TNG Digital Sdn. Bhd. (‘TNG Digital’), the operator of Malaysia’s leading digital financial services and lifestyle app, TNG eWallet, today announced the launch of BizCash, its first fully digital, in-app business financing platform that connects micro and small businesses to trusted financial institutions. With CIMB Bank Berhad (‘CIMB’) as its first financing partner on the platform, BizCash simplifies funding for SSM-registered businesses through a seamless digital application journey directly within TNG eWallet.

Micro and small businesses play a vital role in Malaysia’s economy, yet many remain underserved due to lower turnover, simpler business structures or limited documentation. BizCash is designed to help bridge this gap by providing a secure and accessible pathway to formal business financing. 

Alan Ni, Chief Executive Officer of TNG Digital, said, “Many of our merchants are sole proprietors who rely on steady cash flow to sustain and grow their businesses, yet remain underserved by traditional financing. Improving access to formal financial tools for these everyday entrepreneurs is a core priority for us. With BizCash, we are building a platform that connects merchants to financing partners, starting with CIMB, to deliver faster and more accessible funding while supporting their long-term growth.” 

Powered by TNG Digital’s digital infrastructure and extensive merchant ecosystem, alongside CIMB’s strong SME lending capabilities and robust risk management, BizCash is underpinned by CIMB’s SME Quick Biz Financing, enabling responsible lending and supports sustainable business growth nationwide.  

Lawrence Loh, Co-CEO, Group Commercial and Transaction Banking, CIMB said, “Our collaboration with TNG Digital on BizCash reflects CIMB’s continued focus on leveraging digital partnerships to expand access to financing for micro and small businesses, in line with our purpose of Advancing Customers and Society. By powering this solution with our SME lending capabilities, we are able to reach entrepreneurs through a platform they already use in their daily operations, making financing more accessible, convenient and timely. Through this partnership, we aim to support more businesses in managing their cash flow effectively while enabling them to pursue new opportunities for growth.” 

Designed for a wide range of small businesses, from neighbourhood retailers and traders to small service providers, BizCash lowers entry of barriers with a minimum requirement of RM4,200 in monthly revenue and at least one year of operation.  

Eligible merchants can apply for financing ranging from RM10,000 to RM150,000 through a simple, end-to-end digital process within the TNG eWallet app. The financing supports both day-to-day operational needs and business expansion. 

BizCash offers a seamless in-app application experience, eliminating the need for branch visits or manual paperwork. Merchants gains faster access to working capital, enabling them to respond quickly to peak sales periods and new business opportunities. For returning merchants, auto-filled details further simplify repeat applications, reducing friction and saving valuable time so they can stay focused on running their business. 

BizCash is designed as an open financing platform and TNG Digital will progressively onboard additional banking and financing partners to offer merchants a wider range of financing options tailored to their needs. 

As part of GOfinance, the all-in-one financial services hub within TNG eWallet, BizCash expands access to responsible business financing within a broader ecosystem of payments, investment and protection, helping more businesses participate in the formal financial system and move forward with confidence. 

 Learn more about BizCash at https://www.touchngo.com.my/merchant/bizcash/