Nepal Festive Remittance Campaign 2026

General

1. This Campaign is organized by TNG Digital Remittance Sdn. Bhd. (“TNGDR”).

2. The Campaign will be conducted across the following three campaign periods (each an “Applicable Campaign Period”):

a. Campaign I: 16 August 2026 to 15 September 2026, both dates inclusive;
b. Campaign II: 1 October 2026 to 30 November 2026, both dates inclusive; and
c. Campaign III: 1 December 2026 to 31 December 2026, both dates inclusive.

3. The Campaign is open to eligible new TNG Remittance users who successfully complete their first remittance transaction to Nepal during the relevant Applicable Campaign Period (“Eligible User”).

4. For the purposes of this Campaign, a “new TNG Remittance user” means a user who has not successfully completed any remittance transaction via TNG Remittance prior to the start of the relevant Applicable Campaign Period.

5. Eligible Users may qualify for the following TNGDR rewards, subject to these Terms & Conditions:

a. RM200 Weekly Cash Prize; and
b. 12-Month Free Service Charge Reward.

 

A. RM200 Weekly Cash Prize

6. Each Eligible User who successfully completes their first remittance transaction to Nepal during an Applicable Campaign Period will automatically qualify for the RM200 Weekly Cash Prize lucky draw for the applicable weekly draw period.

7. Each successful remittance transaction to Nepal completed by an Eligible User during the applicable weekly draw period shall qualify as one (1) lucky draw entry.

8. Eligible Users who complete more successful remittance transactions during the applicable weekly draw period will receive additional lucky draw entries and therefore have more chances of winning.

9. One (1) winner will be selected for each weekly draw period and will receive an RM200 cash prize (“Weekly Cash Prize”).

10. The number of weekly lucky draws under the Campaign will be as follows:

Applicable Campaign Period	Number of Weekly Draws	Weekly Prize
Campaign I: 16 Aug – 15 Sep 2026	5	RM200 per winner
Campaign II: 1 Oct – 30 Nov 2026	9	RM200 per winner
Campaign III: 1 Dec – 31 Dec 2026	5	RM200 per winner
Total	19 winners	RM3,800 total

11. The applicable weekly draw periods shall be determined by TNGDR based on the Campaign schedule and TNGDR’s system records.

12. Winners will be selected through a lucky draw conducted by TNGDR from all eligible entries recorded during the applicable weekly draw period.

13. The RM200 Weekly Cash Prize will be credited directly into the winner’s registered TNG eWallet within fourteen (14) working days following the applicable weekly draw period, subject to successful verification of the winner’s eligibility.

14. The Weekly Cash Prize:

a. is limited to RM200 for each winning entry;
b. will be credited only into the registered TNG eWallet account of the selected winner;
c. is not transferable to another person or TNG eWallet account; and
d. is subject to verification by TNGDR prior to fulfilment.

15. Only successful remittance transactions to Nepal will qualify as lucky draw entries. Transactions that are cancelled, refunded, reversed or otherwise unsuccessful will not qualify.

 

B. 12-Month Free Service Charge Reward

16. In addition to the Weekly Cash Prize, Eligible Users will also be eligible for the 12-Month Free Service Charge Reward during the relevant Applicable Campaign Period.

17. For each Applicable Campaign Period, the Eligible User with the highest cumulative successful remittance amount to Nepal during that Applicable Campaign Period will be selected as the winner of the 12-Month Free Service Charge Reward (“Service Charge Winner”).

18. An Eligible User’s cumulative remittance amount will comprise all successful remittance transactions to Nepal completed by that Eligible User during the relevant Applicable Campaign Period, beginning with the Eligible User’s qualifying first remittance transaction.

19. Only successful remittance transactions completed within the relevant Applicable Campaign Period will be counted towards the cumulative remittance amount. Transactions that are cancelled, refunded, reversed or otherwise unsuccessful will not be counted.

20. In the event that two (2) or more Eligible Users record the same highest cumulative successful remittance amount during an Applicable Campaign Period, the Service Charge Winner will be determined through a lucky draw among the tied Eligible Users.

