304078-K) (“Principal”).
  2. The Campaign begins on 31st August 2026 to 30th September 2026, both dates inclusive (“Campaign Period”).

Eligibility

  1. The Campaign is open to all Investment – Principal users who perform a Cash In in to their Principal – “Invest” account only, made available on the Investment tile of TNG eWallet, during the Campaign Period (“Eligible Participant”).
  2. Eligible Participants can Cash In into any one (1) of the following products:
    1. Principal Malaysia Titans Fund (Class D)
    2. Principal Lifetime Balanced Income Fund (Class D)
    3. Principal Islamic Enhanced Opportunities Fund (Class D)
      (“Eligible Product”).
  3. Eligible Participants will be entitled to the Sales Charge Rebate as set out in the Campaign Rewards and Mechanics below (“Campaign Rewards”).

 

Campaign Rewards and Mechanics

  1. Subject to the terms and conditions stated herein, the Eligible Participants who satisfy the conditions stated in Clause 3, 4 and 7 will be entitled to a 69% Sales Charge Rebate (“Sales Charge Rebate”) on the Sales amount from the Eligible Account throughout the Campaign Period.
  2. To be eligible for the Sales Charge Rebate on the sales amount, the Eligible Participants are required to fulfil all of the following requirements:
    1. The Eligible Participant must key in “MALAYSIA” in the promo code field of Principal – “Invest” feature account whenever a single cash in is performed within the Campaign Period.
    2. The Eligible Participant must:
      1. Perform a minimum cash in of Ringgit Malaysia One Thousand (RM1,000.00) either in a single transaction into their Principal – “Invest” feature account and/or by subscribing to the “Auto Cash-In” feature during the Campaign Period;
      2. The Cash In must be successfully completed within the Campaign Period. For “Auto Cash-In” Subscription must be activated during the Campaign Period, and the corresponding Auto Cash-In transaction must be successfully completed during the Campaign Period or the Post-Campaign Period, as applicable.
    3. The Eligible Participant must maintain the subscription in their Principal – “Invest” feature account for a holding period of ninety (90) days from the last day of the Campaign Period, i.e. from 1st Oct 2026, 12:00 AM to 29th Dec 2026, 11.59pm (“Post Campaign Period”). The Eligible Participant shall not be entitled to Sales Charge Rebate if any redemption is performed during the Post Campaign Period.
    4. The Sales Charge Rebate will be calculated based on the sales amount in the Eligible Participant’s Principal – Invest account last recorded as at the last day of the Campaign Period, i.e. 30th September 2026 11.59 PM.
    5. Each Eligible Participant who fulfils all the criteria stated in Clause 3, 4 and 8 herein is entitled to receive the Sales Charge Rebate, with no individual rebate cap, subject to the Campaign’s total rebate cap of RM100,000.
  3. Illustration:

Participant Transaction(s) Campaign Reward Entitled
A
Transaction Date Transaction Type Transaction Amount (RM) Cumulative Transaction Amount (RM) Sales Charge Rate Sales Charge Amount (RM)
9 Sept 2026 Open new account & Cash In 2,000 2,000 1.5% 30
15 Sept 2026 Cash In 10,000 12,000 1.5% 150
Total Sales and Sales charge amount (RM) at end of Campaign Period 12,000 1.5% 180
No cash-out during Post-Campaign Period.

Entitled for 69% Sales Charge Rebate on RM180.00.

Total rebate amount is RM124.20 shall be credited in the form of fund units
B
Transaction Date Transaction Type Transaction Amount (RM) Cumulative Transaction Amount (RM) Sales Charge Rate Sales Charge Amount (RM)
31 Aug 2026 Cash In 30,000 30,000 1.5% 450
25 Sept 2026 Cash In 7,000 37,000 1.5% 105
Total Sales and Sales charge amount (RM) at end of Campaign Period 37,000 1.5% 555
No cash-out during Post-Campaign Period.

