GO+: A smarter alternative to high interest savings accounts

Looking for a better place to grow your savings? GO+ lets you earn daily returns of up to 3.2% p.a. through Principal e-Cash, a Shariah-compliant money market fund, all within TNG eWallet

Start from just RM10 and enjoy easy access to your money with no lock-in period.

GO+ is an investment product that offers potential returns subject to market performance. Returns may fluctuate and are not guaranteed. Please note that GO+ is not a savings or deposit account and does not fall under PIDM protection.

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Why choose GO+ over a traditional savings account?​

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Earn higher potential returns​

Earn up to 3.2% p.a., with returns distributed daily into your GO+ balance.​
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Shariah-compliant ​

Powered by Principal e-Cash, GO+ is a Shariah-compliant money market fund.​
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Easy cash out, anytime​

Access your money whenever you need it with no lock-in period.​

Your money is professionally managed​

GO+ is managed by Principal Asset Management Berhad, a leading investment manager with decades of experience managing assets across Southeast Asia.

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Let the experts handle your money

Principal manages nearly RM88.1 billion in assets across Southeast Asia

Your daily earnings are gained from the investments Principal makes

More about Principal (opens in new tab)

See how GO+ compares to a savings account and fixed deposit​

  GO+ Traditional savings account Fixed deposit
How your money grows Invested in a money market fund Earns bank interest Earns fixed deposit interest
Potential returns Up to 3.2% p.a Typically 0.25%-0.6% p.a Up to 6% p.a (promotional rate and longer lock-in)
Minimum deposit RM10 Varies by financial institution Varies by financial institution
Shariah-compliant? Yes Varies. Most major banks offer an Islamic variant Varies. Most major institutions offer an Islamic variant
Capital guaranteed? No Yes Yes
Liquidity Instant Instant Locked until maturity

How to activate GO+​

How to activate GO+
How to cash-in money to your GO+
How to withdraw money from GO+

See how GO+ works​

Watch how to cash in and grow your savings

Ready to grow your savings?

Ready to grow your savings?

Scan the QR code to activate GO+ in your TNG eWallet and start earning daily returns.