21. One (1) Service Charge Winner will be selected for each Applicable Campaign Period, resulting in a maximum of three (3) Service Charge Winners throughout the Campaign.

 

12-Use Transfer Fee Waiver Promo Code

22. Each Service Charge Winner will receive one (1) promotional code (“Promo Code”) entitling the Winner to a maximum of twelve (12) successful remittance transactions with zero (0) TNGDR transfer fee via TNG Remittance (“Reward”).

23. The Reward:

a. is valid for a period of twelve (12) months from the date determined and communicated by TNGDR following successful verification of the Winner;
b. may be used for up to twelve (12) successful remittance transactions only, and each successful remittance transaction using the Promo Code shall count as one (1) use;
c. does not entitle the Winner to unlimited fee waivers during the twelve (12)-month validity period;
d. applies only to the transfer fee imposed by TNGDR and does not include foreign exchange rates, margins, third-party charges or any other applicable fees or charges;
e. is personal to the Winner and may only be utilised through the Winner’s registered TNG eWallet account;
f. is non-transferable, non-exchangeable and not redeemable for cash or any other benefit; and
g. will be deemed fully utilised once twelve (12) successful remittance transactions have been completed using the Promo Code or upon expiry of the twelve (12)-month validity period, whichever occurs earlier.

 

Winner Announcement and Fulfilment

24. The Service Charge Winner for each Applicable Campaign Period will be announced on the applicable campaign promotional page on the TNG Digital website within fourteen (14) days after the end of the relevant Applicable Campaign Period.

25. Following the announcement, the Service Charge Winner may be contacted by TNGDR and/or eSewa Money Transfer for verification and fulfilment of the Service Charge Reward.

26. The Service Charge Winner may be contacted through telephone, WhatsApp and/or email using the contact details available to TNGDR and/or eSewa Money Transfer, where applicable.

27. If a selected Service Charge Winner:

a. cannot be contacted after three (3) reasonable contact attempts;
b. fails to respond within the timeframe communicated by TNGDR and/or eSewa Money Transfer;
c. fails to provide information reasonably required for verification or fulfilment; or
d. is subsequently determined to be ineligible,

the selected Service Charge Winner shall forfeit the Reward and TNGDR reserves the right to award the Reward to the next Eligible User with the next highest cumulative successful remittance amount for the relevant Applicable Campaign Period.

28. Where two (2) or more replacement Eligible Users have the same cumulative successful remittance amount, TNGDR reserves the right to conduct a lucky draw among those tied Eligible Users to determine the replacement Service Charge Winner.

 

C. eSewa Beneficiary-Side Promotions

29. Any beneficiary-side promotion, reward or benefit offered by eSewa Money Transfer and/or eSewa in Nepal during Campaign I, Campaign II and/or Campaign III is administered separately and shall be subject solely to eSewa Money Transfer’s and/or eSewa’s applicable campaign terms and conditions. TNGDR shall not be responsible for the administration, winner selection, fulfilment, disputes, claims or any other matters arising from such beneficiary-side promotions.

 

D. General Campaign Conditions

30. TNGDR reserves the right to verify all qualifying transactions and the eligibility of all selected winners prior to fulfilment of any Reward.

31. TNGDR’s records and systems shall be final and conclusive for the purposes of determining:

a. Eligible Users;
b. successful remittance transactions;
c. weekly lucky draw entries;
d. cumulative remittance amounts;
e. winner eligibility;
f. user rankings; and
g. Reward entitlement.

32. TNGDR reserves the right to disqualify any participant, transaction or winner where TNGDR determines that there has been fraudulent, abusive, duplicated, manipulated or suspicious activity, or any activity otherwise inconsistent with the intent of this Campaign.

33. TNGDR reserves the right to withhold, revoke or recover any Reward where a participant or winner is subsequently found to have breached these Terms & Conditions or the applicable TNG Digital User Terms & Conditions.

34. TNGDR reserves the right to amend, shorten, extend, suspend or terminate this Campaign at any time with prior notice.

35. Participation in this Campaign is further subject to:

a. TNG Digital’s applicable User Terms & Conditions; and
b. TNG Digital’s General Promotion Terms & Conditions.