Entitled for 69% Sales Charge Rebate on RM555.00
Total rebate amount is RM382.95 shall be credited in the form of fund units
C
Transaction Date Transaction Type Transaction Amount (RM) Cumulative Transaction Amount (RM) Sales Charge Rate Sales Charge Amount (RM)
31 Aug 2026 Cash In 1,000 1,000 1.5% 15
10 Sept 2026 Cash In 2,000 3,000 1.5% 30
Total Sales and Sales charge amount (RM) at end of Campaign Period 3,000 1.5% 45
Post Campaign Period
15 Sept 2026 Cash Out (1,000) N/A
Performed cash-out during Post-Campaign Period.

Not entitled for Sales Charge Rebate for Participant C; performed cash out/redemption during Post-Campaign Period
D
Transaction Date Transaction Type Transaction Amount (RM) Cumulative Transaction Amount (RM) Sales Charge Rate Sales Charge Amount (RM)
15 Sept 2026 Cash In 10,000 10,000 1.5% 150
20 Sept 2026 New Auto Cash In enrollment on every 2nd of the month 1,000 – – –
Post Campaign Period
2 Oct 2026 Auto Cash In Transaction Successfully Completed 1,000 1,000 1.5% 15
Total Sales and Sales charge amount (RM) at end of Campaign Period 11,000 1.5% 165
No cash-out during Post-Campaign Period.

Entitled for 69% Sales Charge Rebate on RM165.00.

Total rebate amount is RM113.85 shall be credited in the form of fund units

 

Other Campaign Terms and Conditions

  1. Campaign Reward will be in the form of fund units into the Eligible Participant’s Principal Invest account under the respective fund invested by the Eligible Participant
    within 60 days after Post Campaign Period (“Reward Distribution Date”); i.e. by 26th Feb 2027.
  2. If the Eligible Participant closes their TNG eWallet account or Principal – Invest account or exercises their right to cooling off prior to the Reward Distribution Date, the Eligible Participant shall be automatically disqualified from this Campaign and shall not be entitled to the Campaign Reward.
  3. For the avoidance of any doubt, Eligible Participant will not be entitled to the Campaign Reward, if the Amount Capped as defined below is fully allocated or utilized.
  4. TNGD and Principal reserve the right to substitute the gift with that of a similar value at any time with prior notice.
  5. Eligible Participants are entitled to participate concurrently in other promotions or campaigns organised by Principal or TNGD during the Campaign Period.
  6. By participating in this Campaign, Users agree to allow TNGD and Principal the right to use names, private details and photographs of the Users and/or Winners, for marketing, advertising and publicity purposes, in accordance with applicable laws without any cost or compensation.
  7. All Users and/or Winners shall be personally liable for all taxes, rates, government fees or any other charges that may be levied against them under the applicable laws in relation to the prizes and this Campaign.
  8. TNGD shall be entitled to withhold any benefits pursuant to this Campaign, with prior notice to the Users if the Users are found to have been in breach of any TNGD’s Users Terms and Conditions which can be found at https://www.tngdigital.com.my/assets/images/user-tnc.pdf.
  9. TNGD and Principal reserve the right, at any time, to alter, shorten, cancel, suspend or terminate this Campaign earlier in whole or in part, or to vary, delete, or add any Terms and Conditions herein anytime by giving written notice through the TNGD and Principal websites or social media platforms owned by TNGD and Principal, respectively.
  10. TNGD and Principal reserve the right to disqualify/reject any Users who do not comply with these terms and conditions stated herein and/or are found or suspected to be tampering with this Campaign and/or its process or the operations of this Campaign. Tampering shall include fraudulent activities involving any act of deceit and/or deception and/or cheating with regards to this Campaign.
  11. TNGD and Principal shall not be responsible or liable for any losses howsoever arising or suffered by the Users whether arising directly or indirectly from the Users’ participation in this Campaign or otherwise.
  12. These Terms and Conditions shall be further subject to the TNGD’s General Terms and Conditions which can be found at https://www.tngdigital.com.my/tnc/general-campaign-terms-and-conditions.
  13. These Terms and Conditions shall be governed by the laws of Malaysia.
  14. In the event of any inconsistencies, discrepancies or conflicts between the English version and the Bahasa Malaysia version of these Terms and Conditions, the English version of these Terms and Conditions shall prevail.
  15. Please visit https://www.tngdigital.com.my for more information or inquiries relating to this Campaign.