SAVE is a Shariah-compliant money saving feature built into TNG eWallet that helps you set money aside separately from your everyday spending balance. Your savings are invested in the Principal Islamic Money Market Fund, with projected returns of up to 3.3% p.a. Start from just RM10, withdraw anytime and enjoy the flexibility of having no lock-in period.
Why choose SAVE to grow your savings?
Keep savings separate
Set money aside from your eWallet balance, so you’re less likely to spend it.
Start from RM10, save without limits
Start from just RM10 and add more anytime, with no maximum balance limit
Two ways to save
Set up automatic monthly savings or cash-in money anytime when you have
How SAVE helps you build better saving habits
| Instead of... | SAVE helps you |
|---|---|
| Leaving money in your spending balance | Keep savings separate |
| Waiting until month end | Save regularly every month |
| Needing a large amount to start | Begin from RM10 |
| Opening another savings account | Save inside TNG eWallet |
Choose how you want to save
Whether you're saving every payday or investing spare cash you've already set aside, SAVE gives you two flexible ways to reach your financial goals.
Monthly cash-in
- You prefer setting aside money every month
- You like having a clear savings plan and timeline
- You're saving towards a specific goal
Lump sum cash-in
- You already have funds to set aside
- You prefer the flexibility to cash out anytime
- You want your money to grow quietly in the background
SAVE vs other saving options in Malaysia
| Option | Returns range | Entry amount & limits | Access to funds | Best for |
|---|---|---|---|---|
| Save (TNG eWallet) | Up to 3.3% p.a.* | Start from RM10, no maximum limit | Add and withdraw anytime (≈ 2 business days) | Setting money aside to grow while keeping it separate from daily spending |
| GO+ (TNG eWallet) | ~3.0 – 3.2% p.a. | Start from RM10, up to RM20,000 | Funds here are part of your eWallet so they're still accessible for spending with instant withdrawal | Flexible funds you can use anytime while earning additional returns on your balance |
| Fixed deposits (banks) | ~1.8 – 2.2% p.a., depending on amount and tenure | Minimum RM500 tenure-based | Locked for a fixed period upon deposit | Guaranteed returns when you can commit funds for a fixed period |
| Basic savings account | ~0.05 – 1.8% p.a. | Low or no minimum or maximum | Instant | Everyday banking and immediate access |
*Return rates are projected and subject to change. The SAVE projected return of 3.3% p.a. is accurate as of 31 May 2026 and is based on the Principal Islamic Money Market Fund performance. GO+, fixed deposit, and savings account return ranges are indicative only and may vary by provider and market conditions. Past performance is not an indication of future returns.
How to start saving with SAVE
Monthly cash-in
Lump sum cash-in